Moving to Panama from Philippines

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What to Expect

Considering a move from Philippines to Panama? Here's how the two countries compare on cost, climate, safety, and more.

If you moved from Philippines to Panama, you would find that Panama is 2.0 times more expensive than Philippines overall. A ₱4,612,875 salary in Philippines would need to be roughly PAB116,765 in Panama to maintain the same lifestyle, and you’d need to navigate life in Spanish.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Philippines and Panama.

What does your salary buy?

₱4,612,875 PAB116,765

To maintain the same standard of living in Panama

Calculate with your salary →

How key spending categories compare

Restaurants

pay 2.4 times more

Groceries

pay 36.7% more

Transportation

pay 2.8 times more

Housing

pay 2.4 times more

Childcare

pay 2.2 times more

Entertainment and Sports

pay 60.0% more

See full cost of living breakdown
Exchange rate: 1 PHP = 0.0163 PAB (June 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Who Else Is Making This Move?

What the data shows about people moving from Philippines to Panama.

Living there in 2020
1,923 ↑ 20% vs 2015

people born in Philippines live in Panama · UN DESA

Who's moving to Panama?

Top countries of origin for Panama's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

The numbers behind daily life in Panama compared to Philippines.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

PH
4.3
PA
11.3
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

PH
9.7
PA
7.3

Philippines generally does better on safety, though Panama leads in road traffic deaths.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

PH
$560
PA
$3,318
Doctors per 10,000 people United Nations SDG Indicators, 2021

affects wait times and access to care

PH
7.9
PA
17.3

Philippines generally does better on health & wellbeing, though Panama leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

PH
92.0
PA
17.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

PH
1.5t
PA
2.7t

Philippines generally does better on environment, though Panama leads in air pollution deaths.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

PH
7.6
PA
15.5
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

PH
27.2%
PA
0.9%

Panama performs significantly better than Philippines across all infrastructure metrics.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

PH
2.2%
PA
6.7%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

PH
$9,700
PA
$35,800

Panama generally does better on employment & economy, though Philippines leads in unemployment rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

PH
70.1 yrs
PA
77.6 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

PH
22.2
PA
16.4

Panama generally does better on family life, though Philippines leads in literacy rate.

Data: Bureau of Internal Revenue, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Manila Rain: 86.7 in/yr (2201 mm)
88° / 77°F

Avg. annual high / low

Panama City Rain: 75.1 in/yr (1907 mm)
93° / 68°F

Avg. annual high / low

Months Manila Panama City
Jan–Mar 87°/75°F (31°/24°C) 94°/65°F (34°/18°C)
Apr–Jun 91°/79°F (33°/26°C) 94°/69°F (35°/21°C)
Jul–Sep 88°/78°F (31°/26°C) 92°/70°F (34°/21°C)
Oct–Dec 87°/77°F (30°/25°C) 91°/68°F (33°/20°C)
View all months
Month Manila Panama City
Jan 85°/74°F (29.5°/23.5°C) 92°/65°F (33.4°/18.5°C)
Feb 87°/75°F (30.5°/23.8°C) 94°/65°F (34.2°/18.4°C)
Mar 90°/77°F (32.1°/24.9°C) 95°/65°F (34.8°/18.4°C)
Apr 92°/79°F (33.5°/26.2°C) 96°/67°F (35.4°/19.5°C)
May 92°/80°F (33.2°/26.7°C) 94°/70°F (34.5°/21.1°C)
Jun 90°/79°F (32.2°/26.2°C) 93°/70°F (33.8°/21.3°C)
Jul 88°/78°F (31.1°/25.8°C) 93°/70°F (33.9°/21.0°C)
Aug 87°/78°F (30.6°/25.5°C) 93°/70°F (33.9°/20.9°C)
Sep 88°/78°F (30.9°/25.5°C) 91°/70°F (32.9°/21.0°C)
Oct 88°/78°F (30.9°/25.5°C) 91°/69°F (32.6°/20.8°C)
Nov 87°/77°F (30.7°/24.9°C) 91°/69°F (32.9°/20.3°C)
Dec 85°/75°F (29.7°/23.9°C) 92°/67°F (33.3°/19.2°C)

Data: Philippine Atmospheric Geophysical and Astronomical Services Administration Philippine Atmospheric Geophysical and Astronomical Services Administration, IMHPA - Instituto de Meteorología e Hidrología de Panamá IMHPA - Instituto de Meteorología e Hidrología de Panamá

Visitor Visa Requirements

Short-stay tourist visa rules between Philippines and Panama. To live, work, or study long-term in Panama, you'll need a separate residence or work visa — check Panama's immigration authority.

Philippines passport

Philippines passport holder visiting Panama

Visa Required
Philippines passport holders need a visa to enter Panama.
Panama passport

Panama passport holder visiting Philippines

Visa Free
Panama passport holders can enter Philippines without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Panama than Philippines?

On average Panama is around 56% pricier than Philippines, with notable variation by city.

How much money do I need to move to Panama?

Budget about PAB29,191 for 3 months in Panama (based on a ₱4,612,875 comparable annual salary), then add the one-off costs: flights, shipping, rental deposit, visa fees.

Can I work remotely from Panama?

Connectivity is usually fine (Panama: 15.5 fixed broadband per 100). What actually decides it is legal: does Panama offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Panama safe for expats?

Philippines generally does better on safety, though Panama leads in road traffic deaths. The homicide rate in Panama is 11.3 per 100,000 people, compared to 4.3 in Philippines.

How is healthcare in Panama compared to Philippines?

Philippines generally does better on health & wellbeing, though Panama leads in doctors per 10,000 people. There are 17.3 doctors per 10,000 people in Panama, compared to 7.9 in Philippines. Panama scores 78 on the WHO universal health coverage index (Philippines: 58).

What's the weather like in Panama compared to Philippines?

The average high temperature in Panama City is 93°F, compared to 88°F in Manila. Panama City receives around 75.1 in of rainfall per year, while Manila gets 86.7 in.

What language do they speak in Panama?

The official language in Panama is Spanish. In Philippines, the official languages are English and Filipino.

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At a Glance

PH PA
Population 114,597,229 4,337,768
Currency Philippine Peso (₱) Panamanian Balboa (PAB)
Languages English, Filipino Spanish
Driving side Right Right
Calling code +63 +507
Time zones 1 1
Emergency number 911 911