Moving to Bosnia and Herzegovina from Switzerland

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What to Expect

Considering a move from Switzerland to Bosnia and Herzegovina? Here's how the two compare on cost, climate, safety, and more.

If you moved from Switzerland to Bosnia and Herzegovina, you would find that Bosnia and Herzegovina is 71.3% cheaper than Switzerland overall. A CHF62,000 salary in Switzerland would need to be roughly BAM37,500 in Bosnia and Herzegovina to maintain the same lifestyle, and you’d need to navigate life in Bosnian, Croatian and Serbian.

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Is Bosnia and Herzegovina cheaper than Switzerland?

How key spending categories compare

Restaurants

pay 71.2% less

Groceries

pay 55.7% less

Transportation

pay 50.1% less

Housing

pay 82.1% less

Childcare

pay 86.3% less

Entertainment and Sports

pay 73.9% less

See full cost of living breakdown
Exchange rate: 1 CHF = 2.11 BAM (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

What salary do you need in Bosnia and Herzegovina?

What does your salary buy?

CHF62,000 → BAM37,500

To maintain the same standard of living in Bosnia and Herzegovina

Calculate with your salary →

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Bosnia and Herzegovina cost about 59% less than cities in Switzerland.

Switzerland

Baden 98%
Zurich 98%
Nyon 90%
Geneva 90%
Vevey 88%

Bosnia and Herzegovina

Mostar 34%

Compare cities head-to-head

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Key Indicator Comparison

The numbers behind daily life in Bosnia and Herzegovina compared to Switzerland.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

CH
0.6
BA
1.2
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

CH
2.4
BA
13.7

Switzerland performs better than Bosnia and Herzegovina across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

CH
$10,602
BA
$1,989
Doctors per 10,000 people World Bank, 2022

affects wait times and access to care

CH
44.8
BA
25.8

Switzerland generally does better on health & wellbeing, though Bosnia and Herzegovina leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

CH
10.0
BA
55.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

CH
3.8t
BA
6.5t

Switzerland performs better than Bosnia and Herzegovina across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

CH
47.0
BA
29.4
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

CH
6.5%
BA
2.1%

Switzerland generally does better on infrastructure, though Bosnia and Herzegovina leads in water stress level.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

CH
4.9%
BA
11.0%
GDP per capita World Bank, 2025

a broad measure of economic output per person

CH
$114,769
BA
$10,382

Switzerland generally does better on employment & economy, though Bosnia and Herzegovina leads in top income tax rate.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

CH
84.4 yrs
BA
78.0 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

CH
3.4
BA
5.5

Switzerland performs better than Bosnia and Herzegovina across all family life metrics.

Sources: World Bank (2015–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), Swiss Federal Tax Administration (2016), Indirect Taxation Authority of Bosnia and Herzegovina (2016). How we calculate this

Weather in Bosnia and Herzegovina vs Switzerland

Monthly averages — select a city to compare.

