Moving to Poland from Panama

moving to

What to Expect

A comprehensive look at what changes when you move from Panama to Poland — from daily expenses to quality of life.

If you moved from Panama to Poland, you would find that Poland is 7.9% cheaper than Panama overall. A PAB75,000 salary in Panama would need to be roughly PLN271,000 in Poland to maintain the same lifestyle, and you’d need to navigate life in Polish. Expect a noticeable climate shift — Warsaw averages 55°F vs 93°F in Panama City, making it significantly cooler.

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How Far Will Your Money Go?

How your spending power changes when you relocate from Panama to Poland.

What does your salary buy?

PAB75,000 → PLN271,000

To maintain the same standard of living in Poland

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 13.9% more

Groceries

pay 40.5% less

Transportation

pay 22.4% more

Housing

pay 8.1% less

Childcare

pay 16.2% less

Entertainment and Sports

pay 2.4% more

See full cost of living breakdown
Exchange rate: 1 PAB = 3.92 PLN (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Who Else Is Making This Move?

Real numbers on people moving from Panama to Poland, and how the trend has changed.

Moved in 2021
5 ↓ 44% vs 2020

people moved from Panama to Poland · OECD (latest data available)

Who's moving to Poland?

Top countries of origin for Poland's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

How Panama and Poland stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

PA
11.7
PL
0.8
Feel safe walking at night United Nations SDG Indicators, 2022

of residents who feel safe walking alone at night

PA
33%
PL
11%

Poland generally does better on safety, though Panama leads in feel safe walking at night.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

PA
$3,318
PL
$3,939
Doctors per 10,000 people World Bank, 2023

affects wait times and access to care

PA
16.2
PL
40.3

Poland generally does better on health & wellbeing, though Panama leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

PA
17.0
PL
41.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

PA
2.7t
PL
7.5t

Panama performs better than Poland across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

PA
18.1
PL
25.4
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

PA
0.9%
PL
32.5%

Poland generally does better on infrastructure, though Panama leads in water stress level.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

PA
8.4%
PL
3.0%
GDP per capita World Bank, 2025

a broad measure of economic output per person

PA
$19,790
PL
$28,420

Poland generally does better on employment & economy, though Panama leads in top income tax rate.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

PA
79.8 yrs
PL
78.4 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

PA
12.0
PL
3.6

Poland generally does better on family life, though Panama leads in life expectancy.

Sources: World Bank (2021–2025), United Nations SDG Indicators (2016–2022), World Health Organization (2024), General Directorate of Revenues, Panama (2016), Ministry of Finance, Poland (2016), The World Factbook (2021). How we calculate this

What's the Climate Like?

Monthly averages — select a city to compare.

Panama City Rain: 75.1 in/yr (1907 mm)
93° / 68°F

Avg. annual high / low

Warsaw Rain: 20.9 in/yr (532 mm)
55° / 40°F

Avg. annual high / low

Months Panama City Warsaw
Jan–Mar 94°/65°F (34°/18°C) 38°/26°F (3°/-3°C)
Apr–Jun 94°/69°F (35°/21°C) 66°/46°F (19°/8°C)
Jul–Sep 92°/70°F (34°/21°C) 72°/53°F (22°/12°C)
Oct–Dec 91°/68°F (33°/20°C) 44°/33°F (7°/1°C)
View all months
Month Panama City Warsaw
Jan 92°/65°F (33.4°/18.5°C) 33°/24°F (0.7°/-4.4°C)
Feb 94°/65°F (34.2°/18.4°C) 36°/25°F (2.1°/-3.9°C)
Mar 95°/65°F (34.8°/18.4°C) 44°/30°F (6.9°/-0.9°C)
Apr 96°/67°F (35.4°/19.5°C) 57°/38°F (13.9°/3.6°C)
May 94°/70°F (34.5°/21.1°C) 68°/47°F (19.8°/8.6°C)
Jun 93°/70°F (33.8°/21.3°C) 72°/53°F (22.1°/11.6°C)
Jul 93°/70°F (33.9°/21.0°C) 76°/57°F (24.6°/13.7°C)
Aug 93°/70°F (33.9°/20.9°C) 75°/55°F (23.9°/13.0°C)
Sep 91°/70°F (32.9°/21.0°C) 65°/48°F (18.4°/9.0°C)
Oct 91°/69°F (32.6°/20.8°C) 55°/40°F (12.8°/4.7°C)
Nov 91°/69°F (32.9°/20.3°C) 43°/33°F (5.9°/0.5°C)
Dec 92°/67°F (33.3°/19.2°C) 35°/26°F (1.6°/-3.1°C)

Data: IMHPA - Instituto de Meteorología e Hidrología de Panamá IMHPA - Instituto de Meteorología e Hidrología de Panamá, Institute of Meteorology and Water Management Institute of Meteorology and Water Management

Visitor Visa Requirements

Short-stay tourist visa rules between Panama and Poland. To live, work, or study long-term in Poland, you'll need a separate residence or work visa — check Poland's immigration authority.

Panama passport

Panama passport holder visiting Poland

Visa Free
Panama passport holders can enter Poland without a visa.
Poland passport

Poland passport holder visiting Panama

Visa Free
Poland passport holders can enter Panama without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Poland than Panama?

Generally yes: Poland runs about 8% cheaper than Panama on average, though it depends heavily on the city.

How much money do I need to move to Poland?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a PAB75,000 comparable salary, that's around PLN67,750 in Poland for everyday spending, before flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Poland?

With 25.4 fixed broadband subscriptions per 100 people, Poland can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Panama and Poland.

Is Poland safe for expats?

Poland generally does better on safety, though Panama leads in feel safe walking at night. The homicide rate in Poland is 0.8 per 100,000 people, compared to 11.7 in Panama. About 11% of people in Poland feel safe walking alone at night.

How is healthcare in Poland compared to Panama?

Poland generally does better on health & wellbeing, though Panama leads in healthcare spending per person. There are 40.3 doctors per 10,000 people in Poland, compared to 16.2 in Panama. Poland scores 82 on the WHO universal health coverage index (Panama: 78).

What's the weather like in Poland compared to Panama?

The average high temperature in Warsaw is 55°F, compared to 93°F in Panama City. Warsaw receives around 20.9 in of rainfall per year, while Panama City gets 75.1 in.

What language do they speak in Poland?

The official language in Poland is Polish. In Panama, the official language is Spanish.

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At a Glance

PA PL
Population 4,571,189 36,435,861
Currency Panamanian Balboa (PAB) Polish Zloty (PLN)
Languages Spanish Polish
Driving side Right Right
Calling code +507 +48
Time zones 1 1
Emergency number 911 112