Moving to Switzerland from Croatia

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What to Expect

Considering a move from Croatia to Switzerland? Here's how the two compare on cost, climate, safety, and more.

If you moved from Croatia to Switzerland, you would find that Switzerland is 2.2 times more expensive than Croatia overall. A HRK500,000 salary in Croatia would need to be roughly CHF135,000 in Switzerland to maintain the same lifestyle, and you’d need to navigate life in French, Italian, Romansh and Swiss German.

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Is Switzerland cheaper than Croatia?

How key spending categories compare

Restaurants

pay 2.2 times more

Groceries

pay 88.1% more

Transportation

pay 76.4% more

Housing

pay 2.4 times more

Childcare

pay 5.4 times more

Entertainment and Sports

pay 2.2 times more

See full cost of living breakdown
Exchange rate: 1 HRK = 0.1232 CHF (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

What salary do you need in Switzerland?

What does your salary buy?

HRK500,000 → CHF135,000

To maintain the same standard of living in Switzerland

Calculate with your salary →

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Switzerland cost about 90% more than cities in Croatia.

Croatia

Dubrovnik 49%
Zadar 44%

Switzerland

Baden 98%
Zurich 98%
Nyon 90%
Geneva 90%
Vevey 88%

Compare cities head-to-head

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Who Else Is Making This Move?

What the data shows about people moving from Croatia to Switzerland.

Moved in 2023
2,571 ↓ 19% vs 2022

people moved from Croatia to Switzerland · OECD (latest data available)

Who's moving to Switzerland?

Top countries of origin for Switzerland's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

The numbers behind daily life in Switzerland compared to Croatia.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

HR
0.7
CH
0.6
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

HR
8.1
CH
2.4

Switzerland performs significantly better than Croatia across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

HR
$3,229
CH
$10,602
Doctors per 10,000 people World Bank, 2022

affects wait times and access to care

HR
39.1
CH
44.8

Switzerland generally does better on health & wellbeing, though Croatia leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

HR
31.0
CH
10.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

HR
4.8t
CH
3.8t

Switzerland performs significantly better than Croatia across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

HR
29.6
CH
47.0
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

HR
1.5%
CH
6.5%

Switzerland generally does better on infrastructure, though Croatia leads in water stress level.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

HR
5.0%
CH
4.9%
GDP per capita World Bank, 2025

a broad measure of economic output per person

HR
$27,104
CH
$114,769

Switzerland performs significantly better than Croatia across all employment & economy metrics.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

HR
78.9 yrs
CH
84.4 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

HR
4.1
CH
3.4

Switzerland performs significantly better than Croatia across all family life metrics.

Sources: World Bank (2021–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), Croatia Tax Administration (2016), Swiss Federal Tax Administration (2016). How we calculate this

Weather in Switzerland vs Croatia

Monthly averages — select a city to compare.

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Zurich Rain: 42.8 in/yr (1086 mm)
55° / 41°F

Avg. annual high / low

Months Zagreb Zurich
Jan–Mar 44°/29°F (7°/-2°C) 41°/30°F (5°/-1°C)
Apr–Jun 69°/48°F (21°/9°C) 62°/45°F (17°/7°C)
Jul–Sep 77°/55°F (25°/13°C) 70°/53°F (21°/12°C)
Oct–Dec 50°/35°F (10°/2°C) 46°/36°F (8°/2°C)
View all months
Month Zagreb Zurich
Jan 38°/25°F (3.1°/-4.0°C) 36°/27°F (2.0°/-2.8°C)
Feb 43°/28°F (6.1°/-2.5°C) 40°/29°F (4.2°/-1.9°C)
Mar 52°/34°F (11.3°/0.9°C) 47°/33°F (8.3°/0.6°C)
Apr 62°/41°F (16.4°/4.9°C) 55°/39°F (12.6°/3.7°C)
May 70°/49°F (21.3°/9.2°C) 63°/46°F (17.3°/7.7°C)
Jun 76°/55°F (24.6°/12.7°C) 69°/51°F (20.5°/10.8°C)
Jul 80°/58°F (26.7°/14.2°C) 73°/55°F (23.0°/12.8°C)
Aug 79°/57°F (26.2°/13.7°C) 72°/54°F (22.0°/12.4°C)
Sep 72°/51°F (22.3°/10.4°C) 66°/50°F (18.8°/10.0°C)
Oct 61°/42°F (16.2°/5.8°C) 56°/43°F (13.3°/6.2°C)
Nov 49°/35°F (9.3°/1.8°C) 44°/35°F (6.9°/1.4°C)
Dec 40°/29°F (4.4°/-1.9°C) 37°/29°F (2.9°/-1.7°C)

Data: Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service, MeteoSwiss - Federal Office of Meteorology and Climatology MeteoSwiss - Federal Office of Meteorology and Climatology

Can you move from Croatia to Switzerland?

Short-stay tourist visa rules between Croatia and Switzerland. To live, work, or study long-term in Switzerland, you'll need a separate residence or work visa — check Switzerland's immigration authority.

Croatia passport

Croatia passport holder visiting Switzerland

Visa Free
Croatia passport holders can enter Switzerland without a visa.
Switzerland passport

Switzerland passport holder visiting Croatia

Visa Free
Switzerland passport holders can enter Croatia without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Switzerland than Croatia?

On average Switzerland is around 119% pricier than Croatia, with notable variation by city.

How much money do I need to move to Switzerland?

Budget about CHF33,750 for 3 months in Switzerland (based on a HRK500,000 comparable annual salary), then add the one-off costs: flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Switzerland?

Connectivity is usually fine (Switzerland: 47.0 fixed broadband per 100). What actually decides it is legal: does Switzerland offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Switzerland safe for expats?

Switzerland performs significantly better than Croatia across all safety metrics. The homicide rate in Switzerland is 0.6 per 100,000 people, compared to 0.7 in Croatia.

How is healthcare in Switzerland compared to Croatia?

Switzerland generally does better on health & wellbeing, though Croatia leads in healthcare spending per person. There are 44.8 doctors per 10,000 people in Switzerland, compared to 39.1 in Croatia. Switzerland scores 86 on the WHO universal health coverage index (Croatia: 80).

What's the weather like in Switzerland compared to Croatia?

The average high temperature in Zurich is 55°F, compared to 60°F in Zagreb. Zurich receives around 42.8 in of rainfall per year, while Zagreb gets 33.7 in.

What language do they speak in Switzerland?

The official languages in Switzerland are French, Italian, Romansh and Swiss German. In Croatia, the official language is Croatian.

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At a Glance

HR CH
Population 3,876,200 9,092,436
Currency Croatian Kuna (HRK) Swiss Franc (CHF)
Languages Croatian French, Italian, Romansh, Swiss German
Driving side Right Right
Calling code +385 +41
Time zones 1 1
Emergency number 112 112