Cost of living comparison

Serbia

compared to

Montenegro

Kotor vs. Novi Sad Cost of Living Summary

Kotor is 8.7% more expensive than Novi Sad.

Restaurants: pay 1.3% more in Kotor
Groceries: pay 2.9% less in Kotor
Transportation: pay 12.3% more in Kotor
Housing: pay 26.8% more in Kotor
Childcare: pay 5.3% less in Kotor
Entertainment and Sports: pay 5.9% more in Kotor
Clothing: pay 18.4% less in Kotor

The cost of housing, transportation, entertainment and sports, and restaurants in Kotor are more expensive than in Novi Sad. Expenses including clothing, childcare, and groceries are lower in Kotor.

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Kotor vs. Novi Sad Cost Breakdown

If you lived in Kotor instead of Novi Sad, you would:

Display currency: USD

pay 1.3% more for restaurants

	Novi Sad	Kotor
Basic meal with drink at inexpensive restaurant	$10.01 RSD1,046	$11.20 €9.97	+11.8%
Fast food combo meal McDonalds, or similar	$11.92 RSD1,246	$11.17 €9.94	-6.3%
Bottle of Coca-Cola (11 fl. oz)	$2.38 RSD249	$2.55 €2.27	+7.1%
Bottle of water (11 fl. oz)	$1.87 RSD195	$1.50 €1.34	-19.8%
Average			+1.3%

Novi Sad vs. Kotor - Cost of restaurants

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pay 2.9% less for groceries

	Novi Sad	Kotor
Bread 1 loaf	$0.98 RSD102	$0.98 €0.87
Local cheese (8 oz)	$6.67 RSD697	$4.34 €3.86	-35.0%
Milk (1 gallon)	$5.36 RSD560	$4.90 €4.36	-8.6%
Eggs 1 dozen	$2.61 RSD273	$3.50 €3.12	+34.3%
Boneless chicken breast (1 lb)	$3.33 RSD348	$3.77 €3.35	+13.2%
Apples (1 lb)	$0.78 RSD82	$0.59 €0.52	-24.8%
Bananas (1 lb)	$0.88 RSD92	$0.78 €0.69	-11.1%
Oranges (1 lb)	$0.75 RSD78	$0.68 €0.61	-8.1%
Tomatoes (1 lb)	$1.13 RSD119	$1.07 €0.95	-5.6%
Potatoes (1 lb)	$0.46 RSD48	$0.41 €0.36	-12.2%
Onions (1 lb)	$0.30 RSD31	$0.47 €0.42	+57.6%
Average			-2.9%

Novi Sad vs. Kotor - Cost of groceries

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pay 12.3% more for transportation

	Novi Sad	Kotor
Gasoline (1 gallon)	$7.06 RSD738	$6.62 €5.89	-6.3%
Monthly public transit pass	$24.47 RSD2,557	$44.79 €39.86	+83.1%
New Volkswagen Golf 1.4 (standard edition)	$30,517.27 RSD3M	$29,113.12 €25,911.73	-4.6%
Taxi trip in downtown area (5 miles)	$9.54 RSD997	$9.71 €8.65	+1.9%
Average			+12.3%

Novi Sad vs. Kotor - Cost of transportation

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pay 26.8% more for housing

	Novi Sad	Kotor
Internet connection 50 mbps or faster, cable/dsl	$33.49 RSD3,500	$31.91 €28.40	-4.7%
1-Bedroom apartment in downtown area	$490.79 RSD51,295	$671.84 €597.96	+36.9%
1-Bedroom apartment outside city center	$397.95 RSD41,592	$653.18 €581.35	+64.1%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$171.68 RSD17,943	$98.01 €87.24	-42.9%
Average			+26.8%

Novi Sad vs. Kotor - Cost of housing

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pay 5.3% less for childcare

	Novi Sad	Kotor
Private preschool for 1 child, monthly	$368.43 RSD38,506	$340.96 €303.47	-7.5%
Middle school for 1 child, two semesters	$7,551.27 RSD789K	$7,315.61 €6,511.15	-3.1%
Average			-5.3%

Novi Sad vs. Kotor - Cost of childcare

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pay 5.9% more for entertainment and sports

	Novi Sad	Kotor
Domestic/local beer (1 pint)	$2.86 RSD299	$3.08 €2.74	+7.6%
Cappuccino in mid-range area	$2.68 RSD280	$3.16 €2.82	+18.2%
Pack of cigarettes Marlboro or similar	$4.72 RSD493	$4.37 €3.89	-7.5%
Monthly membership at local gym	$36.45 RSD3,809	$44.79 €39.86	+22.9%
Movie ticket to theater/cinema	$7.39 RSD772	$6.44 €5.73	-12.9%
Average			+5.9%

Novi Sad vs. Kotor - Cost of entertainment and sports

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pay 18.4% less for clothing

	Novi Sad	Kotor
Regular jeans Levi's brand	$118.46 RSD12,381	$87.34 €77.74	-26.3%
Regular dress from H&M or similar store	$44.12 RSD4,611	$44.79 €39.86	+1.5%
Running shoes Nike or Adidas	$138.07 RSD14,430	$97.04 €86.37	-29.7%
Men's business shoes (leather)	$125.39 RSD13,105	$105.75 €94.12	-15.7%
Average			-18.4%

Novi Sad vs. Kotor - Cost of clothing

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated October 2026). How we calculate this

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