Moving to Croatia from Switzerland

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What to Expect

Considering a move from Switzerland to Croatia? Here's how the two countries compare on cost, climate, safety, and more.

If you moved from Switzerland to Croatia, you would find that Croatia is 53.2% cheaper than Switzerland overall. A CHF58,584 salary in Switzerland would need to be roughly HRK232,249 in Croatia to maintain the same lifestyle, and you’d need to navigate life in Croatian.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Switzerland and Croatia.

What does your salary buy?

CHF58,584 HRK232,249

To maintain the same standard of living in Croatia

Calculate with your salary →

How key spending categories compare

Restaurants

pay 50.7% less

Groceries

pay 52.8% less

Transportation

pay 40.4% less

Housing

pay 50.5% less

Childcare

pay 81.2% less

Entertainment and Sports

pay 54.7% less

See full cost of living breakdown
Exchange rate: 1 CHF = 8.27 HRK (June 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Who Else Is Making This Move?

What the data shows about people moving from Switzerland to Croatia.

Living there in 2020
2,830 ↓ 6% vs 2015

people born in Switzerland live in Croatia · UN DESA

Who's moving to Croatia?

Top countries of origin for Croatia's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

The numbers behind daily life in Croatia compared to Switzerland.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

CH
0.5
HR
0.8
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

CH
2.4
HR
8.1

Switzerland performs better than Croatia across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

CH
$10,602
HR
$3,229
Doctors per 10,000 people United Nations SDG Indicators, 2021

affects wait times and access to care

CH
44.4
HR
36.1

Switzerland generally does better on health & wellbeing, though Croatia leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

CH
10.0
HR
31.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

CH
3.7t
HR
4.8t

Switzerland performs better than Croatia across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

CH
47.1
HR
27.0
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

CH
6.5%
HR
1.5%

Switzerland generally does better on infrastructure, though Croatia leads in water stress level.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

CH
4.0%
HR
6.1%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

CH
$82,900
HR
$41,300

Switzerland performs better than Croatia across all employment & economy metrics.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

CH
83.2 yrs
HR
77.2 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

CH
3.6
HR
8.7

Switzerland generally does better on family life, though Croatia leads in education spending.

Data: Swiss Federal Tax Administration, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Bern Rain: 42.8 in/yr (1086 mm)
55° / 41°F

Avg. annual high / low

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Months Bern Zagreb
Jan–Mar 41°/30°F (5°/-1°C) 44°/29°F (7°/-2°C)
Apr–Jun 62°/45°F (17°/7°C) 69°/48°F (21°/9°C)
Jul–Sep 70°/53°F (21°/12°C) 77°/55°F (25°/13°C)
Oct–Dec 46°/36°F (8°/2°C) 50°/35°F (10°/2°C)
View all months
Month Bern Zagreb
Jan 36°/27°F (2.0°/-2.8°C) 38°/25°F (3.1°/-4.0°C)
Feb 40°/29°F (4.2°/-1.9°C) 43°/28°F (6.1°/-2.5°C)
Mar 47°/33°F (8.3°/0.6°C) 52°/34°F (11.3°/0.9°C)
Apr 55°/39°F (12.6°/3.7°C) 62°/41°F (16.4°/4.9°C)
May 63°/46°F (17.3°/7.7°C) 70°/49°F (21.3°/9.2°C)
Jun 69°/51°F (20.5°/10.8°C) 76°/55°F (24.6°/12.7°C)
Jul 73°/55°F (23.0°/12.8°C) 80°/58°F (26.7°/14.2°C)
Aug 72°/54°F (22.0°/12.4°C) 79°/57°F (26.2°/13.7°C)
Sep 66°/50°F (18.8°/10.0°C) 72°/51°F (22.3°/10.4°C)
Oct 56°/43°F (13.3°/6.2°C) 61°/42°F (16.2°/5.8°C)
Nov 44°/35°F (6.9°/1.4°C) 49°/35°F (9.3°/1.8°C)
Dec 37°/29°F (2.9°/-1.7°C) 40°/29°F (4.4°/-1.9°C)

Data: MeteoSwiss - Federal Office of Meteorology and Climatology MeteoSwiss - Federal Office of Meteorology and Climatology, Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service

Visitor Visa Requirements

Short-stay tourist visa rules between Switzerland and Croatia. To live, work, or study long-term in Croatia, you'll need a separate residence or work visa — check Croatia's immigration authority.

Switzerland passport

Switzerland passport holder visiting Croatia

Visa Free
Switzerland passport holders can enter Croatia without a visa.
Croatia passport

Croatia passport holder visiting Switzerland

Visa Free
Croatia passport holders can enter Switzerland without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Croatia than Switzerland?

On average Croatia is about 52% less expensive than Switzerland, with major cities narrowing the gap.

How much money do I need to move to Croatia?

Budget about HRK58,062 for 3 months in Croatia (based on a CHF58,584 comparable annual salary), then add the one-off costs: flights, shipping, rental deposit, visa fees.

Can I work remotely from Croatia?

Connectivity is usually fine (Croatia: 27.0 fixed broadband per 100). What actually decides it is legal: does Croatia offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Croatia safe for expats?

Switzerland performs better than Croatia across all safety metrics. The homicide rate in Croatia is 0.8 per 100,000 people, compared to 0.5 in Switzerland.

How is healthcare in Croatia compared to Switzerland?

Switzerland generally does better on health & wellbeing, though Croatia leads in healthcare spending per person. There are 36.1 doctors per 10,000 people in Croatia, compared to 44.4 in Switzerland. Croatia scores 80 on the WHO universal health coverage index (Switzerland: 86).

What's the weather like in Croatia compared to Switzerland?

The average high temperature in Zagreb is 60°F, compared to 55°F in Bern. Zagreb receives around 33.7 in of rainfall per year, while Bern gets 42.8 in.

What language do they speak in Croatia?

The official language in Croatia is Croatian. In Switzerland, the official languages are French, Italian, Romansh and Swiss German.

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At a Glance

CH HR
Population 8,508,698 4,188,853
Currency Swiss Franc (CHF) Croatian Kuna (HRK)
Languages French, Italian, Romansh, Swiss German Croatian
Driving side Right Right
Calling code +41 +385
Time zones 1 1
Emergency number 112 112