Moving to Philippines from Panama

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What to Expect

Considering a move from Panama to Philippines? Here's how the two compare on cost, climate, safety, and more.

If you moved from Panama to Philippines, you would find that Philippines is 37.6% cheaper than Panama overall. A PAB75,000 salary in Panama would need to be roughly ₱2,970,168 in Philippines to maintain the same lifestyle, and you’d need to navigate life in English and Filipino.

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How Far Will Your Money Go?

A breakdown of how everyday costs differ between Panama and Philippines.

What does your salary buy?

PAB75,000 ₱2,970,168

To maintain the same standard of living in Philippines

Calculate with your salary →

How key spending categories compare

Restaurants

pay 57.5% less

Groceries

pay 19.9% less

Transportation

pay 30.4% less

Housing

pay 48.4% less

Childcare

pay 52.2% less

Entertainment and Sports

pay 34.7% less

See full cost of living breakdown
Exchange rate: 1 PAB = 61.66 PHP (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Key Indicator Comparison

The numbers behind daily life in Philippines compared to Panama.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

PA
11.3
PH
4.3
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

PA
7.3
PH
9.7

Panama generally does better on safety, though Philippines leads in homicide rate.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

PA
$3,318
PH
$560
Doctors per 10,000 people United Nations SDG Indicators, 2021

affects wait times and access to care

PA
17.3
PH
7.9

Philippines generally does better on health & wellbeing, though Panama leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

PA
17.0
PH
92.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

PA
2.7t
PH
1.5t

Panama generally does better on environment, though Philippines leads in co₂ emissions per capita.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

PA
15.5
PH
7.6
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

PA
0.9%
PH
27.2%

Panama performs better than Philippines across all infrastructure metrics.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

PA
6.7%
PH
2.2%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

PA
$35,800
PH
$9,700

Panama generally does better on employment & economy, though Philippines leads in unemployment rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

PA
77.6 yrs
PH
70.1 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

PA
16.4
PH
22.2

Panama generally does better on family life, though Philippines leads in literacy rate.

Data: General Directorate of Revenues, Panama, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Panama City Rain: 75.1 in/yr (1907 mm)
93° / 68°F

Avg. annual high / low

Manila Rain: 86.7 in/yr (2201 mm)
88° / 77°F

Avg. annual high / low

Months Panama City Manila
Jan–Mar 94°/65°F (34°/18°C) 87°/75°F (31°/24°C)
Apr–Jun 94°/69°F (35°/21°C) 91°/79°F (33°/26°C)
Jul–Sep 92°/70°F (34°/21°C) 88°/78°F (31°/26°C)
Oct–Dec 91°/68°F (33°/20°C) 87°/77°F (30°/25°C)
View all months
Month Panama City Manila
Jan 92°/65°F (33.4°/18.5°C) 85°/74°F (29.5°/23.5°C)
Feb 94°/65°F (34.2°/18.4°C) 87°/75°F (30.5°/23.8°C)
Mar 95°/65°F (34.8°/18.4°C) 90°/77°F (32.1°/24.9°C)
Apr 96°/67°F (35.4°/19.5°C) 92°/79°F (33.5°/26.2°C)
May 94°/70°F (34.5°/21.1°C) 92°/80°F (33.2°/26.7°C)
Jun 93°/70°F (33.8°/21.3°C) 90°/79°F (32.2°/26.2°C)
Jul 93°/70°F (33.9°/21.0°C) 88°/78°F (31.1°/25.8°C)
Aug 93°/70°F (33.9°/20.9°C) 87°/78°F (30.6°/25.5°C)
Sep 91°/70°F (32.9°/21.0°C) 88°/78°F (30.9°/25.5°C)
Oct 91°/69°F (32.6°/20.8°C) 88°/78°F (30.9°/25.5°C)
Nov 91°/69°F (32.9°/20.3°C) 87°/77°F (30.7°/24.9°C)
Dec 92°/67°F (33.3°/19.2°C) 85°/75°F (29.7°/23.9°C)

Data: IMHPA - Instituto de Meteorología e Hidrología de Panamá IMHPA - Instituto de Meteorología e Hidrología de Panamá, Philippine Atmospheric Geophysical and Astronomical Services Administration Philippine Atmospheric Geophysical and Astronomical Services Administration

Visitor Visa Requirements

Short-stay tourist visa rules between Panama and Philippines. To live, work, or study long-term in Philippines, you'll need a separate residence or work visa — check Philippines's immigration authority.

Panama passport

Panama passport holder visiting Philippines

Visa Free
Panama passport holders can enter Philippines without a visa.
Philippines passport

Philippines passport holder visiting Panama

Visa Required
Philippines passport holders need a visa to enter Panama.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Philippines than Panama?

On average Philippines is about 36% less expensive than Panama, with major cities narrowing the gap.

How much money do I need to move to Philippines?

Budget about ₱742,542 for 3 months in Philippines (based on a PAB75,000 comparable annual salary), then add the one-off costs: flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Philippines?

Connectivity is usually fine (Philippines: 7.6 fixed broadband per 100). What actually decides it is legal: does Philippines offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Philippines safe for expats?

Panama generally does better on safety, though Philippines leads in homicide rate. The homicide rate in Philippines is 4.3 per 100,000 people, compared to 11.3 in Panama.

How is healthcare in Philippines compared to Panama?

Philippines generally does better on health & wellbeing, though Panama leads in doctors per 10,000 people. There are 7.9 doctors per 10,000 people in Philippines, compared to 17.3 in Panama. Philippines scores 58 on the WHO universal health coverage index (Panama: 78).

What's the weather like in Philippines compared to Panama?

The average high temperature in Manila is 88°F, compared to 93°F in Panama City. Manila receives around 86.7 in of rainfall per year, while Panama City gets 75.1 in.

What language do they speak in Philippines?

The official languages in Philippines are English and Filipino. In Panama, the official language is Spanish.

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At a Glance

PA PH
Population 4,337,768 114,597,229
Currency Panamanian Balboa (PAB) Philippine Peso (₱)
Languages Spanish English, Filipino
Driving side Right Right
Calling code +507 +63
Time zones 1 1
Emergency number 911 911