Moving to Switzerland from Bosnia and Herzegovina

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What to Expect

Everything you need to know before relocating from Bosnia and Herzegovina to Switzerland — costs, safety, healthcare, and practical first steps.

If you moved from Bosnia and Herzegovina to Switzerland, you would find that Switzerland is 3.5 times more expensive than Bosnia and Herzegovina overall. A BAM130,000 salary in Bosnia and Herzegovina would need to be roughly CHF215,000 in Switzerland to maintain the same lifestyle, and you’d need to navigate life in French, Italian, Romansh and Swiss German.

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How Far Will Your Money Go?

What to expect for your wallet after moving from Bosnia and Herzegovina to Switzerland.

What does your salary buy?

BAM130,000 → CHF215,000

To maintain the same standard of living in Switzerland

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 3.5 times more

Groceries

pay 2.3 times more

Transportation

pay 2.0 times more

Housing

pay 5.6 times more

Childcare

pay 7.3 times more

Entertainment and Sports

pay 3.8 times more

See full cost of living breakdown
Exchange rate: 1 BAM = 0.4754 CHF (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Switzerland cost about 144% more than cities in Bosnia and Herzegovina.

Bosnia and Herzegovina

Mostar 34%

Switzerland

Baden 98%
Zurich 98%
Nyon 90%
Geneva 90%
Vevey 88%

Compare cities head-to-head

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Who Else Is Making This Move?

How many people actually move from Bosnia and Herzegovina to Switzerland, based on official data.

Moved in 2023
432

people moved from Bosnia and Herzegovina to Switzerland · OECD (latest data available)

Who's moving to Switzerland?

Top countries of origin for Switzerland's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

Key indicators for anyone considering a move from Bosnia and Herzegovina to Switzerland.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

BA
1.2
CH
0.6
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

BA
13.7
CH
2.4

Switzerland performs significantly better than Bosnia and Herzegovina across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

BA
$1,989
CH
$10,602
Doctors per 10,000 people World Bank, 2022

affects wait times and access to care

BA
25.8
CH
44.8

Switzerland generally does better on health & wellbeing, though Bosnia and Herzegovina leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

BA
55.0
CH
10.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

BA
6.5t
CH
3.8t

Switzerland performs significantly better than Bosnia and Herzegovina across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

BA
29.4
CH
47.0
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

BA
2.1%
CH
6.5%

Switzerland generally does better on infrastructure, though Bosnia and Herzegovina leads in water stress level.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

BA
11.0%
CH
4.9%
GDP per capita World Bank, 2025

a broad measure of economic output per person

BA
$10,382
CH
$114,769

Switzerland generally does better on employment & economy, though Bosnia and Herzegovina leads in top income tax rate.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

BA
78.0 yrs
CH
84.4 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

BA
5.5
CH
3.4

Switzerland performs significantly better than Bosnia and Herzegovina across all family life metrics.

Sources: World Bank (2015–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), Indirect Taxation Authority of Bosnia and Herzegovina (2016), Swiss Federal Tax Administration (2016). How we calculate this

What's the Climate Like?

Monthly averages — select a city to compare.

Sarajevo Rain: 37.4 in/yr (950 mm)
62° / 42°F

Avg. annual high / low

Bern Rain: 42.8 in/yr (1086 mm)
55° / 41°F

Avg. annual high / low

Months Sarajevo Bern
Jan–Mar 45°/30°F (7°/-1°C) 41°/30°F (5°/-1°C)
Apr–Jun 70°/48°F (21°/9°C) 62°/45°F (17°/7°C)
Jul–Sep 79°/56°F (26°/13°C) 70°/53°F (21°/12°C)
Oct–Dec 51°/37°F (11°/3°C) 46°/36°F (8°/2°C)
View all months
Month Sarajevo Bern
Jan 39°/27°F (4.1°/-2.9°C) 36°/27°F (2.0°/-2.8°C)
Feb 44°/29°F (6.6°/-1.9°C) 40°/29°F (4.2°/-1.9°C)
Mar 53°/35°F (11.5°/1.4°C) 47°/33°F (8.3°/0.6°C)
Apr 62°/41°F (16.5°/5.1°C) 55°/39°F (12.6°/3.7°C)
May 71°/48°F (21.4°/9.0°C) 63°/46°F (17.3°/7.7°C)
Jun 78°/55°F (25.4°/12.6°C) 69°/51°F (20.5°/10.8°C)
Jul 82°/58°F (27.8°/14.2°C) 73°/55°F (23.0°/12.8°C)
Aug 83°/58°F (28.3°/14.3°C) 72°/54°F (22.0°/12.4°C)
Sep 72°/51°F (22.5°/10.4°C) 66°/50°F (18.8°/10.0°C)
Oct 63°/44°F (17.3°/6.5°C) 56°/43°F (13.3°/6.2°C)
Nov 51°/37°F (10.6°/2.8°C) 44°/35°F (6.9°/1.4°C)
Dec 40°/29°F (4.3°/-1.7°C) 37°/29°F (2.9°/-1.7°C)

Data: Federal Hydrometeorological Service of the Federation of Bosnia and Herzegovina Federal Hydrometeorological Service of the Federation of Bosnia and Herzegovina, MeteoSwiss - Federal Office of Meteorology and Climatology MeteoSwiss - Federal Office of Meteorology and Climatology

Visitor Visa Requirements

Short-stay tourist visa rules between Bosnia and Herzegovina and Switzerland. To live, work, or study long-term in Switzerland, you'll need a separate residence or work visa — check Switzerland's immigration authority.

Bosnia and Herzegovina passport

Bosnia and Herzegovina passport holder visiting Switzerland

Visa Free
Bosnia and Herzegovina passport holders can enter Switzerland without a visa.
Switzerland passport

Switzerland passport holder visiting Bosnia and Herzegovina

Visa Free
Switzerland passport holders can enter Bosnia and Herzegovina without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Switzerland than Bosnia and Herzegovina?

No — Switzerland is on average about 249% more expensive than Bosnia and Herzegovina. City-level variation matters.

How much money do I need to move to Switzerland?

Plan for at least 3 months of living expenses — roughly CHF53,750 in Switzerland on a BAM130,000 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Switzerland?

Internet is rarely the blocker — Switzerland has 47.0 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Switzerland safe for expats?

Switzerland performs significantly better than Bosnia and Herzegovina across all safety metrics. The homicide rate in Switzerland is 0.6 per 100,000 people, compared to 1.2 in Bosnia and Herzegovina.

How is healthcare in Switzerland compared to Bosnia and Herzegovina?

Switzerland generally does better on health & wellbeing, though Bosnia and Herzegovina leads in healthcare spending per person. There are 44.8 doctors per 10,000 people in Switzerland, compared to 25.8 in Bosnia and Herzegovina. Switzerland scores 86 on the WHO universal health coverage index (Bosnia and Herzegovina: 66).

What's the weather like in Switzerland compared to Bosnia and Herzegovina?

The average high temperature in Bern is 55°F, compared to 62°F in Sarajevo. Bern receives around 42.8 in of rainfall per year, while Sarajevo gets 37.4 in.

What language do they speak in Switzerland?

The official languages in Switzerland are French, Italian, Romansh and Swiss German. In Bosnia and Herzegovina, the official languages are Bosnian, Croatian and Serbian.

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At a Glance

BA CH
Population 3,140,095 9,092,436
Currency Bosnia-Herzegovina Convertible Mark (BAM) Swiss Franc (CHF)
Languages Bosnian, Croatian, Serbian French, Italian, Romansh, Swiss German
Driving side Right Right
Calling code +387 +41
Time zones 1 1
Emergency number 112 112