Moving to Croatia from Bosnia and Herzegovina

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What to Expect

Everything you need to know before relocating from Bosnia and Herzegovina to Croatia — costs, safety, healthcare, and practical first steps.

If you moved from Bosnia and Herzegovina to Croatia, you would find that Croatia is 59.1% more expensive than Bosnia and Herzegovina overall. A BAM130,000 salary in Bosnia and Herzegovina would need to be roughly HRK797,000 in Croatia to maintain the same lifestyle.

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Is Croatia cheaper than Bosnia and Herzegovina?

Where you'll feel the difference day-to-day

Restaurants

pay 60.9% more

Groceries

pay 20.0% more

Transportation

pay 13.6% more

Housing

pay 2.3 times more

Childcare

pay 34.5% more

Entertainment and Sports

pay 75.4% more

See full cost of living breakdown
Exchange rate: 1 BAM = 3.85 HRK (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

What salary do you need in Croatia?

What does your salary buy?

BAM130,000 → HRK797,000

To maintain the same standard of living in Croatia

Calculate with your salary →

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Croatia cost about 29% more than cities in Bosnia and Herzegovina.

Bosnia and Herzegovina

Mostar 34%

Croatia

Dubrovnik 49%
Zadar 44%

Compare cities head-to-head

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Who Else Is Making This Move?

How many people actually move from Bosnia and Herzegovina to Croatia, based on official data.

Living there in 2020
381,100 ↓ 6% vs 2015

people born in Bosnia and Herzegovina live in Croatia · UN DESA

Who's moving to Croatia?

Top countries of origin for Croatia's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

Key indicators for anyone considering a move from Bosnia and Herzegovina to Croatia.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

BA
1.2
HR
0.7
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

BA
13.7
HR
8.1

Croatia performs significantly better than Bosnia and Herzegovina across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

BA
$1,989
HR
$3,229
Doctors per 10,000 people World Bank, 2022

affects wait times and access to care

BA
25.8
HR
39.1

Bosnia and Herzegovina generally does better on health & wellbeing, though Croatia leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

BA
55.0
HR
31.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

BA
6.5t
HR
4.8t

Croatia performs significantly better than Bosnia and Herzegovina across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

BA
29.4
HR
29.6
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

BA
2.1%
HR
1.5%

Croatia generally does better on infrastructure, though Bosnia and Herzegovina leads in internet access.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

BA
11.0%
HR
5.0%
GDP per capita World Bank, 2025

a broad measure of economic output per person

BA
$10,382
HR
$27,104

Bosnia and Herzegovina generally does better on employment & economy, though Croatia leads in unemployment rate.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

BA
78.0 yrs
HR
78.9 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

BA
5.5
HR
4.1

Croatia performs significantly better than Bosnia and Herzegovina across all family life metrics.

Sources: World Bank (2015–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), The World Factbook (2021), Indirect Taxation Authority of Bosnia and Herzegovina (2016), Croatia Tax Administration (2016). How we calculate this

Weather in Croatia vs Bosnia and Herzegovina

Monthly averages — select a city to compare.

Sarajevo Rain: 37.4 in/yr (950 mm)
62° / 42°F

Avg. annual high / low

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Months Sarajevo Zagreb
Jan–Mar 45°/30°F (7°/-1°C) 44°/29°F (7°/-2°C)
Apr–Jun 70°/48°F (21°/9°C) 69°/48°F (21°/9°C)
Jul–Sep 79°/56°F (26°/13°C) 77°/55°F (25°/13°C)
Oct–Dec 51°/37°F (11°/3°C) 50°/35°F (10°/2°C)
View all months
Month Sarajevo Zagreb
Jan 39°/27°F (4.1°/-2.9°C) 38°/25°F (3.1°/-4.0°C)
Feb 44°/29°F (6.6°/-1.9°C) 43°/28°F (6.1°/-2.5°C)
Mar 53°/35°F (11.5°/1.4°C) 52°/34°F (11.3°/0.9°C)
Apr 62°/41°F (16.5°/5.1°C) 62°/41°F (16.4°/4.9°C)
May 71°/48°F (21.4°/9.0°C) 70°/49°F (21.3°/9.2°C)
Jun 78°/55°F (25.4°/12.6°C) 76°/55°F (24.6°/12.7°C)
Jul 82°/58°F (27.8°/14.2°C) 80°/58°F (26.7°/14.2°C)
Aug 83°/58°F (28.3°/14.3°C) 79°/57°F (26.2°/13.7°C)
Sep 72°/51°F (22.5°/10.4°C) 72°/51°F (22.3°/10.4°C)
Oct 63°/44°F (17.3°/6.5°C) 61°/42°F (16.2°/5.8°C)
Nov 51°/37°F (10.6°/2.8°C) 49°/35°F (9.3°/1.8°C)
Dec 40°/29°F (4.3°/-1.7°C) 40°/29°F (4.4°/-1.9°C)

Data: Federal Hydrometeorological Service of the Federation of Bosnia and Herzegovina Federal Hydrometeorological Service of the Federation of Bosnia and Herzegovina, Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service

Can you move from Bosnia and Herzegovina to Croatia?

Short-stay tourist visa rules between Bosnia and Herzegovina and Croatia. To live, work, or study long-term in Croatia, you'll need a separate residence or work visa — check Croatia's immigration authority.

Bosnia and Herzegovina passport

Bosnia and Herzegovina passport holder visiting Croatia

Visa Free
Bosnia and Herzegovina passport holders can enter Croatia without a visa.
Croatia passport

Croatia passport holder visiting Bosnia and Herzegovina

Visa Free
Croatia passport holders can enter Bosnia and Herzegovina without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Croatia than Bosnia and Herzegovina?

No — Croatia is on average about 59% more expensive than Bosnia and Herzegovina. City-level variation matters.

How much money do I need to move to Croatia?

Plan for at least 3 months of living expenses — roughly HRK199,250 in Croatia on a BAM130,000 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Croatia?

Internet is rarely the blocker — Croatia has 29.6 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Croatia safe for expats?

Croatia performs significantly better than Bosnia and Herzegovina across all safety metrics. The homicide rate in Croatia is 0.7 per 100,000 people, compared to 1.2 in Bosnia and Herzegovina.

How is healthcare in Croatia compared to Bosnia and Herzegovina?

Bosnia and Herzegovina generally does better on health & wellbeing, though Croatia leads in doctors per 10,000 people. There are 39.1 doctors per 10,000 people in Croatia, compared to 25.8 in Bosnia and Herzegovina. Croatia scores 80 on the WHO universal health coverage index (Bosnia and Herzegovina: 66).

What's the weather like in Croatia compared to Bosnia and Herzegovina?

The average high temperature in Zagreb is 60°F, compared to 62°F in Sarajevo. Zagreb receives around 33.7 in of rainfall per year, while Sarajevo gets 37.4 in.

What language do they speak in Croatia?

The official language in Croatia is Croatian. In Bosnia and Herzegovina, the official languages are Bosnian, Croatian and Serbian.

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At a Glance

BA HR
Population 3,140,095 3,876,200
Currency Bosnia-Herzegovina Convertible Mark (BAM) Croatian Kuna (HRK)
Languages Bosnian, Croatian, Serbian Croatian
Driving side Right Right
Calling code +387 +385
Time zones 1 1
Emergency number 112 112