Moving to Croatia from Germany

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What to Expect

Everything you need to know before relocating from Germany to Croatia — costs, safety, healthcare, and practical first steps.

If you moved from Germany to Croatia, you would find that Croatia is 24.1% cheaper than Germany overall. A €64,304 salary in Germany would need to be roughly HRK405,266 in Croatia to maintain the same lifestyle, and you’d need to navigate life in Croatian.

How Far Will Your Money Go?

What to expect for your wallet after moving from Germany to Croatia.

What does your salary buy?

€64,304 HRK405,266

To maintain the same standard of living in Croatia

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 16.9% less

Groceries

pay 25.4% less

Transportation

pay 18.0% less

Housing

pay 30.8% less

Childcare

pay 45.8% less

Entertainment and Sports

pay 20.9% less

See full cost of living breakdown
Exchange rate: 1 EUR = 7.54 HRK (June 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Who Else Is Making This Move?

How many people actually move from Germany to Croatia, based on official data.

Living there in 2020
31,783 ↓ 6% vs 2015

people born in Germany live in Croatia · UN DESA

Who's moving to Croatia?

Top countries of origin for Croatia's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

Key indicators for anyone considering a move from Germany to Croatia.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

DE
0.8
HR
0.8
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

DE
3.3
HR
8.1

Germany performs better than Croatia across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

DE
$8,826
HR
$3,229
Doctors per 10,000 people United Nations SDG Indicators, 2021

affects wait times and access to care

DE
45.2
HR
36.1

Germany generally does better on health & wellbeing, though Croatia leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

DE
15.0
HR
31.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

DE
6.9t
HR
4.8t

Germany generally does better on environment, though Croatia leads in co₂ emissions per capita.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

DE
45.0
HR
27.0
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

DE
35.4%
HR
1.5%

Germany generally does better on infrastructure, though Croatia leads in water stress level.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

DE
3.0%
HR
6.1%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

DE
$61,900
HR
$41,300

Germany generally does better on employment & economy, though Croatia leads in top income tax rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

DE
81.5 yrs
HR
77.2 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

DE
3.2
HR
8.7

Germany generally does better on family life, though Croatia leads in education spending.

Data: Federal Central Tax Office (BZSt), The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Berlin Rain: 22.5 in/yr (571 mm)
56° / 43°F

Avg. annual high / low

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Months Berlin Zagreb
Jan–Mar 41°/31°F (5°/-1°C) 44°/29°F (7°/-2°C)
Apr–Jun 64°/47°F (18°/8°C) 69°/48°F (21°/9°C)
Jul–Sep 72°/55°F (22°/13°C) 77°/55°F (25°/13°C)
Oct–Dec 47°/37°F (8°/3°C) 50°/35°F (10°/2°C)
View all months
Month Berlin Zagreb
Jan 37°/29°F (2.9°/-1.9°C) 38°/25°F (3.1°/-4.0°C)
Feb 40°/29°F (4.2°/-1.5°C) 43°/28°F (6.1°/-2.5°C)
Mar 47°/34°F (8.5°/1.3°C) 52°/34°F (11.3°/0.9°C)
Apr 56°/40°F (13.2°/4.2°C) 62°/41°F (16.4°/4.9°C)
May 66°/48°F (18.9°/9.0°C) 70°/49°F (21.3°/9.2°C)
Jun 71°/54°F (21.6°/12.3°C) 76°/55°F (24.6°/12.7°C)
Jul 75°/58°F (23.7°/14.3°C) 80°/58°F (26.7°/14.2°C)
Aug 74°/57°F (23.6°/14.1°C) 79°/57°F (26.2°/13.7°C)
Sep 66°/51°F (18.8°/10.6°C) 72°/51°F (22.3°/10.4°C)
Oct 56°/44°F (13.4°/6.4°C) 61°/42°F (16.2°/5.8°C)
Nov 45°/36°F (7.1°/2.2°C) 49°/35°F (9.3°/1.8°C)
Dec 40°/31°F (4.4°/-0.4°C) 40°/29°F (4.4°/-1.9°C)

Data: Deutscher Wetterdienst Deutscher Wetterdienst, Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service

Visitor Visa Requirements

Short-stay tourist visa rules between Germany and Croatia. To live, work, or study long-term in Croatia, you'll need a separate residence or work visa — check Croatia's immigration authority.

Germany passport

Germany passport holder visiting Croatia

Visa Free
Germany passport holders can enter Croatia without a visa.
Croatia passport

Croatia passport holder visiting Germany

Visa Free
Croatia passport holders can enter Germany without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Croatia than Germany?

Yes — Croatia is on average about 16% cheaper than Germany. City-level variation can be significant.

How much money do I need to move to Croatia?

Plan for at least 3 months of living expenses — roughly HRK101,316 in Croatia on a €64,304 comparable salary — plus one-off moving costs (flights, shipping, deposits, visa fees).

Can I work remotely from Croatia?

Internet is rarely the blocker — Croatia has 27.0 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Croatia safe for expats?

Germany performs better than Croatia across all safety metrics. The homicide rate in Croatia is 0.8 per 100,000 people, compared to 0.8 in Germany.

How is healthcare in Croatia compared to Germany?

Germany generally does better on health & wellbeing, though Croatia leads in healthcare spending per person. There are 36.1 doctors per 10,000 people in Croatia, compared to 45.2 in Germany. Croatia scores 80 on the WHO universal health coverage index (Germany: 88).

What's the weather like in Croatia compared to Germany?

The average high temperature in Zagreb is 60°F, compared to 56°F in Berlin. Zagreb receives around 33.7 in of rainfall per year, while Berlin gets 22.5 in.

What language do they speak in Croatia?

The official language in Croatia is Croatian. In Germany, the official language is German.

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At a Glance

DE HR
Population 84,316,622 4,188,853
Currency Euro (€) Croatian Kuna (HRK)
Languages German Croatian
Driving side Right Right
Calling code +49 +385
Time zones 1 1
Emergency number 112 112