Moving to Ghana from Bosnia and Herzegovina

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What to Expect

Everything you need to know before relocating from Bosnia and Herzegovina to Ghana — costs, safety, healthcare, and practical first steps.

If you moved from Bosnia and Herzegovina to Ghana, you would find that Ghana is 9.0% cheaper than Bosnia and Herzegovina overall. A BAM125,999 salary in Bosnia and Herzegovina would need to be roughly GHS561,784 in Ghana to maintain the same lifestyle, and you’d need to navigate life in English. Expect a noticeable climate shift — Accra averages 88°F vs 62°F in Sarajevo, making it significantly warmer.

How Far Will Your Money Go?

What to expect for your wallet after moving from Bosnia and Herzegovina to Ghana.

What does your salary buy?

BAM125,999 GHS561,784

To maintain the same standard of living in Ghana

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 34.7% less

Groceries

pay 31.6% more

Transportation

pay 24.3% less

Housing

pay 3.1% more

Childcare

pay 5.6% more

Entertainment and Sports

pay 16.1% more

See full cost of living breakdown
Exchange rate: 1 BAM = 6.37 GHS (June 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Key Indicator Comparison

Key indicators for anyone considering a move from Bosnia and Herzegovina to Ghana.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

BA
1.1
GH
1.8
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

BA
13.7
GH
25.9

Bosnia and Herzegovina performs better than Ghana across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

BA
$1,989
GH
$234
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

BA
23.2
GH
1.4

Bosnia and Herzegovina generally does better on health & wellbeing, though Ghana leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

BA
55.0
GH
89.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

BA
6.4t
GH
0.7t

Bosnia and Herzegovina generally does better on environment, though Ghana leads in co₂ emissions per capita.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

BA
27.1
GH
0.6
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

BA
2.0%
GH
6.3%

Bosnia and Herzegovina performs better than Ghana across all infrastructure metrics.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

BA
10.4%
GH
3.1%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

BA
$19,900
GH
$6,700

Bosnia and Herzegovina generally does better on employment & economy, though Ghana leads in unemployment rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

BA
78.0 yrs
GH
69.4 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

BA
5.2
GH
32.6

Bosnia and Herzegovina performs better than Ghana across all family life metrics.

Data: Indirect Taxation Authority of Bosnia and Herzegovina, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Sarajevo Rain: 37.4 in/yr (950 mm)
62° / 42°F

Avg. annual high / low

Accra Rain: 29.2 in/yr (741 mm)
88° / 75°F

Avg. annual high / low

Months Sarajevo Accra
Jan–Mar 45°/30°F (7°/-1°C) 91°/76°F (33°/25°C)
Apr–Jun 70°/48°F (21°/9°C) 88°/76°F (31°/24°C)
Jul–Sep 79°/56°F (26°/13°C) 84°/74°F (29°/23°C)
Oct–Dec 51°/37°F (11°/3°C) 89°/75°F (32°/24°C)
View all months
Month Sarajevo Accra
Jan 39°/27°F (4.1°/-2.9°C) 90°/75°F (32.4°/24.1°C)
Feb 44°/29°F (6.6°/-1.9°C) 92°/77°F (33.1°/25.0°C)
Mar 53°/35°F (11.5°/1.4°C) 91°/77°F (33.0°/25.1°C)
Apr 62°/41°F (16.5°/5.1°C) 91°/77°F (32.7°/25.1°C)
May 71°/48°F (21.4°/9.0°C) 89°/76°F (31.6°/24.4°C)
Jun 78°/55°F (25.4°/12.6°C) 85°/74°F (29.7°/23.6°C)
Jul 82°/58°F (27.8°/14.2°C) 83°/74°F (28.4°/23.1°C)
Aug 83°/58°F (28.3°/14.3°C) 83°/73°F (28.3°/22.7°C)
Sep 72°/51°F (22.5°/10.4°C) 85°/74°F (29.5°/23.1°C)
Oct 63°/44°F (17.3°/6.5°C) 88°/74°F (31.0°/23.5°C)
Nov 51°/37°F (10.6°/2.8°C) 90°/76°F (32.0°/24.2°C)
Dec 40°/29°F (4.3°/-1.7°C) 90°/76°F (32.1°/24.3°C)

Data: Federal Hydrometeorological Service of the Federation of Bosnia and Herzegovina Federal Hydrometeorological Service of the Federation of Bosnia and Herzegovina, Ghana Meteorological Agency Ghana Meteorological Agency

Visitor Visa Requirements

Short-stay tourist visa rules between Bosnia and Herzegovina and Ghana. To live, work, or study long-term in Ghana, you'll need a separate residence or work visa — check Ghana's immigration authority.

Bosnia and Herzegovina passport

Bosnia and Herzegovina passport holder visiting Ghana

Visa Required
Bosnia and Herzegovina passport holders need a visa to enter Ghana.
Ghana passport

Ghana passport holder visiting Bosnia and Herzegovina

Visa Required
Ghana passport holders need a visa to enter Bosnia and Herzegovina.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Ghana than Bosnia and Herzegovina?

Yes — Ghana is on average about 30% cheaper than Bosnia and Herzegovina. City-level variation can be significant.

How much money do I need to move to Ghana?

Plan for at least 3 months of living expenses — roughly GHS140,446 in Ghana on a BAM125,999 comparable salary — plus one-off moving costs (flights, shipping, deposits, visa fees).

Can I work remotely from Ghana?

Internet is rarely the blocker — Ghana has 0.6 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Ghana safe for expats?

Bosnia and Herzegovina performs better than Ghana across all safety metrics. The homicide rate in Ghana is 1.8 per 100,000 people, compared to 1.1 in Bosnia and Herzegovina.

How is healthcare in Ghana compared to Bosnia and Herzegovina?

Bosnia and Herzegovina generally does better on health & wellbeing, though Ghana leads in healthcare spending per person. There are 1.4 doctors per 10,000 people in Ghana, compared to 23.2 in Bosnia and Herzegovina. Ghana scores 48 on the WHO universal health coverage index (Bosnia and Herzegovina: 66).

What's the weather like in Ghana compared to Bosnia and Herzegovina?

The average high temperature in Accra is 88°F, compared to 62°F in Sarajevo. Accra receives around 29.2 in of rainfall per year, while Sarajevo gets 37.4 in.

What language do they speak in Ghana?

The official language in Ghana is English. In Bosnia and Herzegovina, the official languages are Bosnian, Croatian and Serbian.

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At a Glance

BA GH
Population 3,816,459 33,107,275
Currency Bosnia-Herzegovina Convertible Mark (BAM) Ghanaian Cedi (GHS)
Languages Bosnian, Croatian, Serbian English
Driving side Right Right
Calling code +387 +233
Time zones 1 1
Emergency number 112 112