Moving to Bosnia and Herzegovina from Ghana

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What to Expect

Everything you need to know before relocating from Ghana to Bosnia and Herzegovina — costs, safety, healthcare, and practical first steps.

If you moved from Ghana to Bosnia and Herzegovina, you would find that Bosnia and Herzegovina is 61.7% more expensive than Ghana overall. A GHS859,312 salary in Ghana would need to be roughly BAM183,521 in Bosnia and Herzegovina to maintain the same lifestyle, and you’d need to navigate life in Bosnian, Croatian and Serbian. Expect a noticeable climate shift — Sarajevo averages 62°F vs 88°F in Accra, making it significantly cooler.

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How Far Will Your Money Go?

What to expect for your wallet after moving from Ghana to Bosnia and Herzegovina.

What does your salary buy?

GHS859,312 BAM183,521

To maintain the same standard of living in Bosnia and Herzegovina

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 2.1 times more

Groceries

pay 8.2% less

Transportation

pay 69.0% more

Housing

pay 45.0% more

Childcare

pay 17.6% more

Entertainment and Sports

pay 21.6% more

See full cost of living breakdown
Exchange rate: 1 GHS = 0.1495 BAM (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Key Indicator Comparison

Key indicators for anyone considering a move from Ghana to Bosnia and Herzegovina.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

GH
1.8
BA
1.1
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

GH
25.9
BA
13.7

Bosnia and Herzegovina performs significantly better than Ghana across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

GH
$234
BA
$1,989
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

GH
1.4
BA
23.2

Ghana generally does better on health & wellbeing, though Bosnia and Herzegovina leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

GH
89.0
BA
55.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

GH
0.7t
BA
6.4t

Ghana generally does better on environment, though Bosnia and Herzegovina leads in air pollution deaths.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

GH
0.6
BA
27.1
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

GH
6.3%
BA
2.0%

Bosnia and Herzegovina performs significantly better than Ghana across all infrastructure metrics.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

GH
3.1%
BA
10.4%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

GH
$6,700
BA
$19,900

Bosnia and Herzegovina generally does better on employment & economy, though Ghana leads in unemployment rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

GH
69.4 yrs
BA
78.0 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

GH
32.6
BA
5.2

Bosnia and Herzegovina performs significantly better than Ghana across all family life metrics.

Data: Ghana Revenue Authority, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Accra Rain: 29.2 in/yr (741 mm)
88° / 75°F

Avg. annual high / low

Sarajevo Rain: 37.4 in/yr (950 mm)
62° / 42°F

Avg. annual high / low

Months Accra Sarajevo
Jan–Mar 91°/76°F (33°/25°C) 45°/30°F (7°/-1°C)
Apr–Jun 88°/76°F (31°/24°C) 70°/48°F (21°/9°C)
Jul–Sep 84°/74°F (29°/23°C) 79°/56°F (26°/13°C)
Oct–Dec 89°/75°F (32°/24°C) 51°/37°F (11°/3°C)
View all months
Month Accra Sarajevo
Jan 90°/75°F (32.4°/24.1°C) 39°/27°F (4.1°/-2.9°C)
Feb 92°/77°F (33.1°/25.0°C) 44°/29°F (6.6°/-1.9°C)
Mar 91°/77°F (33.0°/25.1°C) 53°/35°F (11.5°/1.4°C)
Apr 91°/77°F (32.7°/25.1°C) 62°/41°F (16.5°/5.1°C)
May 89°/76°F (31.6°/24.4°C) 71°/48°F (21.4°/9.0°C)
Jun 85°/74°F (29.7°/23.6°C) 78°/55°F (25.4°/12.6°C)
Jul 83°/74°F (28.4°/23.1°C) 82°/58°F (27.8°/14.2°C)
Aug 83°/73°F (28.3°/22.7°C) 83°/58°F (28.3°/14.3°C)
Sep 85°/74°F (29.5°/23.1°C) 72°/51°F (22.5°/10.4°C)
Oct 88°/74°F (31.0°/23.5°C) 63°/44°F (17.3°/6.5°C)
Nov 90°/76°F (32.0°/24.2°C) 51°/37°F (10.6°/2.8°C)
Dec 90°/76°F (32.1°/24.3°C) 40°/29°F (4.3°/-1.7°C)

Data: Ghana Meteorological Agency Ghana Meteorological Agency, Federal Hydrometeorological Service of the Federation of Bosnia and Herzegovina Federal Hydrometeorological Service of the Federation of Bosnia and Herzegovina

Visitor Visa Requirements

Short-stay tourist visa rules between Ghana and Bosnia and Herzegovina. To live, work, or study long-term in Bosnia and Herzegovina, you'll need a separate residence or work visa — check Bosnia and Herzegovina's immigration authority.

Ghana passport

Ghana passport holder visiting Bosnia and Herzegovina

Visa Required
Ghana passport holders need a visa to enter Bosnia and Herzegovina.
Bosnia and Herzegovina passport

Bosnia and Herzegovina passport holder visiting Ghana

Visa Required
Bosnia and Herzegovina passport holders need a visa to enter Ghana.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Bosnia and Herzegovina than Ghana?

No — Bosnia and Herzegovina is on average about 43% more expensive than Ghana. City-level variation matters.

How much money do I need to move to Bosnia and Herzegovina?

Plan for at least 3 months of living expenses — roughly BAM45,880 in Bosnia and Herzegovina on a GHS859,312 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Bosnia and Herzegovina?

Internet is rarely the blocker — Bosnia and Herzegovina has 27.1 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Bosnia and Herzegovina safe for expats?

Bosnia and Herzegovina performs significantly better than Ghana across all safety metrics. The homicide rate in Bosnia and Herzegovina is 1.1 per 100,000 people, compared to 1.8 in Ghana.

How is healthcare in Bosnia and Herzegovina compared to Ghana?

Ghana generally does better on health & wellbeing, though Bosnia and Herzegovina leads in doctors per 10,000 people. There are 23.2 doctors per 10,000 people in Bosnia and Herzegovina, compared to 1.4 in Ghana. Bosnia and Herzegovina scores 66 on the WHO universal health coverage index (Ghana: 48).

What's the weather like in Bosnia and Herzegovina compared to Ghana?

The average high temperature in Sarajevo is 62°F, compared to 88°F in Accra. Sarajevo receives around 37.4 in of rainfall per year, while Accra gets 29.2 in.

What language do they speak in Bosnia and Herzegovina?

The official languages in Bosnia and Herzegovina are Bosnian, Croatian and Serbian. In Ghana, the official language is English.

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At a Glance

GH BA
Population 33,107,275 3,816,459
Currency Ghanaian Cedi (GHS) Bosnia-Herzegovina Convertible Mark (BAM)
Languages English Bosnian, Croatian, Serbian
Driving side Right Right
Calling code +233 +387
Time zones 1 1
Emergency number 112 112