Moving to Tennessee from New York

moving to

What to Expect

Everything you need to know before relocating from New York to Tennessee — costs, safety, healthcare, and practical first steps.

If you moved from New York to Tennessee, you would find that Tennessee is 11.4% cheaper than New York. A $75,000 salary in New York would need to be roughly $65,688 in Tennessee to maintain the same lifestyle. Expect a noticeable climate shift — Nashville averages 70°F vs 58°F in Albany, making it significantly warmer.

How Far Will Your Money Go?

What to expect for your wallet after moving from New York to Tennessee.

What does your salary buy?

$75,000 $65,688

To maintain the same standard of living in Tennessee

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 1.5% more

Groceries

pay 12.2% less

Transportation

pay 23.4% less

Housing

pay 4.6% less

Childcare

pay 26.2% less

Entertainment and Sports

pay 21.3% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

Key indicators for anyone considering a move from New York to Tennessee.

Is it safe?

Violent crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NY
381
TN
612
Property crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NY
1760
TN
2301

New York performs better than Tennessee across all safety metrics.

How's the healthcare?

Uninsured rateUS Census Bureau (American Community Survey), 2023

share of people without health insurance

NY
5.0%
TN
9.5%
Adult obesity rateCenters for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

NY
29.9%
TN
37.9%

New York performs better than Tennessee across all health & wellbeing metrics.

What about housing?

Median home valueUS Census Bureau (American Community Survey), 2023

typical price of a home

NY
$403,000
TN
$256,800
Median rentUS Census Bureau (American Community Survey), 2023

typical monthly gross rent

NY
$1,576
TN
$1,122

Tennessee performs significantly better than New York across all what about housing? metrics.

Will I have good infrastructure?

Internet accessUS Census Bureau (American Community Survey), 2023

share of households with internet

NY
89.7%
TN
87.6%
Average commuteUS Census Bureau (American Community Survey), 2023

minutes each way to work

NY
33 min
TN
26 min

New York generally does better on infrastructure, though Tennessee leads in average commute.

What are the job prospects?

Unemployment rateBureau of Labor Statistics, 2025

percentage of the labour force without work

NY
4.4%
TN
3.4%
GDP per capitaBureau of Economic Analysis, 2024

a broad measure of economic output per person

NY
$91,992
TN
$60,177

New York generally does better on employment & economy, though Tennessee leads in unemployment rate.

Is it good for families?

Life expectancyOECD Regional Demography, 2020

average years of life at birth

NY
77.7 yrs
TN
73.8 yrs
Bachelor's degree or higherUS Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

NY
28%
TN
20%

New York performs better than Tennessee across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

AlbanyRain: 39.4 in/yr (1000 mm)
58°/39°F

Avg. annual high / low

NashvilleRain: 47.2 in/yr (1200 mm)
70°/49°F

Avg. annual high / low

MonthsAlbanyNashville
Jan–Mar37°/19°F (2°/-7°C)53°/33°F (12°/1°C)
Apr–Jun68°/47°F (20°/8°C)78°/56°F (26°/14°C)
Jul–Sep78°/58°F (26°/14°C)87°/66°F (30°/19°C)
Oct–Dec48°/31°F (9°/-1°C)60°/40°F (16°/4°C)
View all months
MonthAlbanyNashville
Jan31°/15°F (-0.8°/-9.7°C)47°/28°F (8.3°/-2.0°C)
Feb35°/17°F (1.4°/-8.2°C)52°/32°F (11.0°/-0.2°C)
Mar44°/26°F (6.9°/-3.5°C)61°/39°F (16.1°/3.9°C)
Apr58°/37°F (14.6°/2.9°C)71°/47°F (21.4°/8.6°C)
May69°/47°F (20.8°/8.4°C)78°/57°F (25.7°/13.8°C)
Jun78°/56°F (25.5°/13.6°C)86°/65°F (30.0°/18.6°C)
Jul82°/61°F (27.9°/16.3°C)89°/69°F (31.8°/20.8°C)
Aug80°/60°F (26.9°/15.5°C)89°/68°F (31.7°/20.2°C)
Sep72°/52°F (22.3°/10.9°C)82°/61°F (28.0°/15.9°C)
Oct60°/40°F (15.4°/4.2°C)72°/49°F (22.1°/9.4°C)
Nov48°/31°F (8.8°/-0.3°C)60°/39°F (15.7°/4.1°C)
Dec36°/21°F (2.1°/-6.0°C)49°/31°F (9.7°/-0.4°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Tennessee than New York?

Yes — Tennessee is on average about 12% cheaper than New York. City-level variation can be significant.

How much money do I need to move to Tennessee?

Plan for at least 3 months of living expenses — roughly $16,422 in Tennessee on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Tennessee safe?

New York performs better than Tennessee across all safety metrics.

How is healthcare in Tennessee compared to New York?

New York performs better than Tennessee across all health & wellbeing metrics.

What's the weather like in Tennessee compared to New York?

The average high temperature in Nashville is 70°F, compared to 58°F in Albany. Nashville receives around 47.2 in of rainfall per year, while Albany gets 39.4 in.

Share this