Moving to Maryland from New York
What to Expect
Considering a move from New York to Maryland? Here's how the two compare on cost, climate, safety, and more.
If you moved from New York to Maryland, you would find that Maryland is 0.7% cheaper than New York. A $75,000 salary in New York would need to be roughly $73,665 in Maryland to maintain the same lifestyle. Expect a noticeable climate shift — Annapolis averages 68°F vs 58°F in Albany, making it significantly warmer.
How Far Will Your Money Go?
A breakdown of how everyday costs differ between New York and Maryland.
What does your salary buy?
$75,000 → $73,665
To maintain the same standard of living in Maryland
Calculate with your salary →How key spending categories compare
Restaurants
pay 3.0% less
Groceries
pay 7.1% more
Transportation
pay 7.8% less
Housing
pay 6.6% less
Childcare
pay 13.8% more
Entertainment and Sports
pay 10.6% less
Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.
Cost of living by city
Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).
On average, cities in Maryland cost about 2% less than cities in New York.
Compare cities head-to-head
Key Indicator Comparison
The numbers behind daily life in Maryland compared to New York.
Is it safe?
incidents per 100,000 people per year
incidents per 100,000 people per year
New York performs better than Maryland across all safety metrics.
How's the healthcare?
share of people without health insurance
share of adults with obesity
share of adults with diabetes
share of adults who smoke
New York generally does better on health & wellbeing, though Maryland leads in adult smoking rate.
What about housing?
typical price of a home
typical monthly gross rent
share of homes that are owner-occupied
Maryland generally does better on what about housing?, though New York leads in median rent.
Will I have good infrastructure?
share of households with internet
minutes each way to work
Maryland performs significantly better than New York across all infrastructure metrics.
What are the job prospects?
percentage of the labour force without work
a broad measure of economic output per person
typical annual income of a household
share of people below the poverty line
Maryland generally does better on employment & economy, though New York leads in gdp per capita.
Is it good for families?
average years of life at birth
share of adults with a 4-year college degree
New York generally does better on family life, though Maryland leads in bachelor's degree or higher.
Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)
What's the Climate Like?
Monthly averages — select a city to compare.
Avg. annual high / low
Avg. annual high / low
| Months | Albany | Annapolis |
|---|---|---|
| Jan–Mar | 37°/19°F (2°/-7°C) | 50°/33°F (10°/0°C) |
| Apr–Jun | 68°/47°F (20°/8°C) | 77°/57°F (25°/14°C) |
| Jul–Sep | 78°/58°F (26°/14°C) | 86°/69°F (30°/20°C) |
| Oct–Dec | 48°/31°F (9°/-1°C) | 59°/42°F (15°/6°C) |
View all months
| Month | Albany | Annapolis |
|---|---|---|
| Jan | 31°/15°F (-0.8°/-9.7°C) | 44°/29°F (6.9°/-1.6°C) |
| Feb | 35°/17°F (1.4°/-8.2°C) | 48°/31°F (9.0°/-0.5°C) |
| Mar | 44°/26°F (6.9°/-3.5°C) | 57°/38°F (13.7°/3.5°C) |
| Apr | 58°/37°F (14.6°/2.9°C) | 68°/47°F (20.1°/8.6°C) |
| May | 69°/47°F (20.8°/8.4°C) | 77°/57°F (25.0°/13.7°C) |
| Jun | 78°/56°F (25.5°/13.6°C) | 86°/67°F (29.8°/19.2°C) |
| Jul | 82°/61°F (27.9°/16.3°C) | 89°/71°F (31.9°/21.9°C) |
| Aug | 80°/60°F (26.9°/15.5°C) | 87°/71°F (30.8°/21.4°C) |
| Sep | 72°/52°F (22.3°/10.9°C) | 81°/64°F (27.2°/17.6°C) |
| Oct | 60°/40°F (15.4°/4.2°C) | 69°/52°F (20.7°/10.9°C) |
| Nov | 48°/31°F (8.8°/-0.3°C) | 59°/42°F (14.9°/5.3°C) |
| Dec | 36°/21°F (2.1°/-6.0°C) | 48°/33°F (9.1°/0.4°C) |
Data:
National Weather Service
Frequently Asked Questions
Is it cheaper to live in Maryland than New York?
Maryland and New York are within a few percent on overall cost, though specific items in specific cities can swing either way.
How much money do I need to move to Maryland?
Budget about $18,416 for 3 months in Maryland (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.
Is Maryland safe?
New York performs better than Maryland across all safety metrics.
How is healthcare in Maryland compared to New York?
New York generally does better on health & wellbeing, though Maryland leads in adult smoking rate.
What's the weather like in Maryland compared to New York?
The average high temperature in Annapolis is 68°F, compared to 58°F in Albany. Annapolis receives around 47.3 in of rainfall per year, while Albany gets 39.4 in.
