Moving to New Mexico from Montana

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What to Expect

A comprehensive look at what changes when you move from Montana to New Mexico — from daily expenses to quality of life.

If you moved from Montana to New Mexico, you would find that New Mexico is 7.3% cheaper than Montana. A $75,000 salary in Montana would need to be roughly $70,615 in New Mexico to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from Montana to New Mexico.

What does your salary buy?

$75,000 $70,615

To maintain the same standard of living in New Mexico

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 8.2% less

Groceries

pay 0.2% more

Transportation

pay 7.0% less

Housing

pay 12.5% less

Childcare

pay 14.2% less

Entertainment and Sports

pay 1.5% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

How Montana and New Mexico stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
437
NM
745
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
1815
NM
2872

Montana performs better than New Mexico across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

MT
8.0%
NM
9.3%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MT
31.8%
NM
32.2%

Montana performs better than New Mexico across all health & wellbeing metrics.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

MT
$338,100
NM
$232,200
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

MT
$1,031
NM
$1,021

New Mexico generally does better on what about housing?, though Montana leads in homeownership rate.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MT
88.7%
NM
84.5%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

MT
19 min
NM
23 min

Montana performs better than New Mexico across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MT
3.7%
NM
4.2%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MT
$52,945
NM
$56,008

Montana generally does better on employment & economy, though New Mexico leads in gdp per capita.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

MT
76.8 yrs
NM
74.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MT
23%
NM
21%

Montana performs better than New Mexico across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Santa Fe Rain: 15.7 in/yr (399 mm)
64° / 36°F

Avg. annual high / low

Months Helena Santa Fe
Jan–Mar 40°/18°F (4°/-8°C) 48°/22°F (9°/-5°C)
Apr–Jun 67°/41°F (19°/5°C) 73°/43°F (23°/6°C)
Jul–Sep 81°/50°F (27°/10°C) 82°/53°F (28°/12°C)
Oct–Dec 45°/22°F (7°/-6°C) 54°/28°F (12°/-2°C)
View all months
Month Helena Santa Fe
Jan 33°/13°F (0.7°/-10.6°C) 43°/19°F (5.9°/-7.4°C)
Feb 39°/17°F (3.7°/-8.4°C) 47°/21°F (8.3°/-6.2°C)
Mar 48°/24°F (9.0°/-4.3°C) 54°/27°F (12.3°/-2.6°C)
Apr 58°/32°F (14.3°/0.1°C) 63°/33°F (17.4°/0.6°C)
May 67°/41°F (19.5°/4.9°C) 73°/43°F (22.6°/6.3°C)
Jun 76°/49°F (24.3°/9.2°C) 83°/52°F (28.3°/11.2°C)
Jul 86°/54°F (29.8°/12.4°C) 85°/56°F (29.6°/13.4°C)
Aug 85°/52°F (29.2°/11.2°C) 83°/55°F (28.1°/12.8°C)
Sep 73°/43°F (22.6°/6.2°C) 77°/48°F (25.1°/9.1°C)
Oct 59°/33°F (14.8°/0.3°C) 65°/38°F (18.6°/3.1°C)
Nov 43°/22°F (6.2°/-5.6°C) 53°/28°F (11.6°/-2.5°C)
Dec 32°/12°F (-0.2°/-11.2°C) 43°/19°F (6.2°/-7.4°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in New Mexico than Montana?

Generally yes: New Mexico runs about 6% cheaper than Montana on average, though it depends heavily on the city.

How much money do I need to move to New Mexico?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $17,654 in New Mexico for everyday spending, before movers, a truck rental, and a rental deposit.

Is New Mexico safe?

Montana performs better than New Mexico across all safety metrics.

How is healthcare in New Mexico compared to Montana?

Montana performs better than New Mexico across all health & wellbeing metrics.

What's the weather like in New Mexico compared to Montana?

The average high temperature in Santa Fe is 64°F, compared to 58°F in Helena. Santa Fe receives around 15.7 in of rainfall per year, while Helena gets 11.2 in.

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