Moving to Montana from New Mexico

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What to Expect

Everything you need to know before relocating from New Mexico to Montana — costs, safety, healthcare, and practical first steps.

If you moved from New Mexico to Montana, you would find that Montana is 9.9% more expensive than New Mexico. A $75,000 salary in New Mexico would need to be roughly $79,657 in Montana to maintain the same lifestyle.

How Far Will Your Money Go?

What to expect for your wallet after moving from New Mexico to Montana.

What does your salary buy?

$75,000 $79,657

To maintain the same standard of living in Montana

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 11.0% more

Groceries

pay 3.2% more

Transportation

pay 8.4% more

Housing

pay 14.8% more

Childcare

pay 19.5% more

Entertainment and Sports

pay 0.9% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

Key indicators for anyone considering a move from New Mexico to Montana.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NM
745
MT
437
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NM
2872
MT
1815

Montana performs significantly better than New Mexico across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

NM
9.3%
MT
8.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

NM
32.2%
MT
31.8%

Montana performs significantly better than New Mexico across all health & wellbeing metrics.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

NM
$232,200
MT
$338,100
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

NM
$1,021
MT
$1,031

New Mexico generally does better on what about housing?, though Montana leads in homeownership rate.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

NM
84.5%
MT
88.7%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

NM
23 min
MT
19 min

Montana performs significantly better than New Mexico across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

NM
4.2%
MT
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

NM
$56,008
MT
$52,945

Montana generally does better on employment & economy, though New Mexico leads in gdp per capita.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

NM
74.5 yrs
MT
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

NM
21%
MT
23%

Montana performs significantly better than New Mexico across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Santa Fe Rain: 15.7 in/yr (399 mm)
64° / 36°F

Avg. annual high / low

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Months Santa Fe Helena
Jan–Mar 48°/22°F (9°/-5°C) 40°/18°F (4°/-8°C)
Apr–Jun 73°/43°F (23°/6°C) 67°/41°F (19°/5°C)
Jul–Sep 82°/53°F (28°/12°C) 81°/50°F (27°/10°C)
Oct–Dec 54°/28°F (12°/-2°C) 45°/22°F (7°/-6°C)
View all months
Month Santa Fe Helena
Jan 43°/19°F (5.9°/-7.4°C) 33°/13°F (0.7°/-10.6°C)
Feb 47°/21°F (8.3°/-6.2°C) 39°/17°F (3.7°/-8.4°C)
Mar 54°/27°F (12.3°/-2.6°C) 48°/24°F (9.0°/-4.3°C)
Apr 63°/33°F (17.4°/0.6°C) 58°/32°F (14.3°/0.1°C)
May 73°/43°F (22.6°/6.3°C) 67°/41°F (19.5°/4.9°C)
Jun 83°/52°F (28.3°/11.2°C) 76°/49°F (24.3°/9.2°C)
Jul 85°/56°F (29.6°/13.4°C) 86°/54°F (29.8°/12.4°C)
Aug 83°/55°F (28.1°/12.8°C) 85°/52°F (29.2°/11.2°C)
Sep 77°/48°F (25.1°/9.1°C) 73°/43°F (22.6°/6.2°C)
Oct 65°/38°F (18.6°/3.1°C) 59°/33°F (14.8°/0.3°C)
Nov 53°/28°F (11.6°/-2.5°C) 43°/22°F (6.2°/-5.6°C)
Dec 43°/19°F (6.2°/-7.4°C) 32°/12°F (-0.2°/-11.2°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Montana than New Mexico?

No — Montana is on average about 6% more expensive than New Mexico. City-level variation matters.

How much money do I need to move to Montana?

Plan for at least 3 months of living expenses — roughly $19,914 in Montana on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Montana safe?

Montana performs significantly better than New Mexico across all safety metrics.

How is healthcare in Montana compared to New Mexico?

Montana performs significantly better than New Mexico across all health & wellbeing metrics.

What's the weather like in Montana compared to New Mexico?

The average high temperature in Helena is 58°F, compared to 64°F in Santa Fe. Helena receives around 11.2 in of rainfall per year, while Santa Fe gets 15.7 in.

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