Moving to Croatia from Sweden

moving to

What to Expect

A comprehensive look at what changes when you move from Sweden to Croatia — from daily expenses to quality of life.

If you moved from Sweden to Croatia, you would find that Croatia is 16.1% cheaper than Sweden overall. A SEK740,000 salary in Sweden would need to be roughly HRK420,000 in Croatia to maintain the same lifestyle, and you’d need to navigate life in Croatian.

Planning this move? Get up to 5 free, no-obligation quotes from vetted international movers. Get free quotes ↓

Is Croatia cheaper than Sweden?

The biggest cost differences at a glance

Restaurants

pay 7.7% less

Groceries

pay 29.1% less

Transportation

pay 21.6% less

Housing

pay 12.7% less

Childcare

pay 61.5% more

Entertainment and Sports

pay 29.8% less

See full cost of living breakdown
Exchange rate: 1 SEK = 0.6763 HRK (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

What salary do you need in Croatia?

What does your salary buy?

SEK740,000 → HRK420,000

To maintain the same standard of living in Croatia

Calculate with your salary →

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Croatia cost about 8% less than cities in Sweden.

Croatia

Dubrovnik 49%
Zadar 44%

Compare cities head-to-head

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Who Else Is Making This Move?

Real numbers on people moving from Sweden to Croatia, and how the trend has changed.

Living there in 2020
588 ↓ 6% vs 2015

people born in Sweden live in Croatia · UN DESA

Who's moving to Croatia?

Top countries of origin for Croatia's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

How Sweden and Croatia stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

SE
1.1
HR
0.7
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

SE
2.1
HR
8.1

Sweden generally does better on safety, though Croatia leads in homicide rate.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

SE
$7,770
HR
$3,229
Doctors per 10,000 people World Bank, 2022

affects wait times and access to care

SE
44.1
HR
39.1

Sweden generally does better on health & wellbeing, though Croatia leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

SE
8.0
HR
31.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

SE
3.6t
HR
4.8t

Sweden performs better than Croatia across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

SE
40.6
HR
29.6
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

SE
3.6%
HR
1.5%

Sweden generally does better on infrastructure, though Croatia leads in water stress level.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

SE
8.7%
HR
5.0%
GDP per capita World Bank, 2025

a broad measure of economic output per person

SE
$63,133
HR
$27,104

Sweden generally does better on employment & economy, though Croatia leads in unemployment rate.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

SE
84.1 yrs
HR
78.9 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

SE
2.0
HR
4.1

Sweden performs better than Croatia across all family life metrics.

Sources: World Bank (2021–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), Skatteverket (2016), Croatia Tax Administration (2016). How we calculate this

Weather in Croatia vs Sweden

Monthly averages — select a city to compare.

Stockholm Rain: 21.5 in/yr (546 mm)
52° / 41°F

Avg. annual high / low

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Months Stockholm Zagreb
Jan–Mar 36°/28°F (2°/-2°C) 44°/29°F (7°/-2°C)
Apr–Jun 61°/45°F (16°/7°C) 69°/48°F (21°/9°C)
Jul–Sep 69°/56°F (21°/13°C) 77°/55°F (25°/13°C)
Oct–Dec 43°/36°F (6°/2°C) 50°/35°F (10°/2°C)
View all months
Month Stockholm Zagreb
Jan 34°/27°F (1.0°/-2.9°C) 38°/25°F (3.1°/-4.0°C)
Feb 34°/26°F (1.2°/-3.2°C) 43°/28°F (6.1°/-2.5°C)
Mar 40°/30°F (4.7°/-1.1°C) 52°/34°F (11.3°/0.9°C)
Apr 51°/37°F (10.7°/2.6°C) 62°/41°F (16.4°/4.9°C)
May 62°/45°F (16.5°/7.1°C) 70°/49°F (21.3°/9.2°C)
Jun 69°/53°F (20.8°/11.6°C) 76°/55°F (24.6°/12.7°C)
Jul 74°/59°F (23.6°/14.8°C) 80°/58°F (26.7°/14.2°C)
Aug 72°/58°F (22.1°/14.2°C) 79°/57°F (26.2°/13.7°C)
Sep 62°/50°F (16.6°/10.2°C) 72°/51°F (22.3°/10.4°C)
Oct 50°/42°F (10.1°/5.5°C) 61°/42°F (16.2°/5.8°C)
Nov 42°/35°F (5.4°/1.9°C) 49°/35°F (9.3°/1.8°C)
Dec 36°/30°F (2.5°/-1.2°C) 40°/29°F (4.4°/-1.9°C)

Data: Swedish Meteorological and Hydrological Institute (SMHI) Swedish Meteorological and Hydrological Institute (SMHI), Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service

Can you move from Sweden to Croatia?

Short-stay tourist visa rules between Sweden and Croatia. To live, work, or study long-term in Croatia, you'll need a separate residence or work visa — check Croatia's immigration authority.

Sweden passport

Sweden passport holder visiting Croatia

Visa Free
Sweden passport holders can enter Croatia without a visa.
Croatia passport

Croatia passport holder visiting Sweden

Visa Free
Croatia passport holders can enter Sweden without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Croatia than Sweden?

Generally yes: Croatia runs about 16% cheaper than Sweden on average, though it depends heavily on the city.

How much money do I need to move to Croatia?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a SEK740,000 comparable salary, that's around HRK105,000 in Croatia for everyday spending, before flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Croatia?

With 29.6 fixed broadband subscriptions per 100 people, Croatia can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Sweden and Croatia.

Is Croatia safe for expats?

Sweden generally does better on safety, though Croatia leads in homicide rate. The homicide rate in Croatia is 0.7 per 100,000 people, compared to 1.1 in Sweden.

How is healthcare in Croatia compared to Sweden?

Sweden generally does better on health & wellbeing, though Croatia leads in healthcare spending per person. There are 39.1 doctors per 10,000 people in Croatia, compared to 44.1 in Sweden. Croatia scores 80 on the WHO universal health coverage index (Sweden: 85).

What's the weather like in Croatia compared to Sweden?

The average high temperature in Zagreb is 60°F, compared to 52°F in Stockholm. Zagreb receives around 33.7 in of rainfall per year, while Stockholm gets 21.5 in.

What language do they speak in Croatia?

The official language in Croatia is Croatian. In Sweden, the official language is Swedish.

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At a Glance

SE HR
Population 10,596,620 3,876,200
Currency Swedish Krona (SEK) Croatian Kuna (HRK)
Languages Swedish Croatian
Driving side Right Right
Calling code +46 +385
Time zones 1 1
Emergency number 112 112