Moving to Florida from New York
What to Expect
A comprehensive look at what changes when you move from New York to Florida — from daily expenses to quality of life.
If you moved from New York to Florida, you would find that Florida is 9.1% cheaper than New York. A $75,000 salary in New York would need to be roughly $68,200 in Florida to maintain the same lifestyle. Expect a noticeable climate shift — Jacksonville averages 78°F vs 62°F in New York City, making it significantly warmer. New York City and Jacksonville are about 840 mi apart.
Thinking of moving to Florida? Get a shortlist of towns in Florida that match your priorities: size, cost, taxes, safety, disaster risk, hospitals and transport. Find my towns →Is Florida cheaper than New York?
The biggest cost differences at a glance
Restaurants
pay 0.5% more
Groceries
pay 7.3% less
Transportation
pay 14.4% less
Housing
pay 6.4% less
Childcare
pay 30.9% less
Entertainment and Sports
pay 17.2% less
Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.
What salary do you need in Florida?
What does your salary buy?
$75,000 → $68,200
To maintain the same standard of living in Florida
Calculate with your salary →Cost of living by city
Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).
On average, cities in Florida cost about 5% more than cities in New York.
Compare cities head-to-head
Key Indicator Comparison
How New York and Florida stack up on safety, healthcare, jobs, and infrastructure.
Is it safe?
incidents per 100,000 people per year
incidents per 100,000 people per year
Florida performs significantly better than New York across all safety metrics.
How's the healthcare?
share of people without health insurance
share of adults with obesity
share of adults with diabetes
share of adults who smoke
New York performs better than Florida across all health & wellbeing metrics.
What about housing?
typical price of a home
typical monthly gross rent
share of homes that are owner-occupied
Florida performs significantly better than New York across all what about housing? metrics.
Will I have good infrastructure?
share of households with internet
minutes each way to work
Florida performs significantly better than New York across all infrastructure metrics.
What are the job prospects?
percentage of the labour force without work
a broad measure of economic output per person
typical annual income of a household
share of people below the poverty line
New York generally does better on employment & economy, though Florida leads in poverty rate.
Is it good for families?
average years of life at birth
share of adults with a 4-year college degree
New York performs better than Florida across all family life metrics.
Sources: US Census Bureau (American Community Survey) (2023), Centers for Disease Control and Prevention (PLACES) (2022), FBI Uniform Crime Reporting (2023), Bureau of Labor Statistics (2025), Bureau of Economic Analysis (2024), OECD Regional Demography (2020). How we calculate this
Weather in Florida vs New York
Monthly averages — select a city to compare.
Avg. annual high / low
Avg. annual high / low
| Months | New York City | Jacksonville |
|---|---|---|
| Jan–Mar | 43°/30°F (6°/-1°C) | 68°/47°F (20°/8°C) |
| Apr–Jun | 70°/54°F (21°/12°C) | 83°/64°F (28°/18°C) |
| Jul–Sep | 81°/66°F (27°/19°C) | 88°/73°F (31°/22°C) |
| Oct–Dec | 54°/41°F (12°/5°C) | 73°/54°F (23°/12°C) |
View all months
| Month | New York City | Jacksonville |
|---|---|---|
| Jan | 38°/27°F (3.5°/-2.8°C) | 64°/44°F (18.0°/6.6°C) |
| Feb | 42°/29°F (5.3°/-1.7°C) | 67°/46°F (19.5°/7.9°C) |
| Mar | 50°/35°F (9.8°/1.8°C) | 72°/52°F (22.4°/10.9°C) |
| Apr | 61°/45°F (16.2°/7.1°C) | 78°/56°F (25.4°/13.6°C) |
| May | 71°/54°F (21.6°/12.2°C) | 84°/64°F (28.9°/17.7°C) |
| Jun | 79°/64°F (26.3°/17.6°C) | 88°/71°F (31.2°/21.7°C) |
| Jul | 84°/69°F (28.9°/20.4°C) | 90°/73°F (32.4°/22.7°C) |
| Aug | 83°/68°F (28.1°/19.9°C) | 89°/74°F (31.9°/23.1°C) |
| Sep | 75°/61°F (24.0°/16.0°C) | 86°/71°F (30.1°/21.6°C) |
| Oct | 64°/50°F (17.7°/10.0°C) | 80°/63°F (26.4°/17.1°C) |
| Nov | 54°/42°F (12.1°/5.3°C) | 73°/53°F (22.9°/11.8°C) |
| Dec | 43°/32°F (6.1°/0.0°C) | 66°/46°F (19.0°/7.9°C) |
Data:
National Weather Service
Frequently Asked Questions
Is it cheaper to live in Florida than New York?
Generally yes: Florida runs about 9% cheaper than New York on average, though it depends heavily on the city.
How much money do I need to move to Florida?
A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $17,050 in Florida for everyday spending, before movers, a truck rental, and a rental deposit.
Is Florida safe?
Florida performs significantly better than New York across all safety metrics.
How is healthcare in Florida compared to New York?
New York performs better than Florida across all health & wellbeing metrics.
What's the weather like in Florida compared to New York?
The average high temperature in Jacksonville is 78°F, compared to 62°F in New York City. Jacksonville receives around 51.7 in of rainfall per year, while New York City gets 49.9 in.