Moving to Iceland from Croatia

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What to Expect

Everything you need to know before relocating from Croatia to Iceland — costs, safety, healthcare, and practical first steps.

If you moved from Croatia to Iceland, you would find that Iceland is 2.0 times more expensive than Croatia overall. A HRK494,038 salary in Croatia would need to be roughly ISK19,654,818 in Iceland to maintain the same lifestyle, and you’d need to navigate life in Icelandic. Expect a noticeable climate shift — Reykjavik averages 45°F vs 60°F in Zagreb, making it significantly cooler.

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How Far Will Your Money Go?

What to expect for your wallet after moving from Croatia to Iceland.

What does your salary buy?

HRK494,038 ISK19,654,818

To maintain the same standard of living in Iceland

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 60.6% more

Groceries

pay 2.1 times more

Transportation

pay 55.2% more

Housing

pay 2.5 times more

Childcare

pay 2.3 times more

Entertainment and Sports

pay 2.2 times more

See full cost of living breakdown
Exchange rate: 1 HRK = 19.03 ISK (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Who Else Is Making This Move?

How many people actually move from Croatia to Iceland, based on official data.

Moved in 2023
238 ↑ 8% vs 2022

people moved from Croatia to Iceland · OECD (latest data available)

Who's moving to Iceland?

Top countries of origin for Iceland's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

Key indicators for anyone considering a move from Croatia to Iceland.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

HR
0.8
IS
1.1
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

HR
8.1
IS
2.4

Croatia generally does better on safety, though Iceland leads in road traffic deaths.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

HR
$3,229
IS
$6,927
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

HR
36.1
IS
45.2

Iceland generally does better on health & wellbeing, though Croatia leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

HR
31.0
IS
8.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

HR
4.8t
IS
8.5t

Croatia generally does better on environment, though Iceland leads in air pollution deaths.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

HR
27.0
IS
38.2
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

HR
1.5%
IS
0.4%

Iceland performs significantly better than Croatia across all infrastructure metrics.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

HR
6.1%
IS
3.6%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

HR
$41,300
IS
$66,500

Iceland performs significantly better than Croatia across all employment & economy metrics.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

HR
77.2 yrs
IS
83.6 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

HR
8.7
IS
1.6

Iceland performs significantly better than Croatia across all family life metrics.

Data: Croatia Tax Administration, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Reykjavik Rain: 31.4 in/yr (798 mm)
45° / 35°F

Avg. annual high / low

Months Zagreb Reykjavik
Jan–Mar 44°/29°F (7°/-2°C) 37°/28°F (3°/-2°C)
Apr–Jun 69°/48°F (21°/9°C) 48°/38°F (9°/4°C)
Jul–Sep 77°/55°F (25°/13°C) 54°/45°F (12°/7°C)
Oct–Dec 50°/35°F (10°/2°C) 39°/31°F (4°/-1°C)
View all months
Month Zagreb Reykjavik
Jan 38°/25°F (3.1°/-4.0°C) 35°/27°F (1.9°/-3.0°C)
Feb 43°/28°F (6.1°/-2.5°C) 37°/28°F (2.8°/-2.1°C)
Mar 52°/34°F (11.3°/0.9°C) 38°/28°F (3.2°/-2.0°C)
Apr 62°/41°F (16.4°/4.9°C) 42°/33°F (5.7°/0.4°C)
May 70°/49°F (21.3°/9.2°C) 49°/38°F (9.4°/3.6°C)
Jun 76°/55°F (24.6°/12.7°C) 53°/44°F (11.7°/6.7°C)
Jul 80°/58°F (26.7°/14.2°C) 56°/47°F (13.3°/8.3°C)
Aug 79°/57°F (26.2°/13.7°C) 55°/46°F (13.0°/7.9°C)
Sep 72°/51°F (22.3°/10.4°C) 50°/41°F (10.1°/5.0°C)
Oct 61°/42°F (16.2°/5.8°C) 44°/36°F (6.8°/2.2°C)
Nov 49°/35°F (9.3°/1.8°C) 38°/30°F (3.4°/-1.3°C)
Dec 40°/29°F (4.4°/-1.9°C) 36°/27°F (2.2°/-2.8°C)

Data: Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service, Icelandic Meteorological Office Icelandic Meteorological Office

Visitor Visa Requirements

Short-stay tourist visa rules between Croatia and Iceland. To live, work, or study long-term in Iceland, you'll need a separate residence or work visa — check Iceland's immigration authority.

Croatia passport

Croatia passport holder visiting Iceland

Visa Free
Croatia passport holders can enter Iceland without a visa.
Iceland passport

Iceland passport holder visiting Croatia

Visa Free
Iceland passport holders can enter Croatia without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Iceland than Croatia?

No — Iceland is on average about 109% more expensive than Croatia. City-level variation matters.

How much money do I need to move to Iceland?

Plan for at least 3 months of living expenses — roughly ISK4,913,704 in Iceland on a HRK494,038 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Iceland?

Internet is rarely the blocker — Iceland has 38.2 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Iceland safe for expats?

Croatia generally does better on safety, though Iceland leads in road traffic deaths. The homicide rate in Iceland is 1.1 per 100,000 people, compared to 0.8 in Croatia.

How is healthcare in Iceland compared to Croatia?

Iceland generally does better on health & wellbeing, though Croatia leads in healthcare spending per person. There are 45.2 doctors per 10,000 people in Iceland, compared to 36.1 in Croatia. Iceland scores 89 on the WHO universal health coverage index (Croatia: 80).

What's the weather like in Iceland compared to Croatia?

The average high temperature in Reykjavik is 45°F, compared to 60°F in Zagreb. Reykjavik receives around 31.4 in of rainfall per year, while Zagreb gets 33.7 in.

What language do they speak in Iceland?

The official language in Iceland is Icelandic. In Croatia, the official language is Croatian.

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At a Glance

HR IS
Population 4,188,853 357,603
Currency Croatian Kuna (HRK) Icelandic Króna (ISK)
Languages Croatian Icelandic
Driving side Right Right
Calling code +385 +354
Time zones 1 1
Emergency number 112 112