Moving to Panama from Brunei

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What to Expect

Everything you need to know before relocating from Brunei to Panama — costs, safety, healthcare, and practical first steps.

If you moved from Brunei to Panama, you would find that Panama is 24.9% more expensive than Brunei overall. A BND96,000 salary in Brunei would need to be roughly PAB93,600 in Panama to maintain the same lifestyle, and you’d need to navigate life in Spanish. You’ll also switch from driving on the left to the right.

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How Far Will Your Money Go?

What to expect for your wallet after moving from Brunei to Panama.

What does your salary buy?

BND96,000 → PAB93,600

To maintain the same standard of living in Panama

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 45.4% more

Groceries

pay 3.4% more

Transportation

pay 2.8 times more

Housing

pay 15.9% more

Childcare

pay 37.8% more

Entertainment and Sports

pay 12.7% less

See full cost of living breakdown
Exchange rate: 1 BND = 0.7809 PAB (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Key Indicator Comparison

Key indicators for anyone considering a move from Brunei to Panama.

Is it safe?

Homicide rate United Nations SDG Indicators, 2023

per 100,000 people per year

BN
0.5
PA
11.7
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

BN
3.6
PA
7.3

Brunei performs better than Panama across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

BN
$1,896
PA
$3,318
Doctors per 10,000 people World Bank, 2022

affects wait times and access to care

BN
18.9
PA
16.2

Brunei performs better than Panama across all health & wellbeing metrics.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

BN
20.0
PA
17.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

BN
20.2t
PA
2.7t

Panama performs significantly better than Brunei across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

BN
21.2
PA
18.1
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

BN
3.5%
PA
0.9%

Brunei generally does better on infrastructure, though Panama leads in water stress level.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

BN
5.3%
PA
8.4%
GDP per capita World Bank, 2025

a broad measure of economic output per person

BN
$32,235
PA
$19,790

Brunei performs better than Panama across all employment & economy metrics.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

BN
75.5 yrs
PA
79.8 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

BN
8.6
PA
12.0

Brunei generally does better on family life, though Panama leads in life expectancy.

Sources: World Bank (2016–2025), United Nations SDG Indicators (2013–2021), World Health Organization (2024), Ministry of Finance, Revenue Division, Brunei (2016), General Directorate of Revenues, Panama (2016), The World Factbook (2021). How we calculate this

What's the Climate Like?

Monthly averages — select a city to compare.

Bandar Seri Begawan Rain: 114.7 in/yr (2913 mm)
89° / 74°F

Avg. annual high / low

Panama City Rain: 75.1 in/yr (1907 mm)
93° / 68°F

Avg. annual high / low

Months Bandar Seri Begawan Panama City
Jan–Mar 88°/74°F (31°/23°C) 94°/65°F (34°/18°C)
Apr–Jun 90°/75°F (33°/24°C) 94°/69°F (35°/21°C)
Jul–Sep 90°/74°F (32°/23°C) 92°/70°F (34°/21°C)
Oct–Dec 89°/74°F (31°/23°C) 91°/68°F (33°/20°C)
View all months
Month Bandar Seri Begawan Panama City
Jan 87°/74°F (30.4°/23.3°C) 92°/65°F (33.4°/18.5°C)
Feb 87°/74°F (30.7°/23.3°C) 94°/65°F (34.2°/18.4°C)
Mar 89°/74°F (31.9°/23.5°C) 95°/65°F (34.8°/18.4°C)
Apr 90°/75°F (32.5°/23.7°C) 96°/67°F (35.4°/19.5°C)
May 91°/75°F (32.6°/23.7°C) 94°/70°F (34.5°/21.1°C)
Jun 90°/74°F (32.5°/23.4°C) 93°/70°F (33.8°/21.3°C)
Jul 90°/73°F (32.3°/23.0°C) 93°/70°F (33.9°/21.0°C)
Aug 90°/74°F (32.4°/23.1°C) 93°/70°F (33.9°/20.9°C)
Sep 90°/74°F (32.0°/23.1°C) 91°/70°F (32.9°/21.0°C)
Oct 89°/74°F (31.6°/23.2°C) 91°/69°F (32.6°/20.8°C)
Nov 89°/74°F (31.4°/23.2°C) 91°/69°F (32.9°/20.3°C)
Dec 88°/74°F (31.0°/23.2°C) 92°/67°F (33.3°/19.2°C)

Data: Brunei Darussalam Meteorological Department Brunei Darussalam Meteorological Department, IMHPA - Instituto de Meteorología e Hidrología de Panamá IMHPA - Instituto de Meteorología e Hidrología de Panamá

Visitor Visa Requirements

Short-stay tourist visa rules between Brunei and Panama. To live, work, or study long-term in Panama, you'll need a separate residence or work visa — check Panama's immigration authority.

Brunei passport

Brunei passport holder visiting Panama

Visa Free
Brunei passport holders can enter Panama without a visa.
Panama passport

Panama passport holder visiting Brunei

Visa Required
Panama passport holders need a visa to enter Brunei.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Panama than Brunei?

No — Panama is on average about 25% more expensive than Brunei. City-level variation matters.

How much money do I need to move to Panama?

Plan for at least 3 months of living expenses — roughly PAB23,400 in Panama on a BND96,000 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Panama?

Internet is rarely the blocker — Panama has 18.1 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Panama safe for expats?

Brunei performs better than Panama across all safety metrics. The homicide rate in Panama is 11.7 per 100,000 people, compared to 0.5 in Brunei.

How is healthcare in Panama compared to Brunei?

Brunei performs better than Panama across all health & wellbeing metrics. There are 16.2 doctors per 10,000 people in Panama, compared to 18.9 in Brunei. Panama scores 78 on the WHO universal health coverage index (Brunei: 78).

What's the weather like in Panama compared to Brunei?

The average high temperature in Panama City is 93°F, compared to 89°F in Bandar Seri Begawan. Panama City receives around 75.1 in of rainfall per year, while Bandar Seri Begawan gets 114.7 in.

What language do they speak in Panama?

The official language in Panama is Spanish. In Brunei, the official language is Malay.

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At a Glance

BN PA
Population 466,330 4,571,189
Currency Brunei Dollar (BND) Panamanian Balboa (PAB)
Languages Malay Spanish
Driving side Left Right
Calling code +673 +507
Time zones 1 1
Emergency number — 911