Moving to New York from Iowa

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What to Expect

A comprehensive look at what changes when you move from Iowa to New York — from daily expenses to quality of life.

If you moved from Iowa to New York, you would find that New York is 30.7% more expensive than Iowa. A $75,000 salary in Iowa would need to be roughly $98,355 in New York to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from Iowa to New York.

What does your salary buy?

$75,000 $98,355

To maintain the same standard of living in New York

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 10.5% more

Groceries

pay 29.2% more

Transportation

pay 52.7% more

Housing

pay 54.6% more

Childcare

pay 43.6% more

Entertainment and Sports

pay 22.3% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in New York cost about 31% more than cities in Iowa.

New York

Queens 73%
Ithaca 62%

Compare cities head-to-head

Key Indicator Comparison

How Iowa and New York stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IA
277
NY
381
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IA
1427
NY
1760

Iowa performs better than New York across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

IA
4.7%
NY
5.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

IA
38.7%
NY
29.9%

Iowa generally does better on health & wellbeing, though New York leads in adult obesity rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

IA
$195,900
NY
$403,000
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

IA
$949
NY
$1,576

Iowa performs better than New York across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

IA
87.9%
NY
89.7%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

IA
20 min
NY
33 min

Iowa generally does better on infrastructure, though New York leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

IA
3.3%
NY
4.4%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

IA
$63,747
NY
$91,992

Iowa generally does better on employment & economy, though New York leads in gdp per capita.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

IA
77.5 yrs
NY
77.7 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

IA
20%
NY
28%

New York performs significantly better than Iowa across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Des Moines Rain: 36.0 in/yr (915 mm)
60° / 41°F

Avg. annual high / low

Albany Rain: 39.4 in/yr (1000 mm)
58° / 39°F

Avg. annual high / low

Months Des Moines Albany
Jan–Mar 39°/21°F (4°/-6°C) 37°/19°F (2°/-7°C)
Apr–Jun 72°/52°F (22°/11°C) 68°/47°F (20°/8°C)
Jul–Sep 82°/62°F (28°/17°C) 78°/58°F (26°/14°C)
Oct–Dec 48°/31°F (9°/-1°C) 48°/31°F (9°/-1°C)
View all months
Month Des Moines Albany
Jan 31°/14°F (-0.6°/-9.8°C) 31°/15°F (-0.8°/-9.7°C)
Feb 36°/19°F (2.3°/-7.3°C) 35°/17°F (1.4°/-8.2°C)
Mar 49°/30°F (9.4°/-1.3°C) 44°/26°F (6.9°/-3.5°C)
Apr 62°/41°F (16.8°/5.1°C) 58°/37°F (14.6°/2.9°C)
May 72°/52°F (22.4°/11.2°C) 69°/47°F (20.8°/8.4°C)
Jun 82°/62°F (27.6°/16.7°C) 78°/56°F (25.5°/13.6°C)
Jul 86°/67°F (29.8°/19.3°C) 82°/61°F (27.9°/16.3°C)
Aug 84°/65°F (28.8°/18.2°C) 80°/60°F (26.9°/15.5°C)
Sep 76°/55°F (24.5°/12.9°C) 72°/52°F (22.3°/10.9°C)
Oct 63°/43°F (17.3°/6.1°C) 60°/40°F (15.4°/4.2°C)
Nov 48°/31°F (8.8°/-0.8°C) 48°/31°F (8.8°/-0.3°C)
Dec 34°/18°F (1.1°/-7.8°C) 36°/21°F (2.1°/-6.0°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in New York than Iowa?

Day-to-day costs in New York run about 31% higher than Iowa on average; specific cities can swing further.

How much money do I need to move to New York?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $24,589 in New York for everyday spending, before movers, a truck rental, and a rental deposit.

Is New York safe?

Iowa performs better than New York across all safety metrics.

How is healthcare in New York compared to Iowa?

Iowa generally does better on health & wellbeing, though New York leads in adult obesity rate.

What's the weather like in New York compared to Iowa?

The average high temperature in Albany is 58°F, compared to 60°F in Des Moines. Albany receives around 39.4 in of rainfall per year, while Des Moines gets 36.0 in.

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