Moving to Minnesota from New York

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What to Expect

A comprehensive look at what changes when you move from New York to Minnesota — from daily expenses to quality of life.

If you moved from New York to Minnesota, you would find that Minnesota is 10.7% cheaper than New York. A $75,000 salary in New York would need to be roughly $64,216 in Minnesota to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from New York to Minnesota.

What does your salary buy?

$75,000 $64,216

To maintain the same standard of living in Minnesota

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 1.3% less

Groceries

pay 7.9% less

Transportation

pay 14.2% less

Housing

pay 16.2% less

Childcare

pay 19.5% less

Entertainment and Sports

pay 11.7% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

How New York and Minnesota stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NY
381
MN
257
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NY
1760
MN
1675

Minnesota performs significantly better than New York across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

NY
5.0%
MN
4.5%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

NY
29.9%
MN
33.9%

New York generally does better on health & wellbeing, though Minnesota leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

NY
$403,000
MN
$305,500
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

NY
$1,576
MN
$1,235

Minnesota performs significantly better than New York across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

NY
89.7%
MN
91.0%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

NY
33 min
MN
23 min

Minnesota performs significantly better than New York across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

NY
4.4%
MN
4.3%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

NY
$91,992
MN
$68,478

Minnesota generally does better on employment & economy, though New York leads in gdp per capita.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

NY
77.7 yrs
MN
79.1 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

NY
28%
MN
26%

New York generally does better on family life, though Minnesota leads in life expectancy.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Albany Rain: 39.4 in/yr (1000 mm)
58° / 39°F

Avg. annual high / low

Saint Paul Rain: 28.5 in/yr (724 mm)
56° / 38°F

Avg. annual high / low

Months Albany Saint Paul
Jan–Mar 37°/19°F (2°/-7°C) 32°/16°F (0°/-9°C)
Apr–Jun 68°/47°F (20°/8°C) 69°/50°F (21°/10°C)
Jul–Sep 78°/58°F (26°/14°C) 79°/60°F (26°/16°C)
Oct–Dec 48°/31°F (9°/-1°C) 43°/27°F (6°/-3°C)
View all months
Month Albany Saint Paul
Jan 31°/15°F (-0.8°/-9.7°C) 25°/9°F (-4.1°/-12.6°C)
Feb 35°/17°F (1.4°/-8.2°C) 30°/14°F (-1.3°/-9.9°C)
Mar 44°/26°F (6.9°/-3.5°C) 42°/26°F (5.5°/-3.6°C)
Apr 58°/37°F (14.6°/2.9°C) 58°/39°F (14.7°/3.9°C)
May 69°/47°F (20.8°/8.4°C) 70°/50°F (21.2°/10.0°C)
Jun 78°/56°F (25.5°/13.6°C) 79°/60°F (26.0°/15.4°C)
Jul 82°/61°F (27.9°/16.3°C) 83°/65°F (28.5°/18.1°C)
Aug 80°/60°F (26.9°/15.5°C) 81°/62°F (27.1°/16.8°C)
Sep 72°/52°F (22.3°/10.9°C) 72°/53°F (22.2°/11.7°C)
Oct 60°/40°F (15.4°/4.2°C) 59°/40°F (14.8°/4.7°C)
Nov 48°/31°F (8.8°/-0.3°C) 42°/28°F (5.6°/-2.4°C)
Dec 36°/21°F (2.1°/-6.0°C) 28°/14°F (-2.5°/-10.1°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Minnesota than New York?

Generally yes: Minnesota runs about 14% cheaper than New York on average, though it depends heavily on the city.

How much money do I need to move to Minnesota?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $16,054 in Minnesota for everyday spending, before movers, a truck rental, and a rental deposit.

Is Minnesota safe?

Minnesota performs significantly better than New York across all safety metrics.

How is healthcare in Minnesota compared to New York?

New York generally does better on health & wellbeing, though Minnesota leads in uninsured rate.

What's the weather like in Minnesota compared to New York?

The average high temperature in Saint Paul is 56°F, compared to 58°F in Albany. Saint Paul receives around 28.5 in of rainfall per year, while Albany gets 39.4 in.

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