Moving to New York from New Jersey

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What to Expect

Everything you need to know before relocating from New Jersey to New York — costs, safety, healthcare, and practical first steps.

If you moved from New Jersey to New York, you would find that New York is 3.9% cheaper than New Jersey. A $75,000 salary in New Jersey would need to be roughly $72,100 in New York to maintain the same lifestyle. Newark and New York City are about 10 mi apart.

Thinking of moving to New York? Get a shortlist of towns in New York that match your priorities: size, cost, taxes, safety, disaster risk, hospitals and transport. Find my towns →

Is New York cheaper than New Jersey?

Where you'll feel the difference day-to-day

Restaurants

pay 5.7% more

Groceries

pay 7.1% less

Transportation

pay 1.8% less

Housing

pay 7.3% less

Childcare

pay 5.5% more

Entertainment and Sports

pay 0.1% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

What salary do you need in New York?

What does your salary buy?

$75,000 → $72,100

To maintain the same standard of living in New York

Calculate with your salary →

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in New York cost about 4% less than cities in New Jersey.

New Jersey

Princeton 84%
Hoboken 83%
Newark 75%

Compare cities head-to-head

Key Indicator Comparison

Key indicators for anyone considering a move from New Jersey to New York.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NJ
215
NY
381
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NJ
1481
NY
1760

New Jersey performs better than New York across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

NJ
7.1%
NY
5.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

NJ
30.0%
NY
29.9%

New Jersey generally does better on health & wellbeing, though New York leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

NJ
$427,600
NY
$403,000
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

NJ
$1,653
NY
$1,576

New York generally does better on what about housing?, though New Jersey leads in homeownership rate.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

NJ
91.9%
NY
89.7%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

NJ
31 min
NY
33 min

New Jersey performs better than New York across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

NJ
4.5%
NY
4.4%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

NJ
$70,788
NY
$91,992

New Jersey generally does better on employment & economy, though New York leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

NJ
77.5 yrs
NY
77.7 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

NJ
29%
NY
28%

New Jersey generally does better on family life, though New York leads in life expectancy.

Weather in New York vs New Jersey

Monthly averages — select a city to compare.

Newark Rain: 46.2 in/yr (1174 mm)
67° / 44°F

Avg. annual high / low

New York City Rain: 49.9 in/yr (1268 mm)
62° / 48°F

Avg. annual high / low

Months Newark New York City
Jan–Mar 48°/27°F (9°/-2°C) 43°/30°F (6°/-1°C)
Apr–Jun 76°/51°F (24°/11°C) 70°/54°F (21°/12°C)
Jul–Sep 85°/63°F (29°/17°C) 81°/66°F (27°/19°C)
Oct–Dec 58°/36°F (14°/2°C) 54°/41°F (12°/5°C)
View all months
Month Newark New York City
Jan 42°/24°F (5.6°/-4.4°C) 38°/27°F (3.5°/-2.8°C)
Feb 46°/26°F (7.7°/-3.2°C) 42°/29°F (5.3°/-1.7°C)
Mar 55°/32°F (12.7°/0.2°C) 50°/35°F (9.8°/1.8°C)
Apr 67°/42°F (19.4°/5.3°C) 61°/45°F (16.2°/7.1°C)
May 76°/51°F (24.6°/10.7°C) 71°/54°F (21.6°/12.2°C)
Jun 85°/61°F (29.5°/16.3°C) 79°/64°F (26.3°/17.6°C)
Jul 88°/66°F (31.2°/18.8°C) 84°/69°F (28.9°/20.4°C)
Aug 87°/65°F (30.4°/18.1°C) 83°/68°F (28.1°/19.9°C)
Sep 80°/57°F (26.5°/14.0°C) 75°/61°F (24.0°/16.0°C)
Oct 69°/45°F (20.4°/7.3°C) 64°/50°F (17.7°/10.0°C)
Nov 58°/36°F (14.2°/2.4°C) 54°/42°F (12.1°/5.3°C)
Dec 46°/28°F (7.8°/-2.2°C) 43°/32°F (6.1°/0.0°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in New York than New Jersey?

Yes — New York is on average about 4% cheaper than New Jersey. City-level variation can be significant.

How much money do I need to move to New York?

Plan for at least 3 months of living expenses — roughly $18,025 in New York on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is New York safe?

New Jersey performs better than New York across all safety metrics.

How is healthcare in New York compared to New Jersey?

New Jersey generally does better on health & wellbeing, though New York leads in uninsured rate.

What's the weather like in New York compared to New Jersey?

The average high temperature in New York City is 62°F, compared to 67°F in Newark. New York City receives around 49.9 in of rainfall per year, while Newark gets 46.2 in.

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