Moving to New York from Maryland
What to Expect
Considering a move from Maryland to New York? Here's how the two compare on cost, climate, safety, and more.
If you moved from Maryland to New York, you would find that New York is 2.4% more expensive than Maryland. A $75,000 salary in Maryland would need to be roughly $76,359 in New York to maintain the same lifestyle. Expect a noticeable climate shift — Albany averages 58°F vs 68°F in Annapolis, making it significantly cooler.
How Far Will Your Money Go?
A breakdown of how everyday costs differ between Maryland and New York.
What does your salary buy?
$75,000 → $76,359
To maintain the same standard of living in New York
Calculate with your salary →How key spending categories compare
Restaurants
pay 3.8% more
Groceries
pay 4.7% less
Transportation
pay 9.3% more
Housing
pay 7.4% more
Childcare
pay 11.1% less
Entertainment and Sports
pay 13.8% more
Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.
Cost of living by city
Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).
On average, cities in New York cost about 2% more than cities in Maryland.
Compare cities head-to-head
Key Indicator Comparison
The numbers behind daily life in New York compared to Maryland.
Is it safe?
incidents per 100,000 people per year
incidents per 100,000 people per year
New York performs significantly better than Maryland across all safety metrics.
How's the healthcare?
share of people without health insurance
share of adults with obesity
share of adults with diabetes
share of adults who smoke
New York generally does better on health & wellbeing, though Maryland leads in adult smoking rate.
What about housing?
typical price of a home
typical monthly gross rent
share of homes that are owner-occupied
Maryland generally does better on what about housing?, though New York leads in median rent.
Will I have good infrastructure?
share of households with internet
minutes each way to work
Maryland performs better than New York across all infrastructure metrics.
What are the job prospects?
percentage of the labour force without work
a broad measure of economic output per person
typical annual income of a household
share of people below the poverty line
Maryland generally does better on employment & economy, though New York leads in gdp per capita.
Is it good for families?
average years of life at birth
share of adults with a 4-year college degree
Maryland generally does better on family life, though New York leads in life expectancy.
Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)
What's the Climate Like?
Monthly averages — select a city to compare.
Avg. annual high / low
Avg. annual high / low
| Months | Annapolis | Albany |
|---|---|---|
| Jan–Mar | 50°/33°F (10°/0°C) | 37°/19°F (2°/-7°C) |
| Apr–Jun | 77°/57°F (25°/14°C) | 68°/47°F (20°/8°C) |
| Jul–Sep | 86°/69°F (30°/20°C) | 78°/58°F (26°/14°C) |
| Oct–Dec | 59°/42°F (15°/6°C) | 48°/31°F (9°/-1°C) |
View all months
| Month | Annapolis | Albany |
|---|---|---|
| Jan | 44°/29°F (6.9°/-1.6°C) | 31°/15°F (-0.8°/-9.7°C) |
| Feb | 48°/31°F (9.0°/-0.5°C) | 35°/17°F (1.4°/-8.2°C) |
| Mar | 57°/38°F (13.7°/3.5°C) | 44°/26°F (6.9°/-3.5°C) |
| Apr | 68°/47°F (20.1°/8.6°C) | 58°/37°F (14.6°/2.9°C) |
| May | 77°/57°F (25.0°/13.7°C) | 69°/47°F (20.8°/8.4°C) |
| Jun | 86°/67°F (29.8°/19.2°C) | 78°/56°F (25.5°/13.6°C) |
| Jul | 89°/71°F (31.9°/21.9°C) | 82°/61°F (27.9°/16.3°C) |
| Aug | 87°/71°F (30.8°/21.4°C) | 80°/60°F (26.9°/15.5°C) |
| Sep | 81°/64°F (27.2°/17.6°C) | 72°/52°F (22.3°/10.9°C) |
| Oct | 69°/52°F (20.7°/10.9°C) | 60°/40°F (15.4°/4.2°C) |
| Nov | 59°/42°F (14.9°/5.3°C) | 48°/31°F (8.8°/-0.3°C) |
| Dec | 48°/33°F (9.1°/0.4°C) | 36°/21°F (2.1°/-6.0°C) |
Data:
National Weather Service
Frequently Asked Questions
Is it cheaper to live in New York than Maryland?
New York and Maryland are within a few percent on overall cost, though specific items in specific cities can swing either way.
How much money do I need to move to New York?
Budget about $19,090 for 3 months in New York (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.
Is New York safe?
New York performs significantly better than Maryland across all safety metrics.
How is healthcare in New York compared to Maryland?
New York generally does better on health & wellbeing, though Maryland leads in adult smoking rate.
What's the weather like in New York compared to Maryland?
The average high temperature in Albany is 58°F, compared to 68°F in Annapolis. Albany receives around 39.4 in of rainfall per year, while Annapolis gets 47.3 in.
