Moving to Montenegro from Serbia

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What to Expect

Everything you need to know before relocating from Serbia to Montenegro — costs, safety, healthcare, and practical first steps.

If you moved from Serbia to Montenegro, you would find that Montenegro is 13.9% more expensive than Serbia overall. A RSD7,694,475 salary in Serbia would need to be roughly €74,850 in Montenegro to maintain the same lifestyle, and you’d need to navigate life in Montenegrin.

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How Far Will Your Money Go?

What to expect for your wallet after moving from Serbia to Montenegro.

What does your salary buy?

RSD7,694,475 €74,850

To maintain the same standard of living in Montenegro

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 15.1% more

Groceries

pay 14.6% more

Transportation

pay 8.5% more

Housing

pay 34.9% more

Childcare

pay 19.0% more

Entertainment and Sports

pay 15.3% more

See full cost of living breakdown
Exchange rate: 1 RSD = 0.0085 EUR (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Montenegro cost about 9% less than cities in Serbia.

Serbia

Novi Sad 43%

Montenegro

Tivat 45%
Bar 42%

Compare cities head-to-head

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Who Else Is Making This Move?

How many people actually move from Serbia to Montenegro, based on official data.

Living there in 2020
8,831 ↓ 9% vs 2015

people born in Serbia live in Montenegro · UN DESA

Who's moving to Montenegro?

Top countries of origin for Montenegro's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

Key indicators for anyone considering a move from Serbia to Montenegro.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

RS
1.0
ME
2.5
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

RS
7.4
ME
9.1

Serbia performs better than Montenegro across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

RS
$2,303
ME
$2,908
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

RS
28.4
ME
27.5

Serbia performs better than Montenegro across all health & wellbeing metrics.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

RS
45.0
ME
60.0

Serbia performs better than Montenegro across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

RS
29.3
ME
31.3
Electricity per capita World Bank, 2023

annual consumption — reflects grid capacity

RS
5,090 kWh
ME
4,564 kWh

Montenegro generally does better on infrastructure, though Serbia leads in electricity per capita.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

RS
8.7%
ME
15.2%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

RS
$24,500
ME
$27,800

Serbia generally does better on employment & economy, though Montenegro leads in gdp per capita.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

RS
74.2 yrs
ME
77.8 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

RS
4.8
ME
3.2

Montenegro generally does better on family life, though Serbia leads in literacy rate.

Data: Ministry of Finance, Republic of Serbia, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Belgrade Rain: 26.9 in/yr (683 mm)
62° / 46°F

Avg. annual high / low

Podgorica Rain: 65.4 in/yr (1661 mm)
69° / 51°F

Avg. annual high / low

Months Belgrade Podgorica
Jan–Mar 45°/33°F (7°/0°C) 53°/38°F (12°/3°C)
Apr–Jun 71°/53°F (22°/12°C) 75°/56°F (24°/13°C)
Jul–Sep 79°/59°F (26°/15°C) 86°/66°F (30°/19°C)
Oct–Dec 53°/39°F (11°/4°C) 61°/45°F (16°/7°C)
View all months
Month Belgrade Podgorica
Jan 38°/28°F (3.5°/-2.3°C) 49°/35°F (9.5°/1.4°C)
Feb 44°/32°F (6.4°/-0.2°C) 52°/38°F (11.3°/3.1°C)
Mar 53°/38°F (11.9°/3.3°C) 59°/42°F (15.1°/5.8°C)
Apr 64°/46°F (17.5°/7.8°C) 66°/48°F (19.1°/9.1°C)
May 72°/54°F (22.5°/12.1°C) 76°/56°F (24.3°/13.5°C)
Jun 78°/59°F (25.3°/15.0°C) 83°/63°F (28.2°/17.3°C)
Jul 81°/61°F (27.3°/16.3°C) 89°/69°F (31.8°/20.3°C)
Aug 81°/61°F (27.3°/16.1°C) 89°/68°F (31.7°/20.2°C)
Sep 75°/55°F (23.7°/13.0°C) 81°/62°F (27.3°/16.5°C)
Oct 65°/47°F (18.1°/8.3°C) 71°/53°F (21.7°/11.6°C)
Nov 52°/39°F (11.0°/4.0°C) 60°/44°F (15.4°/6.8°C)
Dec 42°/32°F (5.3°/-0.2°C) 52°/37°F (11.1°/2.9°C)

Data: Republic Hydrometeorological Service of Serbia Republic Hydrometeorological Service of Serbia, Institute of Hydrometeorology and Seismology Institute of Hydrometeorology and Seismology

Visitor Visa Requirements

Short-stay tourist visa rules between Serbia and Montenegro. To live, work, or study long-term in Montenegro, you'll need a separate residence or work visa — check Montenegro's immigration authority.

Serbia passport

Serbia passport holder visiting Montenegro

Visa Free
Serbia passport holders can enter Montenegro without a visa.
Montenegro passport

Montenegro passport holder visiting Serbia

Visa Free
Montenegro passport holders can enter Serbia without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Montenegro than Serbia?

No — Montenegro is on average about 14% more expensive than Serbia. City-level variation matters.

How much money do I need to move to Montenegro?

Plan for at least 3 months of living expenses — roughly €18,712 in Montenegro on a RSD7,694,475 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Montenegro?

Internet is rarely the blocker — Montenegro has 31.3 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Montenegro safe for expats?

Serbia performs better than Montenegro across all safety metrics. The homicide rate in Montenegro is 2.5 per 100,000 people, compared to 1.0 in Serbia.

How is healthcare in Montenegro compared to Serbia?

Serbia performs better than Montenegro across all health & wellbeing metrics. There are 27.5 doctors per 10,000 people in Montenegro, compared to 28.4 in Serbia. Montenegro scores 72 on the WHO universal health coverage index (Serbia: 72).

What's the weather like in Montenegro compared to Serbia?

The average high temperature in Podgorica is 69°F, compared to 62°F in Belgrade. Podgorica receives around 65.4 in of rainfall per year, while Belgrade gets 26.9 in.

What language do they speak in Montenegro?

The official language in Montenegro is Montenegrin. In Serbia, the official language is Serbian.

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At a Glance

RS ME
Population 6,739,471 604,966
Currency Serbian Dinar (RSD) Euro (€)
Languages Serbian Montenegrin
Driving side Right Right
Calling code +381 +382
Time zones 1 1
Emergency number 112 112