Moving to Vermont from New York

moving to

What to Expect

A comprehensive look at what changes when you move from New York to Vermont — from daily expenses to quality of life.

If you moved from New York to Vermont, you would find that Vermont is 6.1% cheaper than New York. A $75,000 salary in New York would need to be roughly $68,839 in Vermont to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from New York to Vermont.

What does your salary buy?

$75,000 $68,839

To maintain the same standard of living in Vermont

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 0.6% less

Groceries

pay 5.3% less

Transportation

pay 9.4% less

Housing

pay 8.1% less

Childcare

pay 10.0% less

Entertainment and Sports

pay 4.0% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

How New York and Vermont stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NY
381
VT
211
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NY
1760
VT
1802

New York generally does better on safety, though Vermont leads in violent crime rate.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

NY
5.0%
VT
3.9%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

NY
29.9%
VT
27.2%

Vermont generally does better on health & wellbeing, though New York leads in adult smoking rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

NY
$403,000
VT
$290,500
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

NY
$1,576
VT
$1,193

Vermont performs significantly better than New York across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

NY
89.7%
VT
88.4%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

NY
33 min
VT
23 min

New York generally does better on infrastructure, though Vermont leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

NY
4.4%
VT
2.6%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

NY
$91,992
VT
$56,462

New York generally does better on employment & economy, though Vermont leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

NY
77.7 yrs
VT
78.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

NY
28%
VT
31%

Vermont performs significantly better than New York across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Albany Rain: 39.4 in/yr (1000 mm)
58° / 39°F

Avg. annual high / low

Montpelier Rain: 42.4 in/yr (1078 mm)
56° / 32°F

Avg. annual high / low

Months Albany Montpelier
Jan–Mar 37°/19°F (2°/-7°C) 34°/8°F (1°/-13°C)
Apr–Jun 68°/47°F (20°/8°C) 67°/42°F (20°/5°C)
Jul–Sep 78°/58°F (26°/14°C) 79°/53°F (26°/12°C)
Oct–Dec 48°/31°F (9°/-1°C) 46°/25°F (8°/-4°C)
View all months
Month Albany Montpelier
Jan 31°/15°F (-0.8°/-9.7°C) 28°/3°F (-2.2°/-15.9°C)
Feb 35°/17°F (1.4°/-8.2°C) 33°/6°F (0.3°/-14.5°C)
Mar 44°/26°F (6.9°/-3.5°C) 42°/16°F (5.4°/-8.9°C)
Apr 58°/37°F (14.6°/2.9°C) 55°/30°F (12.8°/-1.1°C)
May 69°/47°F (20.8°/8.4°C) 69°/42°F (20.3°/5.5°C)
Jun 78°/56°F (25.5°/13.6°C) 78°/53°F (25.5°/11.7°C)
Jul 82°/61°F (27.9°/16.3°C) 83°/58°F (28.4°/14.2°C)
Aug 80°/60°F (26.9°/15.5°C) 81°/55°F (27.4°/13.0°C)
Sep 72°/52°F (22.3°/10.9°C) 73°/47°F (22.8°/8.2°C)
Oct 60°/40°F (15.4°/4.2°C) 59°/35°F (15.1°/1.4°C)
Nov 48°/31°F (8.8°/-0.3°C) 46°/26°F (7.6°/-3.4°C)
Dec 36°/21°F (2.1°/-6.0°C) 32°/13°F (0.2°/-10.8°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Vermont than New York?

Generally yes: Vermont runs about 8% cheaper than New York on average, though it depends heavily on the city.

How much money do I need to move to Vermont?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $17,210 in Vermont for everyday spending, before movers, a truck rental, and a rental deposit.

Is Vermont safe?

New York generally does better on safety, though Vermont leads in violent crime rate.

How is healthcare in Vermont compared to New York?

Vermont generally does better on health & wellbeing, though New York leads in adult smoking rate.

What's the weather like in Vermont compared to New York?

The average high temperature in Montpelier is 56°F, compared to 58°F in Albany. Montpelier receives around 42.4 in of rainfall per year, while Albany gets 39.4 in.

Share this