Moving to Florida from New York

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What to Expect

A comprehensive look at what changes when you move from New York to Florida — from daily expenses to quality of life.

If you moved from New York to Florida, you would find that Florida is 10.2% cheaper than New York. A $75,000 salary in New York would need to be roughly $71,056 in Florida to maintain the same lifestyle. Expect a noticeable climate shift — Tallahassee averages 80°F vs 58°F in Albany, making it significantly warmer.

How Far Will Your Money Go?

How your spending power changes when you relocate from New York to Florida.

What does your salary buy?

$75,000 $71,056

To maintain the same standard of living in Florida

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 4.6% more

Groceries

pay 7.6% less

Transportation

pay 16.4% less

Housing

pay 4.5% more

Childcare

pay 35.0% less

Entertainment and Sports

pay 19.3% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Florida cost about 6% less than cities in New York.

Compare cities head-to-head

Key Indicator Comparison

How New York and Florida stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NY
381
FL
280
Property crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NY
1760
FL
1461

Florida performs significantly better than New York across all safety metrics.

How's the healthcare?

Uninsured rateUS Census Bureau (American Community Survey), 2023

share of people without health insurance

NY
5.0%
FL
11.0%
Adult obesity rateCenters for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

NY
29.9%
FL
32.6%

New York performs better than Florida across all health & wellbeing metrics.

What about housing?

Median home valueUS Census Bureau (American Community Survey), 2023

typical price of a home

NY
$403,000
FL
$325,000
Median rentUS Census Bureau (American Community Survey), 2023

typical monthly gross rent

NY
$1,576
FL
$1,564

Florida performs significantly better than New York across all what about housing? metrics.

Will I have good infrastructure?

Internet accessUS Census Bureau (American Community Survey), 2023

share of households with internet

NY
89.7%
FL
90.4%
Average commuteUS Census Bureau (American Community Survey), 2023

minutes each way to work

NY
33 min
FL
28 min

Florida performs significantly better than New York across all infrastructure metrics.

What are the job prospects?

Unemployment rateBureau of Labor Statistics, 2025

percentage of the labour force without work

NY
4.4%
FL
4.4%
GDP per capitaBureau of Economic Analysis, 2024

a broad measure of economic output per person

NY
$91,992
FL
$57,636

New York generally does better on employment & economy, though Florida leads in poverty rate.

Is it good for families?

Life expectancyOECD Regional Demography, 2020

average years of life at birth

NY
77.7 yrs
FL
77.5 yrs
Bachelor's degree or higherUS Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

NY
28%
FL
22%

New York performs better than Florida across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

AlbanyRain: 39.4 in/yr (1000 mm)
58°/39°F

Avg. annual high / low

TallahasseeRain: 59.2 in/yr (1504 mm)
80°/56°F

Avg. annual high / low

MonthsAlbanyTallahassee
Jan–Mar37°/19°F (2°/-7°C)68°/43°F (20°/6°C)
Apr–Jun68°/47°F (20°/8°C)86°/61°F (30°/16°C)
Jul–Sep78°/58°F (26°/14°C)91°/71°F (33°/22°C)
Oct–Dec48°/31°F (9°/-1°C)73°/48°F (23°/9°C)
View all months
MonthAlbanyTallahassee
Jan31°/15°F (-0.8°/-9.7°C)64°/39°F (17.5°/3.9°C)
Feb35°/17°F (1.4°/-8.2°C)67°/42°F (19.7°/5.5°C)
Mar44°/26°F (6.9°/-3.5°C)74°/47°F (23.2°/8.4°C)
Apr58°/37°F (14.6°/2.9°C)80°/52°F (26.6°/11.3°C)
May69°/47°F (20.8°/8.4°C)87°/62°F (30.6°/16.4°C)
Jun78°/56°F (25.5°/13.6°C)91°/69°F (32.8°/20.8°C)
Jul82°/61°F (27.9°/16.3°C)92°/72°F (33.4°/22.2°C)
Aug80°/60°F (26.9°/15.5°C)92°/72°F (33.1°/22.3°C)
Sep72°/52°F (22.3°/10.9°C)88°/68°F (31.3°/20.1°C)
Oct60°/40°F (15.4°/4.2°C)81°/57°F (27.4°/14.1°C)
Nov48°/31°F (8.8°/-0.3°C)73°/47°F (22.8°/8.6°C)
Dec36°/21°F (2.1°/-6.0°C)65°/41°F (18.5°/5.1°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Florida than New York?

Generally yes: Florida runs about 5% cheaper than New York on average, though it depends heavily on the city.

How much money do I need to move to Florida?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $17,764 in Florida for everyday spending, before movers, a truck rental, and a rental deposit.

Is Florida safe?

Florida performs significantly better than New York across all safety metrics.

How is healthcare in Florida compared to New York?

New York performs better than Florida across all health & wellbeing metrics.

What's the weather like in Florida compared to New York?

The average high temperature in Tallahassee is 80°F, compared to 58°F in Albany. Tallahassee receives around 59.2 in of rainfall per year, while Albany gets 39.4 in.

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