Zurich Rain: 42.8 in/yr (1086 mm)
55° / 41°F

Avg. annual high / low

Sarajevo Rain: 37.4 in/yr (950 mm)
62° / 42°F

Avg. annual high / low

Months Zurich Sarajevo
Jan–Mar 41°/30°F (5°/-1°C) 45°/30°F (7°/-1°C)
Apr–Jun 62°/45°F (17°/7°C) 70°/48°F (21°/9°C)
Jul–Sep 70°/53°F (21°/12°C) 79°/56°F (26°/13°C)
Oct–Dec 46°/36°F (8°/2°C) 51°/37°F (11°/3°C)
View all months
Month Zurich Sarajevo
Jan 36°/27°F (2.0°/-2.8°C) 39°/27°F (4.1°/-2.9°C)
Feb 40°/29°F (4.2°/-1.9°C) 44°/29°F (6.6°/-1.9°C)
Mar 47°/33°F (8.3°/0.6°C) 53°/35°F (11.5°/1.4°C)
Apr 55°/39°F (12.6°/3.7°C) 62°/41°F (16.5°/5.1°C)
May 63°/46°F (17.3°/7.7°C) 71°/48°F (21.4°/9.0°C)
Jun 69°/51°F (20.5°/10.8°C) 78°/55°F (25.4°/12.6°C)
Jul 73°/55°F (23.0°/12.8°C) 82°/58°F (27.8°/14.2°C)
Aug 72°/54°F (22.0°/12.4°C) 83°/58°F (28.3°/14.3°C)
Sep 66°/50°F (18.8°/10.0°C) 72°/51°F (22.5°/10.4°C)
Oct 56°/43°F (13.3°/6.2°C) 63°/44°F (17.3°/6.5°C)
Nov 44°/35°F (6.9°/1.4°C) 51°/37°F (10.6°/2.8°C)
Dec 37°/29°F (2.9°/-1.7°C) 40°/29°F (4.3°/-1.7°C)

Data: MeteoSwiss - Federal Office of Meteorology and Climatology MeteoSwiss - Federal Office of Meteorology and Climatology, Federal Hydrometeorological Service of the Federation of Bosnia and Herzegovina Federal Hydrometeorological Service of the Federation of Bosnia and Herzegovina

Can you move from Switzerland to Bosnia and Herzegovina?

Short-stay tourist visa rules between Switzerland and Bosnia and Herzegovina. To live, work, or study long-term in Bosnia and Herzegovina, you'll need a separate residence or work visa — check Bosnia and Herzegovina's immigration authority.

Switzerland passport

Switzerland passport holder visiting Bosnia and Herzegovina

Visa Free
Switzerland passport holders can enter Bosnia and Herzegovina without a visa.
Bosnia and Herzegovina passport

Bosnia and Herzegovina passport holder visiting Switzerland

Visa Free
Bosnia and Herzegovina passport holders can enter Switzerland without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Bosnia and Herzegovina than Switzerland?

On average Bosnia and Herzegovina is about 71% less expensive than Switzerland, with major cities narrowing the gap.

How much money do I need to move to Bosnia and Herzegovina?

Budget about BAM9,375 for 3 months in Bosnia and Herzegovina (based on a CHF62,000 comparable annual salary), then add the one-off costs: flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Bosnia and Herzegovina?

Connectivity is usually fine (Bosnia and Herzegovina: 29.4 fixed broadband per 100). What actually decides it is legal: does Bosnia and Herzegovina offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Bosnia and Herzegovina safe for expats?

Switzerland performs better than Bosnia and Herzegovina across all safety metrics. The homicide rate in Bosnia and Herzegovina is 1.2 per 100,000 people, compared to 0.6 in Switzerland.

How is healthcare in Bosnia and Herzegovina compared to Switzerland?

Switzerland generally does better on health & wellbeing, though Bosnia and Herzegovina leads in healthcare spending per person. There are 25.8 doctors per 10,000 people in Bosnia and Herzegovina, compared to 44.8 in Switzerland. Bosnia and Herzegovina scores 66 on the WHO universal health coverage index (Switzerland: 86).

What's the weather like in Bosnia and Herzegovina compared to Switzerland?

The average high temperature in Sarajevo is 62°F, compared to 55°F in Zurich. Sarajevo receives around 37.4 in of rainfall per year, while Zurich gets 42.8 in.

What language do they speak in Bosnia and Herzegovina?

The official languages in Bosnia and Herzegovina are Bosnian, Croatian and Serbian. In Switzerland, the official languages are French, Italian, Romansh and Swiss German.

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At a Glance

CH BA
Population 9,092,436 3,140,095
Currency Swiss Franc (CHF) Bosnia-Herzegovina Convertible Mark (BAM)
Languages French, Italian, Romansh, Swiss German Bosnian, Croatian, Serbian
Driving side Right Right
Calling code +41 +387
Time zones 1 1
Emergency number 112 112