Moving to Switzerland from Panama

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What to Expect

Considering a move from Panama to Switzerland? Here's how the two countries compare on cost, climate, safety, and more.

If you moved from Panama to Switzerland, you would find that Switzerland is 3.0 times more expensive than Panama overall. A PAB75,000 salary in Panama would need to be roughly CHF134,299 in Switzerland to maintain the same lifestyle, and you’d need to navigate life in French, Italian, Romansh and Swiss German. Expect a noticeable climate shift — Bern averages 55°F vs 93°F in Panama City, making it significantly cooler.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Panama and Switzerland.

What does your salary buy?

PAB75,000 CHF134,299

To maintain the same standard of living in Switzerland

Calculate with your salary →

How key spending categories compare

Restaurants

pay 3.5 times more

Groceries

pay 83.9% more

Transportation

pay 2.8 times more

Housing

pay 2.1 times more

Childcare

pay 5.5 times more

Entertainment and Sports

pay 2.9 times more

See full cost of living breakdown
Exchange rate: 1 PAB = 0.7811 CHF (June 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Who Else Is Making This Move?

What the data shows about people moving from Panama to Switzerland.

Moved in 2023
30 ↓ 19% vs 2022

people moved from Panama to Switzerland · OECD (latest data available)

Who's moving to Switzerland?

Top countries of origin for Switzerland's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

The numbers behind daily life in Switzerland compared to Panama.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

PA
11.3
CH
0.5
Feel safe walking at night United Nations SDG Indicators, 2021

of residents who feel safe walking alone at night

PA
33%
CH
72%

Switzerland performs significantly better than Panama across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

PA
$3,318
CH
$10,602
Doctors per 10,000 people United Nations SDG Indicators, 2021

affects wait times and access to care

PA
17.3
CH
44.4

Panama generally does better on health & wellbeing, though Switzerland leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

PA
17.0
CH
10.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

PA
2.7t
CH
3.7t

Panama generally does better on environment, though Switzerland leads in air pollution deaths.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

PA
15.5
CH
47.1
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

PA
0.9%
CH
6.5%

Switzerland generally does better on infrastructure, though Panama leads in water stress level.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

PA
6.7%
CH
4.0%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

PA
$35,800
CH
$82,900

Switzerland generally does better on employment & economy, though Panama leads in top income tax rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

PA
77.6 yrs
CH
83.2 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

PA
16.4
CH
3.6

Switzerland performs significantly better than Panama across all family life metrics.

Data: General Directorate of Revenues, Panama, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Panama City Rain: 75.1 in/yr (1907 mm)
93° / 68°F

Avg. annual high / low

Bern Rain: 42.8 in/yr (1086 mm)
55° / 41°F

Avg. annual high / low

Months Panama City Bern
Jan–Mar 94°/65°F (34°/18°C) 41°/30°F (5°/-1°C)
Apr–Jun 94°/69°F (35°/21°C) 62°/45°F (17°/7°C)
Jul–Sep 92°/70°F (34°/21°C) 70°/53°F (21°/12°C)
Oct–Dec 91°/68°F (33°/20°C) 46°/36°F (8°/2°C)
View all months
Month Panama City Bern
Jan 92°/65°F (33.4°/18.5°C) 36°/27°F (2.0°/-2.8°C)
Feb 94°/65°F (34.2°/18.4°C) 40°/29°F (4.2°/-1.9°C)
Mar 95°/65°F (34.8°/18.4°C) 47°/33°F (8.3°/0.6°C)
Apr 96°/67°F (35.4°/19.5°C) 55°/39°F (12.6°/3.7°C)
May 94°/70°F (34.5°/21.1°C) 63°/46°F (17.3°/7.7°C)
Jun 93°/70°F (33.8°/21.3°C) 69°/51°F (20.5°/10.8°C)
Jul 93°/70°F (33.9°/21.0°C) 73°/55°F (23.0°/12.8°C)
Aug 93°/70°F (33.9°/20.9°C) 72°/54°F (22.0°/12.4°C)
Sep 91°/70°F (32.9°/21.0°C) 66°/50°F (18.8°/10.0°C)
Oct 91°/69°F (32.6°/20.8°C) 56°/43°F (13.3°/6.2°C)
Nov 91°/69°F (32.9°/20.3°C) 44°/35°F (6.9°/1.4°C)
Dec 92°/67°F (33.3°/19.2°C) 37°/29°F (2.9°/-1.7°C)

Data: IMHPA - Instituto de Meteorología e Hidrología de Panamá IMHPA - Instituto de Meteorología e Hidrología de Panamá, MeteoSwiss - Federal Office of Meteorology and Climatology MeteoSwiss - Federal Office of Meteorology and Climatology

Visitor Visa Requirements

Short-stay tourist visa rules between Panama and Switzerland. To live, work, or study long-term in Switzerland, you'll need a separate residence or work visa — check Switzerland's immigration authority.

Panama passport

Panama passport holder visiting Switzerland

Visa Free
Panama passport holders can enter Switzerland without a visa.
Switzerland passport

Switzerland passport holder visiting Panama

Visa Free
Switzerland passport holders can enter Panama without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Switzerland than Panama?

On average Switzerland is around 129% pricier than Panama, with notable variation by city.

How much money do I need to move to Switzerland?

Budget about CHF33,575 for 3 months in Switzerland (based on a PAB75,000 comparable annual salary), then add the one-off costs: flights, shipping, rental deposit, visa fees.

Can I work remotely from Switzerland?

Connectivity is usually fine (Switzerland: 47.1 fixed broadband per 100). What actually decides it is legal: does Switzerland offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Switzerland safe for expats?

Switzerland performs significantly better than Panama across all safety metrics. The homicide rate in Switzerland is 0.5 per 100,000 people, compared to 11.3 in Panama. About 72% of people in Switzerland feel safe walking alone at night.

How is healthcare in Switzerland compared to Panama?

Panama generally does better on health & wellbeing, though Switzerland leads in doctors per 10,000 people. There are 44.4 doctors per 10,000 people in Switzerland, compared to 17.3 in Panama. Switzerland scores 86 on the WHO universal health coverage index (Panama: 78).

What's the weather like in Switzerland compared to Panama?

The average high temperature in Bern is 55°F, compared to 93°F in Panama City. Bern receives around 42.8 in of rainfall per year, while Panama City gets 75.1 in.

What language do they speak in Switzerland?

The official languages in Switzerland are French, Italian, Romansh and Swiss German. In Panama, the official language is Spanish.

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At a Glance

PA CH
Population 4,337,768 8,508,698
Currency Panamanian Balboa (PAB) Swiss Franc (CHF)
Languages Spanish French, Italian, Romansh, Swiss German
Driving side Right Right
Calling code +507 +41
Time zones 1 1
Emergency number 911 112