Moving to Montenegro from Sweden

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What to Expect

A comprehensive look at what changes when you move from Sweden to Montenegro — from daily expenses to quality of life.

If you moved from Sweden to Montenegro, you would find that Montenegro is 26.6% cheaper than Sweden overall. A SEK750,000 salary in Sweden would need to be roughly €49,200 in Montenegro to maintain the same lifestyle, and you’d need to navigate life in Montenegrin. Expect a noticeable climate shift — Podgorica averages 69°F vs 52°F in Stockholm, making it significantly warmer.

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How Far Will Your Money Go?

How your spending power changes when you relocate from Sweden to Montenegro.

What does your salary buy?

SEK750,000 → €49,200

To maintain the same standard of living in Montenegro

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 16.5% less

Groceries

pay 40.5% less

Transportation

pay 26.0% less

Housing

pay 25.8% less

Childcare

pay 49.4% more

Entertainment and Sports

pay 43.7% less

See full cost of living breakdown
Exchange rate: 1 SEK = 0.0893 EUR (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Montenegro cost about 16% less than cities in Sweden.

Montenegro

Tivat 43%
Kotor 42%

Compare cities head-to-head

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Who Else Is Making This Move?

Real numbers on people moving from Sweden to Montenegro, and how the trend has changed.

Living there in 2020
150 ↓ 1% vs 2015

people born in Sweden live in Montenegro · UN DESA

Who's moving to Montenegro?

Top countries of origin for Montenegro's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

How Sweden and Montenegro stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

SE
1.1
ME
0.8
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

SE
2.1
ME
9.1

Sweden generally does better on safety, though Montenegro leads in homicide rate.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

SE
$7,770
ME
$2,908
Doctors per 10,000 people World Bank, 2023

affects wait times and access to care

SE
44.1
ME
27.8

Montenegro generally does better on health & wellbeing, though Sweden leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

SE
8.0
ME
60.0

Sweden performs better than Montenegro across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

SE
40.6
ME
32.3
Electricity per capita World Bank, 2024

annual consumption — reflects grid capacity

SE
12,226 kWh
ME
4,564 kWh

Sweden performs better than Montenegro across all infrastructure metrics.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

SE
8.7%
ME
13.6%
GDP per capita World Bank, 2025

a broad measure of economic output per person

SE
$63,133
ME
$14,817

Sweden generally does better on employment & economy, though Montenegro leads in top income tax rate.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

SE
84.1 yrs
ME
77.9 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

SE
2.0
ME
1.9

Sweden generally does better on family life, though Montenegro leads in infant mortality.

Sources: World Bank (2021–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), Skatteverket (2016), Department of Public Revenues, Montenegro (2016). How we calculate this

What's the Climate Like?

Monthly averages — select a city to compare.

Stockholm Rain: 21.5 in/yr (546 mm)
52° / 41°F

Avg. annual high / low

Podgorica Rain: 65.4 in/yr (1661 mm)
69° / 51°F

Avg. annual high / low

Months Stockholm Podgorica
Jan–Mar 36°/28°F (2°/-2°C) 53°/38°F (12°/3°C)
Apr–Jun 61°/45°F (16°/7°C) 75°/56°F (24°/13°C)
Jul–Sep 69°/56°F (21°/13°C) 86°/66°F (30°/19°C)
Oct–Dec 43°/36°F (6°/2°C) 61°/45°F (16°/7°C)
View all months
Month Stockholm Podgorica
Jan 34°/27°F (1.0°/-2.9°C) 49°/35°F (9.5°/1.4°C)
Feb 34°/26°F (1.2°/-3.2°C) 52°/38°F (11.3°/3.1°C)
Mar 40°/30°F (4.7°/-1.1°C) 59°/42°F (15.1°/5.8°C)
Apr 51°/37°F (10.7°/2.6°C) 66°/48°F (19.1°/9.1°C)
May 62°/45°F (16.5°/7.1°C) 76°/56°F (24.3°/13.5°C)
Jun 69°/53°F (20.8°/11.6°C) 83°/63°F (28.2°/17.3°C)
Jul 74°/59°F (23.6°/14.8°C) 89°/69°F (31.8°/20.3°C)
Aug 72°/58°F (22.1°/14.2°C) 89°/68°F (31.7°/20.2°C)
Sep 62°/50°F (16.6°/10.2°C) 81°/62°F (27.3°/16.5°C)
Oct 50°/42°F (10.1°/5.5°C) 71°/53°F (21.7°/11.6°C)
Nov 42°/35°F (5.4°/1.9°C) 60°/44°F (15.4°/6.8°C)
Dec 36°/30°F (2.5°/-1.2°C) 52°/37°F (11.1°/2.9°C)

Data: Swedish Meteorological and Hydrological Institute (SMHI) Swedish Meteorological and Hydrological Institute (SMHI), Institute of Hydrometeorology and Seismology Institute of Hydrometeorology and Seismology

Visitor Visa Requirements

Short-stay tourist visa rules between Sweden and Montenegro. To live, work, or study long-term in Montenegro, you'll need a separate residence or work visa — check Montenegro's immigration authority.

Sweden passport

Sweden passport holder visiting Montenegro

Visa Free
Sweden passport holders can enter Montenegro without a visa.
Montenegro passport

Montenegro passport holder visiting Sweden

Visa Free
Montenegro passport holders can enter Sweden without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Montenegro than Sweden?

Generally yes: Montenegro runs about 27% cheaper than Sweden on average, though it depends heavily on the city.

How much money do I need to move to Montenegro?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a SEK750,000 comparable salary, that's around €12,300 in Montenegro for everyday spending, before flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Montenegro?

With 32.3 fixed broadband subscriptions per 100 people, Montenegro can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Sweden and Montenegro.

Is Montenegro safe for expats?

Sweden generally does better on safety, though Montenegro leads in homicide rate. The homicide rate in Montenegro is 0.8 per 100,000 people, compared to 1.1 in Sweden.

How is healthcare in Montenegro compared to Sweden?

Montenegro generally does better on health & wellbeing, though Sweden leads in doctors per 10,000 people. There are 27.8 doctors per 10,000 people in Montenegro, compared to 44.1 in Sweden. Montenegro scores 72 on the WHO universal health coverage index (Sweden: 85).

What's the weather like in Montenegro compared to Sweden?

The average high temperature in Podgorica is 69°F, compared to 52°F in Stockholm. Podgorica receives around 65.4 in of rainfall per year, while Stockholm gets 21.5 in.

What language do they speak in Montenegro?

The official language in Montenegro is Montenegrin. In Sweden, the official language is Swedish.

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At a Glance

SE ME
Population 10,596,620 623,129
Currency Swedish Krona (SEK) Euro (€)
Languages Swedish Montenegrin
Driving side Right Right
Calling code +46 +382
Time zones 1 1
Emergency number 112 112