Moving to Poland from Croatia

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What to Expect

Considering a move from Croatia to Poland? Here's how the two compare on cost, climate, safety, and more.

If you moved from Croatia to Poland, you would find that Poland is 9.6% cheaper than Croatia overall. A HRK500,000 salary in Croatia would need to be roughly PLN263,000 in Poland to maintain the same lifestyle, and you’d need to navigate life in Polish.

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How Far Will Your Money Go?

A breakdown of how everyday costs differ between Croatia and Poland.

What does your salary buy?

HRK500,000 → PLN263,000

To maintain the same standard of living in Poland

Calculate with your salary →

How key spending categories compare

Restaurants

pay 18.2% less

Groceries

pay 18.2% less

Transportation

pay 11.9% less

Housing

pay 1.6% less

Childcare

pay 3.7% less

Entertainment and Sports

pay 10.8% less

See full cost of living breakdown
Exchange rate: 1 HRK = 0.5824 PLN (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Poland cost about 10% less than cities in Croatia.

Croatia

Dubrovnik 49%
Zadar 44%

Compare cities head-to-head

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Who Else Is Making This Move?

What the data shows about people moving from Croatia to Poland.

Moved in 2021
66 ↑ 35% vs 2020

people moved from Croatia to Poland · OECD (latest data available)

Who's moving to Poland?

Top countries of origin for Poland's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

The numbers behind daily life in Poland compared to Croatia.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

HR
0.7
PL
0.8
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

HR
8.1
PL
6.5

Croatia generally does better on safety, though Poland leads in road traffic deaths.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

HR
$3,229
PL
$3,939
Doctors per 10,000 people World Bank, 2023

affects wait times and access to care

HR
39.1
PL
40.3

Poland generally does better on health & wellbeing, though Croatia leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

HR
31.0
PL
41.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

HR
4.8t
PL
7.5t

Croatia performs better than Poland across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

HR
29.6
PL
25.4
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

HR
1.5%
PL
32.5%

Croatia generally does better on infrastructure, though Poland leads in internet access.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

HR
5.0%
PL
3.0%
GDP per capita World Bank, 2025

a broad measure of economic output per person

HR
$27,104
PL
$28,420

Poland performs significantly better than Croatia across all employment & economy metrics.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

HR
78.9 yrs
PL
78.4 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

HR
4.1
PL
3.6

Poland generally does better on family life, though Croatia leads in life expectancy.

Sources: World Bank (2021–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), The World Factbook (2021), Croatia Tax Administration (2016), Ministry of Finance, Poland (2016). How we calculate this

What's the Climate Like?

Monthly averages — select a city to compare.

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Warsaw Rain: 20.9 in/yr (532 mm)
55° / 40°F

Avg. annual high / low

Months Zagreb Warsaw
Jan–Mar 44°/29°F (7°/-2°C) 38°/26°F (3°/-3°C)
Apr–Jun 69°/48°F (21°/9°C) 66°/46°F (19°/8°C)
Jul–Sep 77°/55°F (25°/13°C) 72°/53°F (22°/12°C)
Oct–Dec 50°/35°F (10°/2°C) 44°/33°F (7°/1°C)
View all months
Month Zagreb Warsaw
Jan 38°/25°F (3.1°/-4.0°C) 33°/24°F (0.7°/-4.4°C)
Feb 43°/28°F (6.1°/-2.5°C) 36°/25°F (2.1°/-3.9°C)
Mar 52°/34°F (11.3°/0.9°C) 44°/30°F (6.9°/-0.9°C)
Apr 62°/41°F (16.4°/4.9°C) 57°/38°F (13.9°/3.6°C)
May 70°/49°F (21.3°/9.2°C) 68°/47°F (19.8°/8.6°C)
Jun 76°/55°F (24.6°/12.7°C) 72°/53°F (22.1°/11.6°C)
Jul 80°/58°F (26.7°/14.2°C) 76°/57°F (24.6°/13.7°C)
Aug 79°/57°F (26.2°/13.7°C) 75°/55°F (23.9°/13.0°C)
Sep 72°/51°F (22.3°/10.4°C) 65°/48°F (18.4°/9.0°C)
Oct 61°/42°F (16.2°/5.8°C) 55°/40°F (12.8°/4.7°C)
Nov 49°/35°F (9.3°/1.8°C) 43°/33°F (5.9°/0.5°C)
Dec 40°/29°F (4.4°/-1.9°C) 35°/26°F (1.6°/-3.1°C)

Data: Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service, Institute of Meteorology and Water Management Institute of Meteorology and Water Management

Visitor Visa Requirements

Short-stay tourist visa rules between Croatia and Poland. To live, work, or study long-term in Poland, you'll need a separate residence or work visa — check Poland's immigration authority.

Croatia passport

Croatia passport holder visiting Poland

Visa Free
Croatia passport holders can enter Poland without a visa.
Poland passport

Poland passport holder visiting Croatia

Visa Free
Poland passport holders can enter Croatia without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Poland than Croatia?

On average Poland is about 10% less expensive than Croatia, with major cities narrowing the gap.

How much money do I need to move to Poland?

Budget about PLN65,750 for 3 months in Poland (based on a HRK500,000 comparable annual salary), then add the one-off costs: flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Poland?

Connectivity is usually fine (Poland: 25.4 fixed broadband per 100). What actually decides it is legal: does Poland offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Poland safe for expats?

Croatia generally does better on safety, though Poland leads in road traffic deaths. The homicide rate in Poland is 0.8 per 100,000 people, compared to 0.7 in Croatia.

How is healthcare in Poland compared to Croatia?

Poland generally does better on health & wellbeing, though Croatia leads in healthcare spending per person. There are 40.3 doctors per 10,000 people in Poland, compared to 39.1 in Croatia. Poland scores 82 on the WHO universal health coverage index (Croatia: 80).

What's the weather like in Poland compared to Croatia?

The average high temperature in Warsaw is 55°F, compared to 60°F in Zagreb. Warsaw receives around 20.9 in of rainfall per year, while Zagreb gets 33.7 in.

What language do they speak in Poland?

The official language in Poland is Polish. In Croatia, the official language is Croatian.

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At a Glance

HR PL
Population 3,876,200 36,435,861
Currency Croatian Kuna (HRK) Polish Zloty (PLN)
Languages Croatian Polish
Driving side Right Right
Calling code +385 +48
Time zones 1 1
Emergency number 112 112