Moving to New Jersey from New York

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What to Expect

Everything you need to know before relocating from New York to New Jersey — costs, safety, healthcare, and practical first steps.

If you moved from New York to New Jersey, you would find that New Jersey is 4.1% more expensive than New York. A $75,000 salary in New York would need to be roughly $78,100 in New Jersey to maintain the same lifestyle. New York City and Newark are about 10 mi apart.

Thinking of moving to New Jersey? Get a shortlist of towns in New Jersey that match your priorities: size, cost, taxes, safety, disaster risk, hospitals and transport. Find my towns →

Is New Jersey cheaper than New York?

Where you'll feel the difference day-to-day

Restaurants

pay 5.4% less

Groceries

pay 7.6% more

Transportation

pay 1.8% more

Housing

pay 7.8% more

Childcare

pay 5.3% less

Entertainment and Sports

pay 0.1% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

What salary do you need in New Jersey?

What does your salary buy?

$75,000 → $78,100

To maintain the same standard of living in New Jersey

Calculate with your salary →

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in New Jersey cost about 4% more than cities in New York.

New Jersey

Princeton 84%
Hoboken 83%
Newark 75%

Compare cities head-to-head

Key Indicator Comparison

Key indicators for anyone considering a move from New York to New Jersey.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NY
381
NJ
215
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NY
1760
NJ
1481

New Jersey performs significantly better than New York across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

NY
5.0%
NJ
7.1%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

NY
29.9%
NJ
30.0%

New York generally does better on health & wellbeing, though New Jersey leads in diabetes rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

NY
$403,000
NJ
$427,600
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

NY
$1,576
NJ
$1,653

New York generally does better on what about housing?, though New Jersey leads in homeownership rate.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

NY
89.7%
NJ
91.9%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

NY
33 min
NJ
31 min

New Jersey performs significantly better than New York across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

NY
4.4%
NJ
4.5%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

NY
$91,992
NJ
$70,788

New York generally does better on employment & economy, though New Jersey leads in median household income.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

NY
77.7 yrs
NJ
77.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

NY
28%
NJ
29%

New York generally does better on family life, though New Jersey leads in bachelor's degree or higher.

Weather in New Jersey vs New York

Monthly averages — select a city to compare.

New York City Rain: 49.9 in/yr (1268 mm)
62° / 48°F

Avg. annual high / low

Newark Rain: 46.2 in/yr (1174 mm)
67° / 44°F

Avg. annual high / low

Months New York City Newark
Jan–Mar 43°/30°F (6°/-1°C) 48°/27°F (9°/-2°C)
Apr–Jun 70°/54°F (21°/12°C) 76°/51°F (24°/11°C)
Jul–Sep 81°/66°F (27°/19°C) 85°/63°F (29°/17°C)
Oct–Dec 54°/41°F (12°/5°C) 58°/36°F (14°/2°C)
View all months
Month New York City Newark
Jan 38°/27°F (3.5°/-2.8°C) 42°/24°F (5.6°/-4.4°C)
Feb 42°/29°F (5.3°/-1.7°C) 46°/26°F (7.7°/-3.2°C)
Mar 50°/35°F (9.8°/1.8°C) 55°/32°F (12.7°/0.2°C)
Apr 61°/45°F (16.2°/7.1°C) 67°/42°F (19.4°/5.3°C)
May 71°/54°F (21.6°/12.2°C) 76°/51°F (24.6°/10.7°C)
Jun 79°/64°F (26.3°/17.6°C) 85°/61°F (29.5°/16.3°C)
Jul 84°/69°F (28.9°/20.4°C) 88°/66°F (31.2°/18.8°C)
Aug 83°/68°F (28.1°/19.9°C) 87°/65°F (30.4°/18.1°C)
Sep 75°/61°F (24.0°/16.0°C) 80°/57°F (26.5°/14.0°C)
Oct 64°/50°F (17.7°/10.0°C) 69°/45°F (20.4°/7.3°C)
Nov 54°/42°F (12.1°/5.3°C) 58°/36°F (14.2°/2.4°C)
Dec 43°/32°F (6.1°/0.0°C) 46°/28°F (7.8°/-2.2°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in New Jersey than New York?

No — New Jersey is on average about 4% more expensive than New York. City-level variation matters.

How much money do I need to move to New Jersey?

Plan for at least 3 months of living expenses — roughly $19,525 in New Jersey on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is New Jersey safe?

New Jersey performs significantly better than New York across all safety metrics.

How is healthcare in New Jersey compared to New York?

New York generally does better on health & wellbeing, though New Jersey leads in diabetes rate.

What's the weather like in New Jersey compared to New York?

The average high temperature in Newark is 67°F, compared to 62°F in New York City. Newark receives around 46.2 in of rainfall per year, while New York City gets 49.9 in.

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