Moving to Indiana from New York
What to Expect
Considering a move from New York to Indiana? Here's how the two compare on cost, climate, safety, and more.
If you moved from New York to Indiana, you would find that Indiana is 18.8% cheaper than New York. A $75,000 salary in New York would need to be roughly $60,037 in Indiana to maintain the same lifestyle.
How Far Will Your Money Go?
A breakdown of how everyday costs differ between New York and Indiana.
What does your salary buy?
$75,000 → $60,037
To maintain the same standard of living in Indiana
Calculate with your salary →How key spending categories compare
Restaurants
pay 11.1% less
Groceries
pay 23.1% less
Transportation
pay 20.1% less
Housing
pay 16.0% less
Childcare
pay 25.1% less
Entertainment and Sports
pay 27.8% less
Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.
Cost of living by city
Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).
On average, cities in Indiana cost about 23% less than cities in New York.
Compare cities head-to-head
Key Indicator Comparison
The numbers behind daily life in Indiana compared to New York.
Is it safe?
incidents per 100,000 people per year
incidents per 100,000 people per year
Indiana performs significantly better than New York across all safety metrics.
How's the healthcare?
share of people without health insurance
share of adults with obesity
share of adults with diabetes
share of adults who smoke
New York performs better than Indiana across all health & wellbeing metrics.
What about housing?
typical price of a home
typical monthly gross rent
share of homes that are owner-occupied
Indiana performs significantly better than New York across all what about housing? metrics.
Will I have good infrastructure?
share of households with internet
minutes each way to work
New York generally does better on infrastructure, though Indiana leads in average commute.
What are the job prospects?
percentage of the labour force without work
a broad measure of economic output per person
typical annual income of a household
share of people below the poverty line
New York generally does better on employment & economy, though Indiana leads in unemployment rate.
Is it good for families?
average years of life at birth
share of adults with a 4-year college degree
New York performs better than Indiana across all family life metrics.
Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)
What's the Climate Like?
Monthly averages — select a city to compare.
Avg. annual high / low
Avg. annual high / low
| Months | Albany | Indianapolis |
|---|---|---|
| Jan–Mar | 37°/19°F (2°/-7°C) | 42°/26°F (6°/-3°C) |
| Apr–Jun | 68°/47°F (20°/8°C) | 72°/53°F (22°/12°C) |
| Jul–Sep | 78°/58°F (26°/14°C) | 81°/63°F (27°/17°C) |
| Oct–Dec | 48°/31°F (9°/-1°C) | 51°/35°F (11°/2°C) |
View all months
| Month | Albany | Indianapolis |
|---|---|---|
| Jan | 31°/15°F (-0.8°/-9.7°C) | 35°/21°F (1.7°/-6.1°C) |
| Feb | 35°/17°F (1.4°/-8.2°C) | 40°/24°F (4.4°/-4.4°C) |
| Mar | 44°/26°F (6.9°/-3.5°C) | 51°/33°F (10.8°/0.8°C) |
| Apr | 58°/37°F (14.6°/2.9°C) | 63°/44°F (17.1°/6.4°C) |
| May | 69°/47°F (20.8°/8.4°C) | 72°/53°F (22.5°/11.7°C) |
| Jun | 78°/56°F (25.5°/13.6°C) | 81°/63°F (27.4°/17.4°C) |
| Jul | 82°/61°F (27.9°/16.3°C) | 84°/67°F (28.8°/19.2°C) |
| Aug | 80°/60°F (26.9°/15.5°C) | 83°/65°F (28.4°/18.3°C) |
| Sep | 72°/52°F (22.3°/10.9°C) | 77°/57°F (25.1°/13.9°C) |
| Oct | 60°/40°F (15.4°/4.2°C) | 64°/45°F (18.0°/7.3°C) |
| Nov | 48°/31°F (8.8°/-0.3°C) | 52°/36°F (11.0°/2.3°C) |
| Dec | 36°/21°F (2.1°/-6.0°C) | 38°/25°F (3.6°/-3.9°C) |
Data:
National Weather Service
Frequently Asked Questions
Is it cheaper to live in Indiana than New York?
On average Indiana is about 20% less expensive than New York, with major cities narrowing the gap.
How much money do I need to move to Indiana?
Budget about $15,009 for 3 months in Indiana (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.
Is Indiana safe?
Indiana performs significantly better than New York across all safety metrics.
How is healthcare in Indiana compared to New York?
New York performs better than Indiana across all health & wellbeing metrics.
What's the weather like in Indiana compared to New York?
The average high temperature in Indianapolis is 62°F, compared to 58°F in Albany. Indianapolis receives around 40.8 in of rainfall per year, while Albany gets 39.4 in.
