Moving to Brunei from Panama

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What to Expect

Everything you need to know before relocating from Panama to Brunei — costs, safety, healthcare, and practical first steps.

If you moved from Panama to Brunei, you would find that Brunei is 7.2% more expensive than Panama overall. A PAB75,000 salary in Panama would need to be roughly BND112,900 in Brunei to maintain the same lifestyle, and you’d need to navigate life in Malay. You’ll also switch from driving on the right to the left.

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How Far Will Your Money Go?

What to expect for your wallet after moving from Panama to Brunei.

What does your salary buy?

PAB75,000 BND112,900

To maintain the same standard of living in Brunei

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 37.6% less

Groceries

pay 7.8% more

Transportation

pay 0.8% less

Housing

pay 4.5% less

Childcare

pay 12.5% less

Entertainment and Sports

pay 28.4% more

See full cost of living breakdown
Exchange rate: 1 PAB = 1.29 BND (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Key Indicator Comparison

Key indicators for anyone considering a move from Panama to Brunei.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

PA
11.3
BN
0.5
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

PA
7.3
BN
3.6

Brunei performs significantly better than Panama across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

PA
$3,318
BN
$1,896
Doctors per 10,000 people United Nations SDG Indicators, 2021

affects wait times and access to care

PA
17.3
BN
19.1

Brunei generally does better on health & wellbeing, though Panama leads in health coverage index.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

PA
17.0
BN
20.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

PA
2.7t
BN
20.2t

Panama performs better than Brunei across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

PA
15.5
BN
20.1
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

PA
0.9%
BN
3.5%

Brunei generally does better on infrastructure, though Panama leads in water stress level.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

PA
6.7%
BN
5.3%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

PA
$35,800
BN
$77,900

Brunei performs significantly better than Panama across all employment & economy metrics.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

PA
77.6 yrs
BN
78.4 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

PA
16.4
BN
10.5

Brunei performs significantly better than Panama across all family life metrics.

Data: General Directorate of Revenues, Panama, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Panama City Rain: 75.1 in/yr (1907 mm)
93° / 68°F

Avg. annual high / low

Bandar Seri Begawan Rain: 114.7 in/yr (2913 mm)
89° / 74°F

Avg. annual high / low

Months Panama City Bandar Seri Begawan
Jan–Mar 94°/65°F (34°/18°C) 88°/74°F (31°/23°C)
Apr–Jun 94°/69°F (35°/21°C) 90°/75°F (33°/24°C)
Jul–Sep 92°/70°F (34°/21°C) 90°/74°F (32°/23°C)
Oct–Dec 91°/68°F (33°/20°C) 89°/74°F (31°/23°C)
View all months
Month Panama City Bandar Seri Begawan
Jan 92°/65°F (33.4°/18.5°C) 87°/74°F (30.4°/23.3°C)
Feb 94°/65°F (34.2°/18.4°C) 87°/74°F (30.7°/23.3°C)
Mar 95°/65°F (34.8°/18.4°C) 89°/74°F (31.9°/23.5°C)
Apr 96°/67°F (35.4°/19.5°C) 90°/75°F (32.5°/23.7°C)
May 94°/70°F (34.5°/21.1°C) 91°/75°F (32.6°/23.7°C)
Jun 93°/70°F (33.8°/21.3°C) 90°/74°F (32.5°/23.4°C)
Jul 93°/70°F (33.9°/21.0°C) 90°/73°F (32.3°/23.0°C)
Aug 93°/70°F (33.9°/20.9°C) 90°/74°F (32.4°/23.1°C)
Sep 91°/70°F (32.9°/21.0°C) 90°/74°F (32.0°/23.1°C)
Oct 91°/69°F (32.6°/20.8°C) 89°/74°F (31.6°/23.2°C)
Nov 91°/69°F (32.9°/20.3°C) 89°/74°F (31.4°/23.2°C)
Dec 92°/67°F (33.3°/19.2°C) 88°/74°F (31.0°/23.2°C)

Data: IMHPA - Instituto de Meteorología e Hidrología de Panamá IMHPA - Instituto de Meteorología e Hidrología de Panamá, Brunei Darussalam Meteorological Department Brunei Darussalam Meteorological Department

Visitor Visa Requirements

Short-stay tourist visa rules between Panama and Brunei. To live, work, or study long-term in Brunei, you'll need a separate residence or work visa — check Brunei's immigration authority.

Panama passport

Panama passport holder visiting Brunei

Visa Required
Panama passport holders need a visa to enter Brunei.
Brunei passport

Brunei passport holder visiting Panama

Visa Free
Brunei passport holders can enter Panama without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Brunei than Panama?

No — Brunei is on average about 17% more expensive than Panama. City-level variation matters.

How much money do I need to move to Brunei?

Plan for at least 3 months of living expenses — roughly BND28,225 in Brunei on a PAB75,000 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Brunei?

Internet is rarely the blocker — Brunei has 20.1 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Brunei safe for expats?

Brunei performs significantly better than Panama across all safety metrics. The homicide rate in Brunei is 0.5 per 100,000 people, compared to 11.3 in Panama.

How is healthcare in Brunei compared to Panama?

Brunei generally does better on health & wellbeing, though Panama leads in health coverage index. There are 19.1 doctors per 10,000 people in Brunei, compared to 17.3 in Panama. Brunei scores 78 on the WHO universal health coverage index (Panama: 78).

What's the weather like in Brunei compared to Panama?

The average high temperature in Bandar Seri Begawan is 89°F, compared to 93°F in Panama City. Bandar Seri Begawan receives around 114.7 in of rainfall per year, while Panama City gets 75.1 in.

What language do they speak in Brunei?

The official language in Brunei is Malay. In Panama, the official language is Spanish.

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At a Glance

PA BN
Population 4,337,768 478,054
Currency Panamanian Balboa (PAB) Brunei Dollar (BND)
Languages Spanish Malay
Driving side Right Left
Calling code +507 +673
Time zones 1 1
Emergency number 911