Moving to Hawaii from Maryland

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What to Expect

Considering a move from Maryland to Hawaii? Here's how the two compare on cost, climate, safety, and more.

If you moved from Maryland to Hawaii, you would find that Hawaii is 18.9% more expensive than Maryland. A $75,000 salary in Maryland would need to be roughly $92,791 in Hawaii to maintain the same lifestyle. Expect a noticeable climate shift — Honolulu averages 84°F vs 68°F in Annapolis, making it significantly warmer.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Maryland and Hawaii.

What does your salary buy?

$75,000 $92,791

To maintain the same standard of living in Hawaii

Calculate with your salary →

How key spending categories compare

Restaurants

pay 37.4% more

Groceries

pay 55.0% more

Transportation

pay 14.4% more

Housing

pay 33.6% more

Childcare

pay 28.7% less

Entertainment and Sports

pay 14.8% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

The numbers behind daily life in Hawaii compared to Maryland.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MD
420
HI
187
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MD
2043
HI
1672

Hawaii performs significantly better than Maryland across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

MD
6.0%
HI
3.6%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MD
33.4%
HI
25.6%

Maryland generally does better on health & wellbeing, though Hawaii leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

MD
$397,700
HI
$808,200
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

MD
$1,662
HI
$1,938

Maryland performs better than Hawaii across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MD
91.6%
HI
91.2%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

MD
32 min
HI
26 min

Maryland generally does better on infrastructure, though Hawaii leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MD
3.7%
HI
2.2%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MD
$69,127
HI
$64,124

Maryland generally does better on employment & economy, though Hawaii leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

MD
76.8 yrs
HI
80.7 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MD
29%
HI
25%

Maryland generally does better on family life, though Hawaii leads in life expectancy.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Annapolis Rain: 47.3 in/yr (1201 mm)
68° / 50°F

Avg. annual high / low

Honolulu Rain: 17.1 in/yr (434 mm)
84° / 71°F

Avg. annual high / low

Months Annapolis Honolulu
Jan–Mar 50°/33°F (10°/0°C) 80°/67°F (27°/19°C)
Apr–Jun 77°/57°F (25°/14°C) 85°/71°F (29°/22°C)
Jul–Sep 86°/69°F (30°/20°C) 89°/74°F (31°/24°C)
Oct–Dec 59°/42°F (15°/6°C) 84°/71°F (29°/22°C)
View all months
Month Annapolis Honolulu
Jan 44°/29°F (6.9°/-1.6°C) 80°/66°F (26.7°/19.1°C)
Feb 48°/31°F (9.0°/-0.5°C) 80°/66°F (26.8°/18.9°C)
Mar 57°/38°F (13.7°/3.5°C) 81°/68°F (27.3°/19.8°C)
Apr 68°/47°F (20.1°/8.6°C) 83°/69°F (28.2°/20.8°C)
May 77°/57°F (25.0°/13.7°C) 85°/71°F (29.2°/21.6°C)
Jun 86°/67°F (29.8°/19.2°C) 87°/73°F (30.6°/23.0°C)
Jul 89°/71°F (31.9°/21.9°C) 88°/74°F (31.1°/23.6°C)
Aug 87°/71°F (30.8°/21.4°C) 89°/75°F (31.5°/23.9°C)
Sep 81°/64°F (27.2°/17.6°C) 89°/74°F (31.4°/23.6°C)
Oct 69°/52°F (20.7°/10.9°C) 87°/73°F (30.4°/23.0°C)
Nov 59°/42°F (14.9°/5.3°C) 84°/71°F (28.8°/21.9°C)
Dec 48°/33°F (9.1°/0.4°C) 81°/68°F (27.3°/20.2°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Hawaii than Maryland?

On average Hawaii is around 24% pricier than Maryland, with notable variation by city.

How much money do I need to move to Hawaii?

Budget about $23,198 for 3 months in Hawaii (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is Hawaii safe?

Hawaii performs significantly better than Maryland across all safety metrics.

How is healthcare in Hawaii compared to Maryland?

Maryland generally does better on health & wellbeing, though Hawaii leads in uninsured rate.

What's the weather like in Hawaii compared to Maryland?

The average high temperature in Honolulu is 84°F, compared to 68°F in Annapolis. Honolulu receives around 17.1 in of rainfall per year, while Annapolis gets 47.3 in.

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