Moving to Montenegro from Bosnia and Herzegovina
What to Expect
A comprehensive look at what changes when you move from Bosnia and Herzegovina to Montenegro — from daily expenses to quality of life.
If you moved from Bosnia and Herzegovina to Montenegro, you would find that Montenegro is 41.9% more expensive than Bosnia and Herzegovina overall. A BAM125,999 salary in Bosnia and Herzegovina would need to be roughly €84,966 in Montenegro to maintain the same lifestyle, and you’d need to navigate life in Montenegrin.
How Far Will Your Money Go?
How your spending power changes when you relocate from Bosnia and Herzegovina to Montenegro.
What does your salary buy?
BAM125,999 → €84,966
To maintain the same standard of living in Montenegro
Calculate with your salary →The biggest cost differences at a glance
Restaurants
pay 40.6% more
Groceries
pay 3.1% more
Transportation
pay 13.0% more
Housing
pay 86.9% more
Childcare
pay 2.0 times more
Entertainment and Sports
pay 37.2% more
Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.
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Who Else Is Making This Move?
Real numbers on people moving from Bosnia and Herzegovina to Montenegro, and how the trend has changed.
Key Indicator Comparison
How Bosnia and Herzegovina and Montenegro stack up on safety, healthcare, jobs, and infrastructure.
Is it safe?
per 100,000 people per year
per 100,000 people per year
Bosnia and Herzegovina generally does better on safety, though Montenegro leads in road traffic deaths.
How's the healthcare?
annual government + private spending per person
affects wait times and access to care
WHO index from 0–100 measuring essential service access
per 100,000 people — a proxy for mental health support
Bosnia and Herzegovina generally does better on health & wellbeing, though Montenegro leads in doctors per 10,000 people.
What about the environment?
deaths attributable to air pollution per 100k people
Bosnia and Herzegovina performs better than Montenegro across all environment metrics.
Will I have good infrastructure?
fixed broadband subscriptions — key for remote work
annual consumption — reflects grid capacity
Montenegro performs significantly better than Bosnia and Herzegovina across all infrastructure metrics.
What are the job prospects?
percentage of the labour force without work
a broad measure of economic output per person
the highest marginal rate on personal income
Montenegro generally does better on employment & economy, though Bosnia and Herzegovina leads in unemployment rate.
Is it good for families?
average years of life at birth
deaths per 1,000 live births — lower is better
percentage of adults who can read and write
Montenegro generally does better on family life, though Bosnia and Herzegovina leads in life expectancy.
Data: Indirect Taxation Authority of Bosnia and Herzegovina, The World Factbook, United Nations SDG Indicators, World Bank
What's the Climate Like?
Monthly averages — select a city to compare.
Avg. annual high / low
Avg. annual high / low
| Months | Sarajevo | Podgorica |
|---|---|---|
| Jan–Mar | 45°/30°F (7°/-1°C) | 53°/38°F (12°/3°C) |
| Apr–Jun | 70°/48°F (21°/9°C) | 75°/56°F (24°/13°C) |
| Jul–Sep | 79°/56°F (26°/13°C) | 86°/66°F (30°/19°C) |
| Oct–Dec | 51°/37°F (11°/3°C) | 61°/45°F (16°/7°C) |
View all months
| Month | Sarajevo | Podgorica |
|---|---|---|
| Jan | 39°/27°F (4.1°/-2.9°C) | 49°/35°F (9.5°/1.4°C) |
| Feb | 44°/29°F (6.6°/-1.9°C) | 52°/38°F (11.3°/3.1°C) |
| Mar | 53°/35°F (11.5°/1.4°C) | 59°/42°F (15.1°/5.8°C) |
| Apr | 62°/41°F (16.5°/5.1°C) | 66°/48°F (19.1°/9.1°C) |
| May | 71°/48°F (21.4°/9.0°C) | 76°/56°F (24.3°/13.5°C) |
| Jun | 78°/55°F (25.4°/12.6°C) | 83°/63°F (28.2°/17.3°C) |
| Jul | 82°/58°F (27.8°/14.2°C) | 89°/69°F (31.8°/20.3°C) |
| Aug | 83°/58°F (28.3°/14.3°C) | 89°/68°F (31.7°/20.2°C) |
| Sep | 72°/51°F (22.5°/10.4°C) | 81°/62°F (27.3°/16.5°C) |
| Oct | 63°/44°F (17.3°/6.5°C) | 71°/53°F (21.7°/11.6°C) |
| Nov | 51°/37°F (10.6°/2.8°C) | 60°/44°F (15.4°/6.8°C) |
| Dec | 40°/29°F (4.3°/-1.7°C) | 52°/37°F (11.1°/2.9°C) |
Data:
Federal Hydrometeorological Service of the Federation of Bosnia and Herzegovina,
Institute of Hydrometeorology and Seismology
Visitor Visa Requirements
Short-stay tourist visa rules between Bosnia and Herzegovina and Montenegro. To live, work, or study long-term in Montenegro, you'll need a separate residence or work visa — check Montenegro's immigration authority.
Bosnia and Herzegovina passport holder visiting Montenegro
Visa Free
Montenegro passport holder visiting Bosnia and Herzegovina
Visa FreeData: Henley Passport Index. Check with the destination country's embassy for the most current requirements.
Frequently Asked Questions
Is it cheaper to live in Montenegro than Bosnia and Herzegovina?
Day-to-day costs in Montenegro run about 32% higher than Bosnia and Herzegovina on average; specific cities can swing further.
How much money do I need to move to Montenegro?
A safe rule of thumb is 3 months of local expenses plus relocation costs. On a BAM125,999 comparable salary, that's around €21,242 in Montenegro for everyday spending, before flights, shipping, deposits, and visa fees.
Can I work remotely from Montenegro?
With 31.3 fixed broadband subscriptions per 100 people, Montenegro can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Bosnia and Herzegovina and Montenegro.
Is Montenegro safe for expats?
Bosnia and Herzegovina generally does better on safety, though Montenegro leads in road traffic deaths. The homicide rate in Montenegro is 2.5 per 100,000 people, compared to 1.1 in Bosnia and Herzegovina.
How is healthcare in Montenegro compared to Bosnia and Herzegovina?
Bosnia and Herzegovina generally does better on health & wellbeing, though Montenegro leads in doctors per 10,000 people. There are 27.5 doctors per 10,000 people in Montenegro, compared to 23.2 in Bosnia and Herzegovina. Montenegro scores 72 on the WHO universal health coverage index (Bosnia and Herzegovina: 66).
What's the weather like in Montenegro compared to Bosnia and Herzegovina?
The average high temperature in Podgorica is 69°F, compared to 62°F in Sarajevo. Podgorica receives around 65.4 in of rainfall per year, while Sarajevo gets 37.4 in.
What language do they speak in Montenegro?
The official language in Montenegro is Montenegrin. In Bosnia and Herzegovina, the official languages are Bosnian, Croatian and Serbian.
