Moving to Philippines from Croatia

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What to Expect

Everything you need to know before relocating from Croatia to Philippines — costs, safety, healthcare, and practical first steps.

If you moved from Croatia to Philippines, you would find that Philippines is 49.3% cheaper than Croatia overall. A HRK500,000 salary in Croatia would need to be roughly ₱2,360,000 in Philippines to maintain the same lifestyle, and you’d need to navigate life in English and Filipino. Expect a noticeable climate shift — Manila averages 88°F vs 60°F in Zagreb, making it significantly warmer.

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How Far Will Your Money Go?

What to expect for your wallet after moving from Croatia to Philippines.

What does your salary buy?

HRK500,000 → ₱2,360,000

To maintain the same standard of living in Philippines

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 70.9% less

Groceries

pay 7.5% less

Transportation

pay 50.1% less

Housing

pay 60.6% less

Childcare

pay 37.3% less

Entertainment and Sports

pay 45.0% less

See full cost of living breakdown
Exchange rate: 1 HRK = 9.33 PHP (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Philippines cost about 40% less than cities in Croatia.

Croatia

Dubrovnik 49%
Zadar 44%

Philippines

Pasig 30%
Angeles 28%
Batangas 25%

Compare cities head-to-head

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Key Indicator Comparison

Key indicators for anyone considering a move from Croatia to Philippines.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

HR
0.7
PH
4.3
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

HR
8.1
PH
9.7

Croatia performs better than Philippines across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

HR
$3,229
PH
$560
Doctors per 10,000 people World Bank, 2022

affects wait times and access to care

HR
39.1
PH
7.9

Philippines generally does better on health & wellbeing, though Croatia leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

HR
31.0
PH
92.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

HR
4.8t
PH
1.5t

Croatia generally does better on environment, though Philippines leads in co₂ emissions per capita.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

HR
29.6
PH
7.1
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

HR
1.5%
PH
27.8%

Croatia performs better than Philippines across all infrastructure metrics.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

HR
5.0%
PH
2.2%
GDP per capita World Bank, 2025

a broad measure of economic output per person

HR
$27,104
PH
$4,171

Philippines generally does better on employment & economy, though Croatia leads in gdp per capita.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

HR
78.9 yrs
PH
70.0 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

HR
4.1
PH
21.7

Croatia performs better than Philippines across all family life metrics.

Sources: World Bank (2020–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), Croatia Tax Administration (2016), Bureau of Internal Revenue (2016), The World Factbook (2021). How we calculate this

What's the Climate Like?

Monthly averages — select a city to compare.

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Manila Rain: 86.7 in/yr (2201 mm)
88° / 77°F

Avg. annual high / low

Months Zagreb Manila
Jan–Mar 44°/29°F (7°/-2°C) 87°/75°F (31°/24°C)
Apr–Jun 69°/48°F (21°/9°C) 91°/79°F (33°/26°C)
Jul–Sep 77°/55°F (25°/13°C) 88°/78°F (31°/26°C)
Oct–Dec 50°/35°F (10°/2°C) 87°/77°F (30°/25°C)
View all months
Month Zagreb Manila
Jan 38°/25°F (3.1°/-4.0°C) 85°/74°F (29.5°/23.5°C)
Feb 43°/28°F (6.1°/-2.5°C) 87°/75°F (30.5°/23.8°C)
Mar 52°/34°F (11.3°/0.9°C) 90°/77°F (32.1°/24.9°C)
Apr 62°/41°F (16.4°/4.9°C) 92°/79°F (33.5°/26.2°C)
May 70°/49°F (21.3°/9.2°C) 92°/80°F (33.2°/26.7°C)
Jun 76°/55°F (24.6°/12.7°C) 90°/79°F (32.2°/26.2°C)
Jul 80°/58°F (26.7°/14.2°C) 88°/78°F (31.1°/25.8°C)
Aug 79°/57°F (26.2°/13.7°C) 87°/78°F (30.6°/25.5°C)
Sep 72°/51°F (22.3°/10.4°C) 88°/78°F (30.9°/25.5°C)
Oct 61°/42°F (16.2°/5.8°C) 88°/78°F (30.9°/25.5°C)
Nov 49°/35°F (9.3°/1.8°C) 87°/77°F (30.7°/24.9°C)
Dec 40°/29°F (4.4°/-1.9°C) 85°/75°F (29.7°/23.9°C)

Data: Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service, Philippine Atmospheric Geophysical and Astronomical Services Administration Philippine Atmospheric Geophysical and Astronomical Services Administration

Visitor Visa Requirements

Short-stay tourist visa rules between Croatia and Philippines. To live, work, or study long-term in Philippines, you'll need a separate residence or work visa — check Philippines's immigration authority.

Croatia passport

Croatia passport holder visiting Philippines

Visa Free
Croatia passport holders can enter Philippines without a visa.
Philippines passport

Philippines passport holder visiting Croatia

Visa Required
Philippines passport holders need a visa to enter Croatia.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Philippines than Croatia?

Yes — Philippines is on average about 49% cheaper than Croatia. City-level variation can be significant.

How much money do I need to move to Philippines?

Plan for at least 3 months of living expenses — roughly ₱590,000 in Philippines on a HRK500,000 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Philippines?

Internet is rarely the blocker — Philippines has 7.1 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Philippines safe for expats?

Croatia performs better than Philippines across all safety metrics. The homicide rate in Philippines is 4.3 per 100,000 people, compared to 0.7 in Croatia.

How is healthcare in Philippines compared to Croatia?

Philippines generally does better on health & wellbeing, though Croatia leads in doctors per 10,000 people. There are 7.9 doctors per 10,000 people in Philippines, compared to 39.1 in Croatia. Philippines scores 58 on the WHO universal health coverage index (Croatia: 80).

What's the weather like in Philippines compared to Croatia?

The average high temperature in Manila is 88°F, compared to 60°F in Zagreb. Manila receives around 86.7 in of rainfall per year, while Zagreb gets 33.7 in.

What language do they speak in Philippines?

The official languages in Philippines are English and Filipino. In Croatia, the official language is Croatian.

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At a Glance

HR PH
Population 3,876,200 116,786,962
Currency Croatian Kuna (HRK) Philippine Peso (₱)
Languages Croatian English, Filipino
Driving side Right Right
Calling code +385 +63
Time zones 1 1
Emergency number 112 911