Moving to Ghana from Panama
What to Expect
Everything you need to know before relocating from Panama to Ghana — costs, safety, healthcare, and practical first steps.
If you moved from Panama to Ghana, you would find that Ghana is 36.2% cheaper than Panama overall. A PAB75,000 salary in Panama would need to be roughly GHS435,359 in Ghana to maintain the same lifestyle, and you’d need to navigate life in English.
How Far Will Your Money Go?
What to expect for your wallet after moving from Panama to Ghana.
What does your salary buy?
PAB75,000 → GHS435,359
To maintain the same standard of living in Ghana
Calculate with your salary →Where you'll feel the difference day-to-day
Restaurants
pay 37.0% less
Groceries
pay 14.0% less
Transportation
pay 20.0% less
Housing
pay 48.0% less
Childcare
pay 58.0% less
Entertainment and Sports
pay 20.6% less
Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.
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Key Indicator Comparison
Key indicators for anyone considering a move from Panama to Ghana.
Is it safe?
per 100,000 people per year
of residents who feel safe walking alone at night
per 100,000 people per year
Ghana generally does better on safety, though Panama leads in road traffic deaths.
How's the healthcare?
annual government + private spending per person
affects wait times and access to care
WHO index from 0–100 measuring essential service access
per 100,000 people — a proxy for mental health support
Panama generally does better on health & wellbeing, though Ghana leads in healthcare spending per person.
What about the environment?
deaths attributable to air pollution per 100k people
tonnes of CO₂ emitted per person per year
Panama generally does better on environment, though Ghana leads in co₂ emissions per capita.
Will I have good infrastructure?
fixed broadband subscriptions — key for remote work
higher means greater strain on freshwater supply
annual consumption — reflects grid capacity
Panama performs better than Ghana across all infrastructure metrics.
What are the job prospects?
percentage of the labour force without work
a broad measure of economic output per person
the highest marginal rate on personal income
Panama generally does better on employment & economy, though Ghana leads in unemployment rate.
Is it good for families?
average years of life at birth
deaths per 1,000 live births — lower is better
government spending on education as % of GDP
percentage of adults who can read and write
Panama generally does better on family life, though Ghana leads in education spending.
Data: General Directorate of Revenues, Panama, The World Factbook, United Nations SDG Indicators, World Bank
What's the Climate Like?
Monthly averages — select a city to compare.
Avg. annual high / low
Avg. annual high / low
| Months | Panama City | Accra |
|---|---|---|
| Jan–Mar | 94°/65°F (34°/18°C) | 91°/76°F (33°/25°C) |
| Apr–Jun | 94°/69°F (35°/21°C) | 88°/76°F (31°/24°C) |
| Jul–Sep | 92°/70°F (34°/21°C) | 84°/74°F (29°/23°C) |
| Oct–Dec | 91°/68°F (33°/20°C) | 89°/75°F (32°/24°C) |
View all months
| Month | Panama City | Accra |
|---|---|---|
| Jan | 92°/65°F (33.4°/18.5°C) | 90°/75°F (32.4°/24.1°C) |
| Feb | 94°/65°F (34.2°/18.4°C) | 92°/77°F (33.1°/25.0°C) |
| Mar | 95°/65°F (34.8°/18.4°C) | 91°/77°F (33.0°/25.1°C) |
| Apr | 96°/67°F (35.4°/19.5°C) | 91°/77°F (32.7°/25.1°C) |
| May | 94°/70°F (34.5°/21.1°C) | 89°/76°F (31.6°/24.4°C) |
| Jun | 93°/70°F (33.8°/21.3°C) | 85°/74°F (29.7°/23.6°C) |
| Jul | 93°/70°F (33.9°/21.0°C) | 83°/74°F (28.4°/23.1°C) |
| Aug | 93°/70°F (33.9°/20.9°C) | 83°/73°F (28.3°/22.7°C) |
| Sep | 91°/70°F (32.9°/21.0°C) | 85°/74°F (29.5°/23.1°C) |
| Oct | 91°/69°F (32.6°/20.8°C) | 88°/74°F (31.0°/23.5°C) |
| Nov | 91°/69°F (32.9°/20.3°C) | 90°/76°F (32.0°/24.2°C) |
| Dec | 92°/67°F (33.3°/19.2°C) | 90°/76°F (32.1°/24.3°C) |
Data:
IMHPA - Instituto de Meteorología e Hidrología de Panamá,
Ghana Meteorological Agency
Visitor Visa Requirements
Short-stay tourist visa rules between Panama and Ghana. To live, work, or study long-term in Ghana, you'll need a separate residence or work visa — check Ghana's immigration authority.
Panama passport holder visiting Ghana
Visa Required
Ghana passport holder visiting Panama
Visa RequiredData: Henley Passport Index. Check with the destination country's embassy for the most current requirements.
Frequently Asked Questions
Is it cheaper to live in Ghana than Panama?
Yes — Ghana is on average about 48% cheaper than Panama. City-level variation can be significant.
How much money do I need to move to Ghana?
Plan for at least 3 months of living expenses — roughly GHS108,840 in Ghana on a PAB75,000 comparable salary — plus one-off moving costs (flights, shipping, deposits, visa fees).
Can I work remotely from Ghana?
Internet is rarely the blocker — Ghana has 0.6 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.
Is Ghana safe for expats?
Ghana generally does better on safety, though Panama leads in road traffic deaths. The homicide rate in Ghana is 1.8 per 100,000 people, compared to 11.3 in Panama. About 83% of people in Ghana feel safe walking alone at night.
How is healthcare in Ghana compared to Panama?
Panama generally does better on health & wellbeing, though Ghana leads in healthcare spending per person. There are 1.4 doctors per 10,000 people in Ghana, compared to 17.3 in Panama. Ghana scores 48 on the WHO universal health coverage index (Panama: 78).
What's the weather like in Ghana compared to Panama?
The average high temperature in Accra is 88°F, compared to 93°F in Panama City. Accra receives around 29.2 in of rainfall per year, while Panama City gets 75.1 in.
What language do they speak in Ghana?
The official language in Ghana is English. In Panama, the official language is Spanish.
