Moving to Zambia from New York

moving to

What to Expect

Everything you need to know before relocating from New York to Zambia — costs, safety, healthcare, and practical first steps.

If you moved from New York to Zambia, you would find that Zambia is 68.8% cheaper than New York. A $75,000 salary in New York would need to be roughly ZMW470,000 in Zambia to maintain the same lifestyle. You’ll also switch from driving on the right to the left. Expect a noticeable climate shift — Lusaka averages 80°F vs 62°F in New York City, making it significantly warmer.

Planning this move? Get up to 5 free, no-obligation quotes from vetted international movers. Get free quotes ↓

Is Zambia cheaper than New York?

Where you'll feel the difference day-to-day

Restaurants

pay 70.9% less

Groceries

pay 39.3% less

Transportation

pay 42.0% less

Housing

pay 84.7% less

Childcare

pay 79.1% less

Entertainment and Sports

pay 58.6% less

See full cost of living breakdown
Exchange rate: 1 USD = 20.09 ZMW (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

What salary do you need in Zambia?

What does your salary buy?

$75,000 → ZMW470,000

To maintain the same standard of living in Zambia

Calculate with your salary →

Get free moving quotes to Zambia

We've teamed up with a vetted network of international movers to help MyLifeElsewhere readers plan their move with confidence. Tell us about your move and get up to 5 free, no-obligation quotes in under 2 minutes.

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Who Else Is Making This Move?

How many people actually move from New York to Zambia, based on official data.

Living there in 2020
1,169 ↑ 40% vs 2015

people born in United States live in Zambia · UN DESA

Who's moving to Zambia?

Top countries of origin for Zambia's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

Key indicators for anyone considering a move from New York to Zambia.

How's the healthcare?

Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2024

share of adults with obesity

NY
29.9%
ZM
11.6%

Zambia performs significantly better than New York across all health & wellbeing metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2024

share of households with internet

NY
89.7%
ZM
17.1%

New York performs better than Zambia across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

NY
4.4%
ZM
5.9%
GDP per capita Bureau of Economic Analysis, 2025

a broad measure of economic output per person

NY
$91,992
ZM
$1,318

New York performs better than Zambia across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2024

average years of life at birth

NY
77.7 yrs
ZM
66.5 yrs

New York performs better than Zambia across all family life metrics.

Weather in Zambia vs New York

Monthly averages — select a city to compare.

New York City Rain: 49.9 in/yr (1268 mm)
62° / 48°F

Avg. annual high / low

Lusaka Rain: 31.4 in/yr (798 mm)
80° / 59°F

Avg. annual high / low

Months New York City Lusaka
Jan–Mar 43°/30°F (6°/-1°C) 80°/62°F (27°/17°C)
Apr–Jun 70°/54°F (21°/12°C) 77°/55°F (25°/13°C)
Jul–Sep 81°/66°F (27°/19°C) 79°/55°F (26°/13°C)
Oct–Dec 54°/41°F (12°/5°C) 85°/64°F (29°/18°C)
View all months
Month New York City Lusaka
Jan 38°/27°F (3.5°/-2.8°C) 80°/63°F (26.6°/17.1°C)
Feb 42°/29°F (5.3°/-1.7°C) 80°/62°F (26.5°/16.8°C)
Mar 50°/35°F (9.8°/1.8°C) 81°/62°F (27.0°/16.6°C)
Apr 61°/45°F (16.2°/7.1°C) 80°/59°F (26.5°/15.1°C)
May 71°/54°F (21.6°/12.2°C) 78°/55°F (25.3°/12.7°C)
Jun 79°/64°F (26.3°/17.6°C) 74°/51°F (23.4°/10.6°C)
Jul 84°/69°F (28.9°/20.4°C) 73°/50°F (23.0°/10.2°C)
Aug 83°/68°F (28.1°/19.9°C) 79°/54°F (25.9°/12.3°C)
Sep 75°/61°F (24.0°/16.0°C) 85°/60°F (29.4°/15.3°C)
Oct 64°/50°F (17.7°/10.0°C) 87°/64°F (30.8°/17.5°C)
Nov 54°/42°F (12.1°/5.3°C) 86°/64°F (29.9°/17.9°C)
Dec 43°/32°F (6.1°/0.0°C) 81°/63°F (27.2°/17.3°C)

Data: National Weather Service National Weather Service, Zambia Meteorological Department (ZMD) Zambia Meteorological Department (ZMD)

Can you move from New York to Zambia?

Short-stay tourist visa rules between United States and Zambia. To live, work, or study long-term in Zambia, you'll need a separate residence or work visa — check Zambia's immigration authority.

United States passport

United States passport holder visiting Zambia

Visa Free
United States passport holders can enter Zambia without a visa.
Zambia passport

Zambia passport holder visiting United States

Visa Required
Zambia passport holders need a visa to enter United States.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Zambia than New York?

Yes — Zambia is on average about 69% cheaper than New York. City-level variation can be significant.

How much money do I need to move to Zambia?

Plan for at least 3 months of living expenses — roughly ZMW117,500 in Zambia on a $75,000 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Zambia?

Usually fine from major cities in Zambia. The harder questions are legal — digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

How is healthcare in Zambia compared to New York?

Zambia performs significantly better than New York across all health & wellbeing metrics.

What's the weather like in Zambia compared to New York?

The average high temperature in Lusaka is 80°F, compared to 62°F in New York City. Lusaka receives around 31.4 in of rainfall per year, while New York City gets 49.9 in.

What language do they speak in Zambia?

Both New York and Zambia share the same official language: English.

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At a Glance

ZM
Population 20,002,427 21,913,874
Currency United States Dollar ($) Zambian Kwacha (ZMW)
Languages English English
Driving side Right Left
Calling code +1 +260
Time zones 11 1
Emergency number 911 —