Moving to Switzerland from Croatia

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What to Expect

Considering a move from Croatia to Switzerland? Here's how the two countries compare on cost, climate, safety, and more.

If you moved from Croatia to Switzerland, you would find that Switzerland is 2.8 times more expensive than Croatia overall. A HRK484,551 salary in Croatia would need to be roughly CHF122,227 in Switzerland to maintain the same lifestyle, and you’d need to navigate life in French, Italian, Romansh and Swiss German.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Croatia and Switzerland.

What does your salary buy?

HRK484,551 CHF122,227

To maintain the same standard of living in Switzerland

Calculate with your salary →

How key spending categories compare

Restaurants

pay 2.0 times more

Groceries

pay 2.3 times more

Transportation

pay 96.2% more

Housing

pay 2.2 times more

Childcare

pay 7.0 times more

Entertainment and Sports

pay 2.2 times more

See full cost of living breakdown
Exchange rate: 1 HRK = 0.1209 CHF (June 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Who Else Is Making This Move?

What the data shows about people moving from Croatia to Switzerland.

Moved in 2023
2,571 ↓ 19% vs 2022

people moved from Croatia to Switzerland · OECD (latest data available)

Who's moving to Switzerland?

Top countries of origin for Switzerland's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

The numbers behind daily life in Switzerland compared to Croatia.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

HR
0.8
CH
0.5
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

HR
8.1
CH
2.4

Switzerland performs significantly better than Croatia across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

HR
$3,229
CH
$10,602
Doctors per 10,000 people United Nations SDG Indicators, 2021

affects wait times and access to care

HR
36.1
CH
44.4

Switzerland generally does better on health & wellbeing, though Croatia leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

HR
31.0
CH
10.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

HR
4.8t
CH
3.7t

Switzerland performs significantly better than Croatia across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

HR
27.0
CH
47.1
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

HR
1.5%
CH
6.5%

Switzerland generally does better on infrastructure, though Croatia leads in water stress level.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

HR
6.1%
CH
4.0%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

HR
$41,300
CH
$82,900

Switzerland performs significantly better than Croatia across all employment & economy metrics.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

HR
77.2 yrs
CH
83.2 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

HR
8.7
CH
3.6

Switzerland generally does better on family life, though Croatia leads in education spending.

Data: Croatia Tax Administration, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Bern Rain: 42.8 in/yr (1086 mm)
55° / 41°F

Avg. annual high / low

Months Zagreb Bern
Jan–Mar 44°/29°F (7°/-2°C) 41°/30°F (5°/-1°C)
Apr–Jun 69°/48°F (21°/9°C) 62°/45°F (17°/7°C)
Jul–Sep 77°/55°F (25°/13°C) 70°/53°F (21°/12°C)
Oct–Dec 50°/35°F (10°/2°C) 46°/36°F (8°/2°C)
View all months
Month Zagreb Bern
Jan 38°/25°F (3.1°/-4.0°C) 36°/27°F (2.0°/-2.8°C)
Feb 43°/28°F (6.1°/-2.5°C) 40°/29°F (4.2°/-1.9°C)
Mar 52°/34°F (11.3°/0.9°C) 47°/33°F (8.3°/0.6°C)
Apr 62°/41°F (16.4°/4.9°C) 55°/39°F (12.6°/3.7°C)
May 70°/49°F (21.3°/9.2°C) 63°/46°F (17.3°/7.7°C)
Jun 76°/55°F (24.6°/12.7°C) 69°/51°F (20.5°/10.8°C)
Jul 80°/58°F (26.7°/14.2°C) 73°/55°F (23.0°/12.8°C)
Aug 79°/57°F (26.2°/13.7°C) 72°/54°F (22.0°/12.4°C)
Sep 72°/51°F (22.3°/10.4°C) 66°/50°F (18.8°/10.0°C)
Oct 61°/42°F (16.2°/5.8°C) 56°/43°F (13.3°/6.2°C)
Nov 49°/35°F (9.3°/1.8°C) 44°/35°F (6.9°/1.4°C)
Dec 40°/29°F (4.4°/-1.9°C) 37°/29°F (2.9°/-1.7°C)

Data: Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service, MeteoSwiss - Federal Office of Meteorology and Climatology MeteoSwiss - Federal Office of Meteorology and Climatology

Visitor Visa Requirements

Short-stay tourist visa rules between Croatia and Switzerland. To live, work, or study long-term in Switzerland, you'll need a separate residence or work visa — check Switzerland's immigration authority.

Croatia passport

Croatia passport holder visiting Switzerland

Visa Free
Croatia passport holders can enter Switzerland without a visa.
Switzerland passport

Switzerland passport holder visiting Croatia

Visa Free
Switzerland passport holders can enter Croatia without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Switzerland than Croatia?

On average Switzerland is around 109% pricier than Croatia, with notable variation by city.

How much money do I need to move to Switzerland?

Budget about CHF30,557 for 3 months in Switzerland (based on a HRK484,551 comparable annual salary), then add the one-off costs: flights, shipping, rental deposit, visa fees.

Can I work remotely from Switzerland?

Connectivity is usually fine (Switzerland: 47.1 fixed broadband per 100). What actually decides it is legal: does Switzerland offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Switzerland safe for expats?

Switzerland performs significantly better than Croatia across all safety metrics. The homicide rate in Switzerland is 0.5 per 100,000 people, compared to 0.8 in Croatia.

How is healthcare in Switzerland compared to Croatia?

Switzerland generally does better on health & wellbeing, though Croatia leads in healthcare spending per person. There are 44.4 doctors per 10,000 people in Switzerland, compared to 36.1 in Croatia. Switzerland scores 86 on the WHO universal health coverage index (Croatia: 80).

What's the weather like in Switzerland compared to Croatia?

The average high temperature in Bern is 55°F, compared to 60°F in Zagreb. Bern receives around 42.8 in of rainfall per year, while Zagreb gets 33.7 in.

What language do they speak in Switzerland?

The official languages in Switzerland are French, Italian, Romansh and Swiss German. In Croatia, the official language is Croatian.

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At a Glance

HR CH
Population 4,188,853 8,508,698
Currency Croatian Kuna (HRK) Swiss Franc (CHF)
Languages Croatian French, Italian, Romansh, Swiss German
Driving side Right Right
Calling code +385 +41
Time zones 1 1
Emergency number 112 112