Moving to Arizona from New York

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What to Expect

Everything you need to know before relocating from New York to Arizona — costs, safety, healthcare, and practical first steps.

If you moved from New York to Arizona, you would find that Arizona is 11.9% cheaper than New York. A $75,000 salary in New York would need to be roughly $66,759 in Arizona to maintain the same lifestyle. Expect a noticeable climate shift — Phoenix averages 87°F vs 58°F in Albany, making it significantly warmer.

How Far Will Your Money Go?

What to expect for your wallet after moving from New York to Arizona.

What does your salary buy?

$75,000 $66,759

To maintain the same standard of living in Arizona

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 4.0% more

Groceries

pay 17.2% less

Transportation

pay 16.3% less

Housing

pay 7.4% more

Childcare

pay 39.9% less

Entertainment and Sports

pay 17.1% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Arizona cost about 9% less than cities in New York.

New York

Queens 73%
Ithaca 62%

Arizona

Tempe 68%
Mesa 66%

Compare cities head-to-head

Key Indicator Comparison

Key indicators for anyone considering a move from New York to Arizona.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NY
381
AZ
398
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NY
1760
AZ
1752

New York generally does better on safety, though Arizona leads in property crime rate.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

NY
5.0%
AZ
10.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

NY
29.9%
AZ
33.6%

New York performs better than Arizona across all health & wellbeing metrics.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

NY
$403,000
AZ
$358,900
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

NY
$1,576
AZ
$1,431

Arizona performs significantly better than New York across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

NY
89.7%
AZ
90.5%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

NY
33 min
AZ
26 min

Arizona performs significantly better than New York across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

NY
4.4%
AZ
4.0%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

NY
$91,992
AZ
$58,628

New York generally does better on employment & economy, though Arizona leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

NY
77.7 yrs
AZ
76.3 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

NY
28%
AZ
21%

New York performs better than Arizona across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Albany Rain: 39.4 in/yr (1000 mm)
58° / 39°F

Avg. annual high / low

Phoenix Rain: 8.2 in/yr (208 mm)
87° / 63°F

Avg. annual high / low

Months Albany Phoenix
Jan–Mar 37°/19°F (2°/-7°C) 73°/49°F (23°/10°C)
Apr–Jun 68°/47°F (20°/8°C) 95°/69°F (35°/20°C)
Jul–Sep 78°/58°F (26°/14°C) 103°/80°F (40°/27°C)
Oct–Dec 48°/31°F (9°/-1°C) 77°/54°F (25°/12°C)
View all months
Month Albany Phoenix
Jan 31°/15°F (-0.8°/-9.7°C) 69°/46°F (20.3°/7.6°C)
Feb 35°/17°F (1.4°/-8.2°C) 72°/49°F (22.1°/9.3°C)
Mar 44°/26°F (6.9°/-3.5°C) 78°/53°F (25.7°/11.9°C)
Apr 58°/37°F (14.6°/2.9°C) 86°/60°F (29.9°/15.7°C)
May 69°/47°F (20.8°/8.4°C) 95°/69°F (34.8°/20.6°C)
Jun 78°/56°F (25.5°/13.6°C) 104°/77°F (39.9°/25.1°C)
Jul 82°/61°F (27.9°/16.3°C) 106°/83°F (41.0°/28.1°C)
Aug 80°/60°F (26.9°/15.5°C) 104°/82°F (40.1°/27.8°C)
Sep 72°/52°F (22.3°/10.9°C) 100°/75°F (37.8°/24.1°C)
Oct 60°/40°F (15.4°/4.2°C) 89°/64°F (31.8°/18.0°C)
Nov 48°/31°F (8.8°/-0.3°C) 76°/52°F (24.7°/11.1°C)
Dec 36°/21°F (2.1°/-6.0°C) 67°/45°F (19.6°/7.1°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Arizona than New York?

Yes — Arizona is on average about 11% cheaper than New York. City-level variation can be significant.

How much money do I need to move to Arizona?

Plan for at least 3 months of living expenses — roughly $16,690 in Arizona on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Arizona safe?

New York generally does better on safety, though Arizona leads in property crime rate.

How is healthcare in Arizona compared to New York?

New York performs better than Arizona across all health & wellbeing metrics.

What's the weather like in Arizona compared to New York?

The average high temperature in Phoenix is 87°F, compared to 58°F in Albany. Phoenix receives around 8.2 in of rainfall per year, while Albany gets 39.4 in.

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