Moving to Croatia from Serbia

moving to

What to Expect

Considering a move from Serbia to Croatia? Here's how the two compare on cost, climate, safety, and more.

If you moved from Serbia to Croatia, you would find that Croatia is 30.1% more expensive than Serbia overall. A RSD7,704,225 salary in Serbia would need to be roughly HRK628,690 in Croatia to maintain the same lifestyle, and you’d need to navigate life in Croatian.

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How Far Will Your Money Go?

A breakdown of how everyday costs differ between Serbia and Croatia.

What does your salary buy?

RSD7,704,225 HRK628,690

To maintain the same standard of living in Croatia

Calculate with your salary →

How key spending categories compare

Restaurants

pay 41.0% more

Groceries

pay 26.7% more

Transportation

pay 39.1% more

Housing

pay 44.4% more

Childcare

pay 18.7% more

Entertainment and Sports

pay 47.8% more

See full cost of living breakdown
Exchange rate: 1 RSD = 0.0643 HRK (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Croatia cost about 12% more than cities in Serbia.

Serbia

Novi Sad 43%

Croatia

Dubrovnik 56%
Zadar 51%

Compare cities head-to-head

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Who Else Is Making This Move?

What the data shows about people moving from Serbia to Croatia.

Living there in 2020
48,170 ↓ 6% vs 2015

people born in Serbia live in Croatia · UN DESA

Who's moving to Croatia?

Top countries of origin for Croatia's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

The numbers behind daily life in Croatia compared to Serbia.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

RS
1.0
HR
0.8
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

RS
7.4
HR
8.1

Serbia generally does better on safety, though Croatia leads in homicide rate.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

RS
$2,303
HR
$3,229
Doctors per 10,000 people United Nations SDG Indicators, 2021

affects wait times and access to care

RS
28.4
HR
36.1

Serbia generally does better on health & wellbeing, though Croatia leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

RS
45.0
HR
31.0

Croatia performs significantly better than Serbia across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

RS
29.3
HR
27.0
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

RS
5.7%
HR
1.5%

Serbia generally does better on infrastructure, though Croatia leads in water stress level.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

RS
8.7%
HR
6.1%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

RS
$24,500
HR
$41,300

Croatia generally does better on employment & economy, though Serbia leads in top income tax rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

RS
74.2 yrs
HR
77.2 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

RS
4.8
HR
8.7

Serbia generally does better on family life, though Croatia leads in life expectancy.

Data: Ministry of Finance, Republic of Serbia, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Belgrade Rain: 26.9 in/yr (683 mm)
62° / 46°F

Avg. annual high / low

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Months Belgrade Zagreb
Jan–Mar 45°/33°F (7°/0°C) 44°/29°F (7°/-2°C)
Apr–Jun 71°/53°F (22°/12°C) 69°/48°F (21°/9°C)
Jul–Sep 79°/59°F (26°/15°C) 77°/55°F (25°/13°C)
Oct–Dec 53°/39°F (11°/4°C) 50°/35°F (10°/2°C)
View all months
Month Belgrade Zagreb
Jan 38°/28°F (3.5°/-2.3°C) 38°/25°F (3.1°/-4.0°C)
Feb 44°/32°F (6.4°/-0.2°C) 43°/28°F (6.1°/-2.5°C)
Mar 53°/38°F (11.9°/3.3°C) 52°/34°F (11.3°/0.9°C)
Apr 64°/46°F (17.5°/7.8°C) 62°/41°F (16.4°/4.9°C)
May 72°/54°F (22.5°/12.1°C) 70°/49°F (21.3°/9.2°C)
Jun 78°/59°F (25.3°/15.0°C) 76°/55°F (24.6°/12.7°C)
Jul 81°/61°F (27.3°/16.3°C) 80°/58°F (26.7°/14.2°C)
Aug 81°/61°F (27.3°/16.1°C) 79°/57°F (26.2°/13.7°C)
Sep 75°/55°F (23.7°/13.0°C) 72°/51°F (22.3°/10.4°C)
Oct 65°/47°F (18.1°/8.3°C) 61°/42°F (16.2°/5.8°C)
Nov 52°/39°F (11.0°/4.0°C) 49°/35°F (9.3°/1.8°C)
Dec 42°/32°F (5.3°/-0.2°C) 40°/29°F (4.4°/-1.9°C)

Data: Republic Hydrometeorological Service of Serbia Republic Hydrometeorological Service of Serbia, Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service

Visitor Visa Requirements

Short-stay tourist visa rules between Serbia and Croatia. To live, work, or study long-term in Croatia, you'll need a separate residence or work visa — check Croatia's immigration authority.

Serbia passport

Serbia passport holder visiting Croatia

Visa Free
Serbia passport holders can enter Croatia without a visa.
Croatia passport

Croatia passport holder visiting Serbia

Visa Free
Croatia passport holders can enter Serbia without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Croatia than Serbia?

On average Croatia is around 27% pricier than Serbia, with notable variation by city.

How much money do I need to move to Croatia?

Budget about HRK157,172 for 3 months in Croatia (based on a RSD7,704,225 comparable annual salary), then add the one-off costs: flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Croatia?

Connectivity is usually fine (Croatia: 27.0 fixed broadband per 100). What actually decides it is legal: does Croatia offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Croatia safe for expats?

Serbia generally does better on safety, though Croatia leads in homicide rate. The homicide rate in Croatia is 0.8 per 100,000 people, compared to 1.0 in Serbia.

How is healthcare in Croatia compared to Serbia?

Serbia generally does better on health & wellbeing, though Croatia leads in doctors per 10,000 people. There are 36.1 doctors per 10,000 people in Croatia, compared to 28.4 in Serbia. Croatia scores 80 on the WHO universal health coverage index (Serbia: 72).

What's the weather like in Croatia compared to Serbia?

The average high temperature in Zagreb is 60°F, compared to 62°F in Belgrade. Zagreb receives around 33.7 in of rainfall per year, while Belgrade gets 26.9 in.

What language do they speak in Croatia?

The official language in Croatia is Croatian. In Serbia, the official language is Serbian.

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At a Glance

RS HR
Population 6,739,471 4,188,853
Currency Serbian Dinar (RSD) Croatian Kuna (HRK)
Languages Serbian Croatian
Driving side Right Right
Calling code +381 +385
Time zones 1 1
Emergency number 112 112