Moving to Zambia from United States

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What to Expect

A comprehensive look at what changes when you move from United States to Zambia — from daily expenses to quality of life.

If you moved from United States to Zambia, you would find that Zambia is 65.2% cheaper than United States overall. A $75,000 salary in United States would need to be roughly ZMW518,000 in Zambia to maintain the same lifestyle. You’ll also switch from driving on the right to the left. Expect a noticeable climate shift — Lusaka averages 80°F vs 66°F in Washington, making it significantly warmer.

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How Far Will Your Money Go?

How your spending power changes when you relocate from United States to Zambia.

What does your salary buy?

$75,000 → ZMW518,000

To maintain the same standard of living in Zambia

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 69.3% less

Groceries

pay 35.6% less

Transportation

pay 35.4% less

Housing

pay 82.2% less

Childcare

pay 74.5% less

Entertainment and Sports

pay 52.9% less

See full cost of living breakdown
Exchange rate: 1 USD = 19.88 ZMW (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Who Else Is Making This Move?

Real numbers on people moving from United States to Zambia, and how the trend has changed.

Living there in 2020
1,169 ↑ 40% vs 2015

people born in United States live in Zambia · UN DESA

Who's moving to Zambia?

Top countries of origin for Zambia's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

How United States and Zambia stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

US
5.8
ZM
5.2
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

US
14.2
ZM
17.1

United States generally does better on safety, though Zambia leads in homicide rate.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

US
$13,473
ZM
$244
Doctors per 10,000 people World Bank, 2022

affects wait times and access to care

US
36.8
ZM
3.2

Zambia generally does better on health & wellbeing, though United States leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

US
14.0
ZM
50.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

US
13.6t
ZM
0.5t

United States generally does better on environment, though Zambia leads in co₂ emissions per capita.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

US
38.9
ZM
0.8
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

US
28.2%
ZM
2.8%

United States generally does better on infrastructure, though Zambia leads in water stress level.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

US
4.2%
ZM
5.9%
GDP per capita World Bank, 2025

a broad measure of economic output per person

US
$90,027
ZM
$1,318

United States generally does better on employment & economy, though Zambia leads in top income tax rate.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

US
78.9 yrs
ZM
66.5 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

US
5.5
ZM
34.6

United States performs better than Zambia across all family life metrics.

Sources: World Bank (2015–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), Internal Revenue Service (2016), Zambia Revenue Authority (2016), The World Factbook (2010). How we calculate this

What's the Climate Like?

Monthly averages — select a city to compare.

Washington Rain: 41.5 in/yr (1055 mm)
66° / 44°F

Avg. annual high / low

Lusaka Rain: 31.4 in/yr (798 mm)
80° / 59°F

Avg. annual high / low

Months Washington Lusaka
Jan–Mar 48°/28°F (9°/-2°C) 80°/62°F (27°/17°C)
Apr–Jun 75°/51°F (24°/11°C) 77°/55°F (25°/13°C)
Jul–Sep 85°/62°F (29°/17°C) 79°/55°F (26°/13°C)
Oct–Dec 57°/35°F (14°/2°C) 85°/64°F (29°/18°C)
View all months
Month Washington Lusaka
Jan 42°/24°F (5.8°/-4.5°C) 80°/63°F (26.6°/17.1°C)
Feb 46°/26°F (8.0°/-3.3°C) 80°/62°F (26.5°/16.8°C)
Mar 56°/33°F (13.1°/0.5°C) 81°/62°F (27.0°/16.6°C)
Apr 67°/42°F (19.3°/5.6°C) 80°/59°F (26.5°/15.1°C)
May 75°/51°F (23.9°/10.7°C) 78°/55°F (25.3°/12.7°C)
Jun 84°/61°F (28.8°/16.1°C) 74°/51°F (23.4°/10.6°C)
Jul 88°/65°F (31.1°/18.6°C) 73°/50°F (23.0°/10.2°C)
Aug 87°/64°F (30.3°/17.9°C) 79°/54°F (25.9°/12.3°C)
Sep 79°/56°F (26.3°/13.5°C) 85°/60°F (29.4°/15.3°C)
Oct 68°/44°F (20.1°/6.6°C) 87°/64°F (30.8°/17.5°C)
Nov 58°/35°F (14.2°/1.8°C) 86°/64°F (29.9°/17.9°C)
Dec 46°/27°F (7.8°/-2.7°C) 81°/63°F (27.2°/17.3°C)

Data: National Weather Service National Weather Service, Zambia Meteorological Department (ZMD) Zambia Meteorological Department (ZMD)

Visitor Visa Requirements

Short-stay tourist visa rules between United States and Zambia. To live, work, or study long-term in Zambia, you'll need a separate residence or work visa — check Zambia's immigration authority.

United States passport

United States passport holder visiting Zambia

Visa Free
United States passport holders can enter Zambia without a visa.
Zambia passport

Zambia passport holder visiting United States

Visa Required
Zambia passport holders need a visa to enter United States.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Zambia than United States?

Generally yes: Zambia runs about 65% cheaper than United States on average, though it depends heavily on the city.

How much money do I need to move to Zambia?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around ZMW129,500 in Zambia for everyday spending, before flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Zambia?

With 0.8 fixed broadband subscriptions per 100 people, Zambia can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in United States and Zambia.

Is Zambia safe for expats?

United States generally does better on safety, though Zambia leads in homicide rate. The homicide rate in Zambia is 5.2 per 100,000 people, compared to 5.8 in United States.

How is healthcare in Zambia compared to United States?

Zambia generally does better on health & wellbeing, though United States leads in doctors per 10,000 people. There are 3.2 doctors per 10,000 people in Zambia, compared to 36.8 in United States. Zambia scores 56 on the WHO universal health coverage index (United States: 86).

What's the weather like in Zambia compared to United States?

The average high temperature in Lusaka is 80°F, compared to 66°F in Washington. Lusaka receives around 31.4 in of rainfall per year, while Washington gets 41.5 in.

What language do they speak in Zambia?

Both United States and Zambia share the same official language: English.

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At a Glance

US ZM
Population 341,784,857 21,913,874
Currency United States Dollar ($) Zambian Kwacha (ZMW)
Languages English English
Driving side Right Left
Calling code +1 +260
Time zones 11 1
Emergency number 911 —