Moving to Ghana from Zambia
What to Expect
A comprehensive look at what changes when you move from Zambia to Ghana — from daily expenses to quality of life.
If you moved from Zambia to Ghana, you would find that Ghana is 5.7% more expensive than Zambia overall. A ZMW1,500,000 salary in Zambia would need to be roughly GHS939,000 in Ghana to maintain the same lifestyle. You’ll also switch from driving on the left to the right.
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How your spending power changes when you relocate from Zambia to Ghana.
What does your salary buy?
ZMW1,500,000 → GHS939,000
To maintain the same standard of living in Ghana
Calculate with your salary →The biggest cost differences at a glance
Restaurants
pay 39.9% more
Groceries
pay 1.5% more
Transportation
pay 17.5% less
Housing
pay 13.9% more
Childcare
pay 18.7% more
Entertainment and Sports
pay 16.7% more
Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.
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Key Indicator Comparison
How Zambia and Ghana stack up on safety, healthcare, jobs, and infrastructure.
Is it safe?
per 100,000 people per year
per 100,000 people per year
Zambia generally does better on safety, though Ghana leads in homicide rate.
How's the healthcare?
annual government + private spending per person
affects wait times and access to care
WHO index from 0–100 measuring essential service access
share of adults with obesity
per 100,000 people — a proxy for mental health support
Zambia generally does better on health & wellbeing, though Ghana leads in healthcare spending per person.
What about the environment?
deaths attributable to air pollution per 100k people
tonnes of CO₂ emitted per person per year
Zambia performs better than Ghana across all environment metrics.
Will I have good infrastructure?
fixed broadband subscriptions — key for remote work
higher means greater strain on freshwater supply
annual consumption — reflects grid capacity
share of households with internet
Zambia generally does better on infrastructure, though Ghana leads in internet access.
What are the job prospects?
percentage of the labour force without work
a broad measure of economic output per person
the highest marginal rate on personal income
share of people below the poverty line
Ghana performs significantly better than Zambia across all employment & economy metrics.
Is it good for families?
average years of life at birth
deaths per 1,000 live births — lower is better
government spending on education as % of GDP
percentage of adults who can read and write
Zambia generally does better on family life, though Ghana leads in infant mortality.
Sources: World Bank (2015–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), Zambia Revenue Authority (2016), Ghana Revenue Authority (2016). How we calculate this
What's the Climate Like?
Monthly averages — select a city to compare.
Avg. annual high / low
Avg. annual high / low
| Months | Lusaka | Accra |
|---|---|---|
| Jan–Mar | 80°/62°F (27°/17°C) | 91°/76°F (33°/25°C) |
| Apr–Jun | 77°/55°F (25°/13°C) | 88°/76°F (31°/24°C) |
| Jul–Sep | 79°/55°F (26°/13°C) | 84°/74°F (29°/23°C) |
| Oct–Dec | 85°/64°F (29°/18°C) | 89°/75°F (32°/24°C) |
View all months
| Month | Lusaka | Accra |
|---|---|---|
| Jan | 80°/63°F (26.6°/17.1°C) | 90°/75°F (32.4°/24.1°C) |
| Feb | 80°/62°F (26.5°/16.8°C) | 92°/77°F (33.1°/25.0°C) |
| Mar | 81°/62°F (27.0°/16.6°C) | 91°/77°F (33.0°/25.1°C) |
| Apr | 80°/59°F (26.5°/15.1°C) | 91°/77°F (32.7°/25.1°C) |
| May | 78°/55°F (25.3°/12.7°C) | 89°/76°F (31.6°/24.4°C) |
| Jun | 74°/51°F (23.4°/10.6°C) | 85°/74°F (29.7°/23.6°C) |
| Jul | 73°/50°F (23.0°/10.2°C) | 83°/74°F (28.4°/23.1°C) |
| Aug | 79°/54°F (25.9°/12.3°C) | 83°/73°F (28.3°/22.7°C) |
| Sep | 85°/60°F (29.4°/15.3°C) | 85°/74°F (29.5°/23.1°C) |
| Oct | 87°/64°F (30.8°/17.5°C) | 88°/74°F (31.0°/23.5°C) |
| Nov | 86°/64°F (29.9°/17.9°C) | 90°/76°F (32.0°/24.2°C) |
| Dec | 81°/63°F (27.2°/17.3°C) | 90°/76°F (32.1°/24.3°C) |
Data:
Zambia Meteorological Department (ZMD),
Ghana Meteorological Agency
Visitor Visa Requirements
Short-stay tourist visa rules between Zambia and Ghana. To live, work, or study long-term in Ghana, you'll need a separate residence or work visa — check Ghana's immigration authority.
Zambia passport holder visiting Ghana
Visa Free
Ghana passport holder visiting Zambia
Visa on ArrivalData: Henley Passport Index. Check with the destination country's embassy for the most current requirements.
Frequently Asked Questions
Is it cheaper to live in Ghana than Zambia?
Day-to-day costs in Ghana run about 6% higher than Zambia on average; specific cities can swing further.
How much money do I need to move to Ghana?
A safe rule of thumb is 3 months of local expenses plus relocation costs. On a ZMW1,500,000 comparable salary, that's around GHS234,750 in Ghana for everyday spending, before flights, shipping, a rental deposit, and visa fees.
Can I work remotely from Ghana?
With 0.7 fixed broadband subscriptions per 100 people, Ghana can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Zambia and Ghana.
Is Ghana safe for expats?
Zambia generally does better on safety, though Ghana leads in homicide rate. The homicide rate in Ghana is 1.8 per 100,000 people, compared to 5.2 in Zambia.
How is healthcare in Ghana compared to Zambia?
Zambia generally does better on health & wellbeing, though Ghana leads in healthcare spending per person. There are 2.7 doctors per 10,000 people in Ghana, compared to 3.2 in Zambia. Ghana scores 48 on the WHO universal health coverage index (Zambia: 56).
What's the weather like in Ghana compared to Zambia?
The average high temperature in Accra is 88°F, compared to 80°F in Lusaka. Accra receives around 29.2 in of rainfall per year, while Lusaka gets 31.4 in.
What language do they speak in Ghana?
Both Zambia and Ghana share the same official language: English.
