Moving to Germany from Croatia

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What to Expect

A comprehensive look at what changes when you move from Croatia to Germany — from daily expenses to quality of life.

If you moved from Croatia to Germany, you would find that Germany is 39.3% more expensive than Croatia overall. A HRK494,038 salary in Croatia would need to be roughly €78,405 in Germany to maintain the same lifestyle, and you’d need to navigate life in German.

Planning this move? Get up to 5 free, no-obligation quotes from vetted international movers. Get free quotes ↓

How Far Will Your Money Go?

How your spending power changes when you relocate from Croatia to Germany.

What does your salary buy?

HRK494,038 €78,405

To maintain the same standard of living in Germany

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 20.6% more

Groceries

pay 41.4% more

Transportation

pay 28.2% more

Housing

pay 48.0% more

Childcare

pay 84.7% more

Entertainment and Sports

pay 38.9% more

See full cost of living breakdown
Exchange rate: 1 HRK = 0.1327 EUR (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Germany cost about 14% more than cities in Croatia.

Croatia

Dubrovnik 56%
Zadar 51%

Germany

Munich 66%
Frankfurt 63%
Hamburg 63%
Oldenburg 55%

Compare cities head-to-head

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Who Else Is Making This Move?

Real numbers on people moving from Croatia to Germany, and how the trend has changed.

Moved in 2023
20,604 ↓ 18% vs 2022

people moved from Croatia to Germany · OECD (latest data available)

Who's moving to Germany?

Top countries of origin for Germany's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

How Croatia and Germany stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

HR
0.8
DE
0.8
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

HR
8.1
DE
3.3

Croatia generally does better on safety, though Germany leads in road traffic deaths.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

HR
$3,229
DE
$8,826
Doctors per 10,000 people United Nations SDG Indicators, 2021

affects wait times and access to care

HR
36.1
DE
45.2

Germany generally does better on health & wellbeing, though Croatia leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

HR
31.0
DE
15.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

HR
4.8t
DE
6.9t

Croatia generally does better on environment, though Germany leads in air pollution deaths.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

HR
27.0
DE
45.0
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

HR
1.5%
DE
35.4%

Germany generally does better on infrastructure, though Croatia leads in water stress level.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

HR
6.1%
DE
3.0%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

HR
$41,300
DE
$61,900

Germany generally does better on employment & economy, though Croatia leads in top income tax rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

HR
77.2 yrs
DE
81.5 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

HR
8.7
DE
3.2

Germany generally does better on family life, though Croatia leads in education spending.

Data: Croatia Tax Administration, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Berlin Rain: 22.5 in/yr (571 mm)
56° / 43°F

Avg. annual high / low

Months Zagreb Berlin
Jan–Mar 44°/29°F (7°/-2°C) 41°/31°F (5°/-1°C)
Apr–Jun 69°/48°F (21°/9°C) 64°/47°F (18°/8°C)
Jul–Sep 77°/55°F (25°/13°C) 72°/55°F (22°/13°C)
Oct–Dec 50°/35°F (10°/2°C) 47°/37°F (8°/3°C)
View all months
Month Zagreb Berlin
Jan 38°/25°F (3.1°/-4.0°C) 37°/29°F (2.9°/-1.9°C)
Feb 43°/28°F (6.1°/-2.5°C) 40°/29°F (4.2°/-1.5°C)
Mar 52°/34°F (11.3°/0.9°C) 47°/34°F (8.5°/1.3°C)
Apr 62°/41°F (16.4°/4.9°C) 56°/40°F (13.2°/4.2°C)
May 70°/49°F (21.3°/9.2°C) 66°/48°F (18.9°/9.0°C)
Jun 76°/55°F (24.6°/12.7°C) 71°/54°F (21.6°/12.3°C)
Jul 80°/58°F (26.7°/14.2°C) 75°/58°F (23.7°/14.3°C)
Aug 79°/57°F (26.2°/13.7°C) 74°/57°F (23.6°/14.1°C)
Sep 72°/51°F (22.3°/10.4°C) 66°/51°F (18.8°/10.6°C)
Oct 61°/42°F (16.2°/5.8°C) 56°/44°F (13.4°/6.4°C)
Nov 49°/35°F (9.3°/1.8°C) 45°/36°F (7.1°/2.2°C)
Dec 40°/29°F (4.4°/-1.9°C) 40°/31°F (4.4°/-0.4°C)

Data: Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service, Deutscher Wetterdienst Deutscher Wetterdienst

Visitor Visa Requirements

Short-stay tourist visa rules between Croatia and Germany. To live, work, or study long-term in Germany, you'll need a separate residence or work visa — check Germany's immigration authority.

Croatia passport

Croatia passport holder visiting Germany

Visa Free
Croatia passport holders can enter Germany without a visa.
Germany passport

Germany passport holder visiting Croatia

Visa Free
Germany passport holders can enter Croatia without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Germany than Croatia?

Day-to-day costs in Germany run about 20% higher than Croatia on average; specific cities can swing further.

How much money do I need to move to Germany?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a HRK494,038 comparable salary, that's around €19,601 in Germany for everyday spending, before flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Germany?

With 45.0 fixed broadband subscriptions per 100 people, Germany can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Croatia and Germany.

Is Germany safe for expats?

Croatia generally does better on safety, though Germany leads in road traffic deaths. The homicide rate in Germany is 0.8 per 100,000 people, compared to 0.8 in Croatia.

How is healthcare in Germany compared to Croatia?

Germany generally does better on health & wellbeing, though Croatia leads in healthcare spending per person. There are 45.2 doctors per 10,000 people in Germany, compared to 36.1 in Croatia. Germany scores 88 on the WHO universal health coverage index (Croatia: 80).

What's the weather like in Germany compared to Croatia?

The average high temperature in Berlin is 56°F, compared to 60°F in Zagreb. Berlin receives around 22.5 in of rainfall per year, while Zagreb gets 33.7 in.

What language do they speak in Germany?

The official language in Germany is German. In Croatia, the official language is Croatian.

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At a Glance

HR DE
Population 4,188,853 84,316,622
Currency Croatian Kuna (HRK) Euro (€)
Languages Croatian German
Driving side Right Right
Calling code +385 +49
Time zones 1 1
Emergency number 112 112