Moving to Kenya from Zambia

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What to Expect

A comprehensive look at what changes when you move from Zambia to Kenya — from daily expenses to quality of life.

If you moved from Zambia to Kenya, you would find that Kenya is 18.1% cheaper than Zambia overall. A ZMW1,500,000 salary in Zambia would need to be roughly KES8,020,000 in Kenya to maintain the same lifestyle.

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How Far Will Your Money Go?

How your spending power changes when you relocate from Zambia to Kenya.

What does your salary buy?

ZMW1,500,000 → KES8,020,000

To maintain the same standard of living in Kenya

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 2.5% less

Groceries

pay 44.4% less

Transportation

pay 17.7% more

Housing

pay 20.9% less

Childcare

pay 13.4% less

Entertainment and Sports

pay 3.8% more

See full cost of living breakdown
Exchange rate: 1 ZMW = 6.53 KES (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Key Indicator Comparison

How Zambia and Kenya stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Homicide rate World Bank, 2022

per 100,000 people per year

ZM
5.2
KE
4.9
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

ZM
17.1
KE
28.2

Zambia generally does better on safety, though Kenya leads in homicide rate.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

ZM
$244
KE
$274
Doctors per 10,000 people World Bank, 2023

affects wait times and access to care

ZM
3.2
KE
2.9

Zambia generally does better on health & wellbeing, though Kenya leads in adult obesity rate.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

ZM
50.0
KE
33.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

ZM
0.5t
KE
0.4t

Kenya performs significantly better than Zambia across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

ZM
0.8
KE
3.0
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

ZM
2.8%
KE
33.2%

Zambia generally does better on infrastructure, though Kenya leads in broadband per 100 people.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

ZM
5.9%
KE
5.5%
GDP per capita World Bank, 2025

a broad measure of economic output per person

ZM
$1,318
KE
$2,363

Kenya performs significantly better than Zambia across all employment & economy metrics.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

ZM
66.5 yrs
KE
63.8 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

ZM
34.6
KE
34.2

Zambia generally does better on family life, though Kenya leads in infant mortality.

Sources: World Bank (2015–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), Zambia Revenue Authority (2016), Revenue Authority (2016), The World Factbook (2021). How we calculate this

What's the Climate Like?

Monthly averages — select a city to compare.

Lusaka Rain: 31.4 in/yr (798 mm)
80° / 59°F

Avg. annual high / low

Nairobi Rain: 40.3 in/yr (1024 mm)
74° / 54°F

Avg. annual high / low

Months Lusaka Nairobi
Jan–Mar 80°/62°F (27°/17°C) 77°/54°F (25°/12°C)
Apr–Jun 77°/55°F (25°/13°C) 73°/55°F (23°/13°C)
Jul–Sep 79°/55°F (26°/13°C) 72°/50°F (22°/10°C)
Oct–Dec 85°/64°F (29°/18°C) 75°/55°F (24°/13°C)
View all months
Month Lusaka Nairobi
Jan 80°/63°F (26.6°/17.1°C) 76°/53°F (24.5°/11.5°C)
Feb 80°/62°F (26.5°/16.8°C) 78°/53°F (25.6°/11.6°C)
Mar 81°/62°F (27.0°/16.6°C) 78°/56°F (25.6°/13.1°C)
Apr 80°/59°F (26.5°/15.1°C) 75°/57°F (24.1°/14.0°C)
May 78°/55°F (25.3°/12.7°C) 73°/56°F (22.6°/13.2°C)
Jun 74°/51°F (23.4°/10.6°C) 71°/52°F (21.5°/11.0°C)
Jul 73°/50°F (23.0°/10.2°C) 69°/50°F (20.6°/10.1°C)
Aug 79°/54°F (25.9°/12.3°C) 71°/50°F (21.4°/10.2°C)
Sep 85°/60°F (29.4°/15.3°C) 75°/51°F (23.7°/10.5°C)
Oct 87°/64°F (30.8°/17.5°C) 76°/54°F (24.7°/12.5°C)
Nov 86°/64°F (29.9°/17.9°C) 74°/56°F (23.1°/13.1°C)
Dec 81°/63°F (27.2°/17.3°C) 74°/55°F (23.4°/12.6°C)

Data: Zambia Meteorological Department (ZMD) Zambia Meteorological Department (ZMD), Kenya Meteorological Department Kenya Meteorological Department

Visitor Visa Requirements

Short-stay tourist visa rules between Zambia and Kenya. To live, work, or study long-term in Kenya, you'll need a separate residence or work visa — check Kenya's immigration authority.

Zambia passport

Zambia passport holder visiting Kenya

Visa Free
Zambia passport holders can enter Kenya without a visa.
Kenya passport

Kenya passport holder visiting Zambia

Visa Free
Kenya passport holders can enter Zambia without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Kenya than Zambia?

Generally yes: Kenya runs about 18% cheaper than Zambia on average, though it depends heavily on the city.

How much money do I need to move to Kenya?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a ZMW1,500,000 comparable salary, that's around KES2,005,000 in Kenya for everyday spending, before flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Kenya?

With 3.0 fixed broadband subscriptions per 100 people, Kenya can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Zambia and Kenya.

Is Kenya safe for expats?

Zambia generally does better on safety, though Kenya leads in homicide rate. The homicide rate in Kenya is 4.9 per 100,000 people, compared to 5.2 in Zambia.

How is healthcare in Kenya compared to Zambia?

Zambia generally does better on health & wellbeing, though Kenya leads in adult obesity rate. There are 2.9 doctors per 10,000 people in Kenya, compared to 3.2 in Zambia. Kenya scores 53 on the WHO universal health coverage index (Zambia: 56).

What's the weather like in Kenya compared to Zambia?

The average high temperature in Nairobi is 74°F, compared to 80°F in Lusaka. Nairobi receives around 40.3 in of rainfall per year, while Lusaka gets 31.4 in.

What language do they speak in Kenya?

The official languages in Kenya are English and Swahili. In Zambia, the official language is English.

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At a Glance

ZM KE
Population 21,913,874 57,532,493
Currency Zambian Kwacha (ZMW) Kenyan Shilling (KES)
Languages English English, Swahili
Driving side Left Left
Calling code +260 +254
Time zones 1 1
Emergency number — 999