Moving to Florida from New York

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What to Expect

A comprehensive look at what changes when you move from New York to Florida — from daily expenses to quality of life.

If you moved from New York to Florida, you would find that Florida is 9.1% cheaper than New York. A $75,000 salary in New York would need to be roughly $68,200 in Florida to maintain the same lifestyle. Expect a noticeable climate shift — Jacksonville averages 78°F vs 62°F in New York City, making it significantly warmer. New York City and Jacksonville are about 840 mi apart.

Thinking of moving to Florida? Get a shortlist of towns in Florida that match your priorities: size, cost, taxes, safety, disaster risk, hospitals and transport. Find my towns →

Is Florida cheaper than New York?

The biggest cost differences at a glance

Restaurants

pay 0.5% more

Groceries

pay 7.3% less

Transportation

pay 14.4% less

Housing

pay 6.4% less

Childcare

pay 30.9% less

Entertainment and Sports

pay 17.2% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

What salary do you need in Florida?

What does your salary buy?

$75,000 → $68,200

To maintain the same standard of living in Florida

Calculate with your salary →

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Florida cost about 5% more than cities in New York.

Compare cities head-to-head

Key Indicator Comparison

How New York and Florida stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NY
381
FL
280
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NY
1760
FL
1461

Florida performs significantly better than New York across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

NY
5.0%
FL
11.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

NY
29.9%
FL
32.6%

New York performs better than Florida across all health & wellbeing metrics.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

NY
$403,000
FL
$325,000
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

NY
$1,576
FL
$1,564

Florida performs significantly better than New York across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

NY
89.7%
FL
90.4%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

NY
33 min
FL
28 min

Florida performs significantly better than New York across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

NY
4.4%
FL
4.4%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

NY
$91,992
FL
$57,636

New York generally does better on employment & economy, though Florida leads in poverty rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

NY
77.7 yrs
FL
77.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

NY
28%
FL
22%

New York performs better than Florida across all family life metrics.

Weather in Florida vs New York

Monthly averages — select a city to compare.

New York City Rain: 49.9 in/yr (1268 mm)
62° / 48°F

Avg. annual high / low

Jacksonville Rain: 51.7 in/yr (1312 mm)
78° / 59°F

Avg. annual high / low

Months New York City Jacksonville
Jan–Mar 43°/30°F (6°/-1°C) 68°/47°F (20°/8°C)
Apr–Jun 70°/54°F (21°/12°C) 83°/64°F (28°/18°C)
Jul–Sep 81°/66°F (27°/19°C) 88°/73°F (31°/22°C)
Oct–Dec 54°/41°F (12°/5°C) 73°/54°F (23°/12°C)
View all months
Month New York City Jacksonville
Jan 38°/27°F (3.5°/-2.8°C) 64°/44°F (18.0°/6.6°C)
Feb 42°/29°F (5.3°/-1.7°C) 67°/46°F (19.5°/7.9°C)
Mar 50°/35°F (9.8°/1.8°C) 72°/52°F (22.4°/10.9°C)
Apr 61°/45°F (16.2°/7.1°C) 78°/56°F (25.4°/13.6°C)
May 71°/54°F (21.6°/12.2°C) 84°/64°F (28.9°/17.7°C)
Jun 79°/64°F (26.3°/17.6°C) 88°/71°F (31.2°/21.7°C)
Jul 84°/69°F (28.9°/20.4°C) 90°/73°F (32.4°/22.7°C)
Aug 83°/68°F (28.1°/19.9°C) 89°/74°F (31.9°/23.1°C)
Sep 75°/61°F (24.0°/16.0°C) 86°/71°F (30.1°/21.6°C)
Oct 64°/50°F (17.7°/10.0°C) 80°/63°F (26.4°/17.1°C)
Nov 54°/42°F (12.1°/5.3°C) 73°/53°F (22.9°/11.8°C)
Dec 43°/32°F (6.1°/0.0°C) 66°/46°F (19.0°/7.9°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Florida than New York?

Generally yes: Florida runs about 9% cheaper than New York on average, though it depends heavily on the city.

How much money do I need to move to Florida?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $17,050 in Florida for everyday spending, before movers, a truck rental, and a rental deposit.

Is Florida safe?

Florida performs significantly better than New York across all safety metrics.

How is healthcare in Florida compared to New York?

New York performs better than Florida across all health & wellbeing metrics.

What's the weather like in Florida compared to New York?

The average high temperature in Jacksonville is 78°F, compared to 62°F in New York City. Jacksonville receives around 51.7 in of rainfall per year, while New York City gets 49.9 in.

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