Moving to Bosnia and Herzegovina from Montenegro

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What to Expect

Considering a move from Montenegro to Bosnia and Herzegovina? Here's how the two compare on cost, climate, safety, and more.

If you moved from Montenegro to Bosnia and Herzegovina, you would find that Bosnia and Herzegovina is 22.3% cheaper than Montenegro overall. A €65,700 salary in Montenegro would need to be roughly BAM97,197 in Bosnia and Herzegovina to maintain the same lifestyle, and you’d need to navigate life in Bosnian, Croatian and Serbian.

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How Far Will Your Money Go?

A breakdown of how everyday costs differ between Montenegro and Bosnia and Herzegovina.

What does your salary buy?

€65,700 BAM97,197

To maintain the same standard of living in Bosnia and Herzegovina

Calculate with your salary →

How key spending categories compare

Restaurants

pay 27.8% less

Groceries

pay 1.3% less

Transportation

pay 11.4% less

Housing

pay 33.6% less

Childcare

pay 50.0% less

Entertainment and Sports

pay 25.1% less

See full cost of living breakdown
Exchange rate: 1 EUR = 1.95 BAM (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Who Else Is Making This Move?

What the data shows about people moving from Montenegro to Bosnia and Herzegovina.

Living there in 2020
4,108 ↓ 7% vs 2015

people born in Montenegro live in Bosnia and Herzegovina · UN DESA

Who's moving to Bosnia and Herzegovina?

Top countries of origin for Bosnia and Herzegovina's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

The numbers behind daily life in Bosnia and Herzegovina compared to Montenegro.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

ME
2.5
BA
1.1
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

ME
9.1
BA
13.7

Montenegro generally does better on safety, though Bosnia and Herzegovina leads in homicide rate.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

ME
$2,908
BA
$1,989
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

ME
27.5
BA
23.2

Bosnia and Herzegovina generally does better on health & wellbeing, though Montenegro leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

ME
60.0
BA
55.0

Bosnia and Herzegovina performs significantly better than Montenegro across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

ME
31.3
BA
27.1
Electricity per capita World Bank, 2023

annual consumption — reflects grid capacity

ME
4,564 kWh
BA
3,676 kWh

Montenegro performs better than Bosnia and Herzegovina across all infrastructure metrics.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

ME
15.2%
BA
10.4%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

ME
$27,800
BA
$19,900

Montenegro generally does better on employment & economy, though Bosnia and Herzegovina leads in unemployment rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

ME
77.8 yrs
BA
78.0 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

ME
3.2
BA
5.2

Montenegro generally does better on family life, though Bosnia and Herzegovina leads in life expectancy.

Data: Department of Public Revenues, Montenegro, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Podgorica Rain: 65.4 in/yr (1661 mm)
69° / 51°F

Avg. annual high / low

Sarajevo Rain: 37.4 in/yr (950 mm)
62° / 42°F

Avg. annual high / low

Months Podgorica Sarajevo
Jan–Mar 53°/38°F (12°/3°C) 45°/30°F (7°/-1°C)
Apr–Jun 75°/56°F (24°/13°C) 70°/48°F (21°/9°C)
Jul–Sep 86°/66°F (30°/19°C) 79°/56°F (26°/13°C)
Oct–Dec 61°/45°F (16°/7°C) 51°/37°F (11°/3°C)
View all months
Month Podgorica Sarajevo
Jan 49°/35°F (9.5°/1.4°C) 39°/27°F (4.1°/-2.9°C)
Feb 52°/38°F (11.3°/3.1°C) 44°/29°F (6.6°/-1.9°C)
Mar 59°/42°F (15.1°/5.8°C) 53°/35°F (11.5°/1.4°C)
Apr 66°/48°F (19.1°/9.1°C) 62°/41°F (16.5°/5.1°C)
May 76°/56°F (24.3°/13.5°C) 71°/48°F (21.4°/9.0°C)
Jun 83°/63°F (28.2°/17.3°C) 78°/55°F (25.4°/12.6°C)
Jul 89°/69°F (31.8°/20.3°C) 82°/58°F (27.8°/14.2°C)
Aug 89°/68°F (31.7°/20.2°C) 83°/58°F (28.3°/14.3°C)
Sep 81°/62°F (27.3°/16.5°C) 72°/51°F (22.5°/10.4°C)
Oct 71°/53°F (21.7°/11.6°C) 63°/44°F (17.3°/6.5°C)
Nov 60°/44°F (15.4°/6.8°C) 51°/37°F (10.6°/2.8°C)
Dec 52°/37°F (11.1°/2.9°C) 40°/29°F (4.3°/-1.7°C)

Data: Institute of Hydrometeorology and Seismology Institute of Hydrometeorology and Seismology, Federal Hydrometeorological Service of the Federation of Bosnia and Herzegovina Federal Hydrometeorological Service of the Federation of Bosnia and Herzegovina

Visitor Visa Requirements

Short-stay tourist visa rules between Montenegro and Bosnia and Herzegovina. To live, work, or study long-term in Bosnia and Herzegovina, you'll need a separate residence or work visa — check Bosnia and Herzegovina's immigration authority.

Montenegro passport

Montenegro passport holder visiting Bosnia and Herzegovina

Visa Free
Montenegro passport holders can enter Bosnia and Herzegovina without a visa.
Bosnia and Herzegovina passport

Bosnia and Herzegovina passport holder visiting Montenegro

Visa Free
Bosnia and Herzegovina passport holders can enter Montenegro without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Bosnia and Herzegovina than Montenegro?

On average Bosnia and Herzegovina is about 24% less expensive than Montenegro, with major cities narrowing the gap.

How much money do I need to move to Bosnia and Herzegovina?

Budget about BAM24,299 for 3 months in Bosnia and Herzegovina (based on a €65,700 comparable annual salary), then add the one-off costs: flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Bosnia and Herzegovina?

Connectivity is usually fine (Bosnia and Herzegovina: 27.1 fixed broadband per 100). What actually decides it is legal: does Bosnia and Herzegovina offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Bosnia and Herzegovina safe for expats?

Montenegro generally does better on safety, though Bosnia and Herzegovina leads in homicide rate. The homicide rate in Bosnia and Herzegovina is 1.1 per 100,000 people, compared to 2.5 in Montenegro.

How is healthcare in Bosnia and Herzegovina compared to Montenegro?

Bosnia and Herzegovina generally does better on health & wellbeing, though Montenegro leads in doctors per 10,000 people. There are 23.2 doctors per 10,000 people in Bosnia and Herzegovina, compared to 27.5 in Montenegro. Bosnia and Herzegovina scores 66 on the WHO universal health coverage index (Montenegro: 72).

What's the weather like in Bosnia and Herzegovina compared to Montenegro?

The average high temperature in Sarajevo is 62°F, compared to 69°F in Podgorica. Sarajevo receives around 37.4 in of rainfall per year, while Podgorica gets 65.4 in.

What language do they speak in Bosnia and Herzegovina?

The official languages in Bosnia and Herzegovina are Bosnian, Croatian and Serbian. In Montenegro, the official language is Montenegrin.

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At a Glance

ME BA
Population 604,966 3,816,459
Currency Euro (€) Bosnia-Herzegovina Convertible Mark (BAM)
Languages Montenegrin Bosnian, Croatian, Serbian
Driving side Right Right
Calling code +382 +387
Time zones 1 1
Emergency number 112 112