Moving to Iowa from New York

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What to Expect

Considering a move from New York to Iowa? Here's how the two compare on cost, climate, safety, and more.

If you moved from New York to Iowa, you would find that Iowa is 19.2% cheaper than New York. A $75,000 salary in New York would need to be roughly $57,191 in Iowa to maintain the same lifestyle.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between New York and Iowa.

What does your salary buy?

$75,000 $57,191

To maintain the same standard of living in Iowa

Calculate with your salary →

How key spending categories compare

Restaurants

pay 8.6% less

Groceries

pay 22.2% less

Transportation

pay 27.1% less

Housing

pay 31.0% less

Childcare

pay 29.9% less

Entertainment and Sports

pay 14.4% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Iowa cost about 23% less than cities in New York.

New York

Queens 73%
Ithaca 62%

Compare cities head-to-head

Key Indicator Comparison

The numbers behind daily life in Iowa compared to New York.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NY
381
IA
277
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NY
1760
IA
1427

Iowa performs significantly better than New York across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

NY
5.0%
IA
4.7%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

NY
29.9%
IA
38.7%

New York generally does better on health & wellbeing, though Iowa leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

NY
$403,000
IA
$195,900
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

NY
$1,576
IA
$949

Iowa performs significantly better than New York across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

NY
89.7%
IA
87.9%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

NY
33 min
IA
20 min

New York generally does better on infrastructure, though Iowa leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

NY
4.4%
IA
3.3%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

NY
$91,992
IA
$63,747

New York generally does better on employment & economy, though Iowa leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

NY
77.7 yrs
IA
77.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

NY
28%
IA
20%

New York performs better than Iowa across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Albany Rain: 39.4 in/yr (1000 mm)
58° / 39°F

Avg. annual high / low

Des Moines Rain: 36.0 in/yr (915 mm)
60° / 41°F

Avg. annual high / low

Months Albany Des Moines
Jan–Mar 37°/19°F (2°/-7°C) 39°/21°F (4°/-6°C)
Apr–Jun 68°/47°F (20°/8°C) 72°/52°F (22°/11°C)
Jul–Sep 78°/58°F (26°/14°C) 82°/62°F (28°/17°C)
Oct–Dec 48°/31°F (9°/-1°C) 48°/31°F (9°/-1°C)
View all months
Month Albany Des Moines
Jan 31°/15°F (-0.8°/-9.7°C) 31°/14°F (-0.6°/-9.8°C)
Feb 35°/17°F (1.4°/-8.2°C) 36°/19°F (2.3°/-7.3°C)
Mar 44°/26°F (6.9°/-3.5°C) 49°/30°F (9.4°/-1.3°C)
Apr 58°/37°F (14.6°/2.9°C) 62°/41°F (16.8°/5.1°C)
May 69°/47°F (20.8°/8.4°C) 72°/52°F (22.4°/11.2°C)
Jun 78°/56°F (25.5°/13.6°C) 82°/62°F (27.6°/16.7°C)
Jul 82°/61°F (27.9°/16.3°C) 86°/67°F (29.8°/19.3°C)
Aug 80°/60°F (26.9°/15.5°C) 84°/65°F (28.8°/18.2°C)
Sep 72°/52°F (22.3°/10.9°C) 76°/55°F (24.5°/12.9°C)
Oct 60°/40°F (15.4°/4.2°C) 63°/43°F (17.3°/6.1°C)
Nov 48°/31°F (8.8°/-0.3°C) 48°/31°F (8.8°/-0.8°C)
Dec 36°/21°F (2.1°/-6.0°C) 34°/18°F (1.1°/-7.8°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Iowa than New York?

On average Iowa is about 24% less expensive than New York, with major cities narrowing the gap.

How much money do I need to move to Iowa?

Budget about $14,298 for 3 months in Iowa (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is Iowa safe?

Iowa performs significantly better than New York across all safety metrics.

How is healthcare in Iowa compared to New York?

New York generally does better on health & wellbeing, though Iowa leads in uninsured rate.

What's the weather like in Iowa compared to New York?

The average high temperature in Des Moines is 60°F, compared to 58°F in Albany. Des Moines receives around 36.0 in of rainfall per year, while Albany gets 39.4 in.

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