Moving to New York from Vermont

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What to Expect

A comprehensive look at what changes when you move from Vermont to New York — from daily expenses to quality of life.

If you moved from Vermont to New York, you would find that New York is 9.6% more expensive than Vermont. A $75,000 salary in Vermont would need to be roughly $81,712 in New York to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from Vermont to New York.

What does your salary buy?

$75,000 $81,712

To maintain the same standard of living in New York

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 0.8% more

Groceries

pay 6.9% more

Transportation

pay 22.4% more

Housing

pay 10.4% more

Childcare

pay 11.6% more

Entertainment and Sports

pay 6.1% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

How Vermont and New York stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

VT
211
NY
381
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

VT
1802
NY
1760

Vermont generally does better on safety, though New York leads in property crime rate.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

VT
3.9%
NY
5.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

VT
27.2%
NY
29.9%

Vermont generally does better on health & wellbeing, though New York leads in adult smoking rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

VT
$290,500
NY
$403,000
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

VT
$1,193
NY
$1,576

Vermont performs better than New York across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

VT
88.4%
NY
89.7%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

VT
23 min
NY
33 min

Vermont generally does better on infrastructure, though New York leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

VT
2.6%
NY
4.4%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

VT
$56,462
NY
$91,992

Vermont generally does better on employment & economy, though New York leads in gdp per capita.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

VT
78.8 yrs
NY
77.7 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

VT
31%
NY
28%

Vermont performs better than New York across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Montpelier Rain: 42.4 in/yr (1078 mm)
56° / 32°F

Avg. annual high / low

Albany Rain: 39.4 in/yr (1000 mm)
58° / 39°F

Avg. annual high / low

Months Montpelier Albany
Jan–Mar 34°/8°F (1°/-13°C) 37°/19°F (2°/-7°C)
Apr–Jun 67°/42°F (20°/5°C) 68°/47°F (20°/8°C)
Jul–Sep 79°/53°F (26°/12°C) 78°/58°F (26°/14°C)
Oct–Dec 46°/25°F (8°/-4°C) 48°/31°F (9°/-1°C)
View all months
Month Montpelier Albany
Jan 28°/3°F (-2.2°/-15.9°C) 31°/15°F (-0.8°/-9.7°C)
Feb 33°/6°F (0.3°/-14.5°C) 35°/17°F (1.4°/-8.2°C)
Mar 42°/16°F (5.4°/-8.9°C) 44°/26°F (6.9°/-3.5°C)
Apr 55°/30°F (12.8°/-1.1°C) 58°/37°F (14.6°/2.9°C)
May 69°/42°F (20.3°/5.5°C) 69°/47°F (20.8°/8.4°C)
Jun 78°/53°F (25.5°/11.7°C) 78°/56°F (25.5°/13.6°C)
Jul 83°/58°F (28.4°/14.2°C) 82°/61°F (27.9°/16.3°C)
Aug 81°/55°F (27.4°/13.0°C) 80°/60°F (26.9°/15.5°C)
Sep 73°/47°F (22.8°/8.2°C) 72°/52°F (22.3°/10.9°C)
Oct 59°/35°F (15.1°/1.4°C) 60°/40°F (15.4°/4.2°C)
Nov 46°/26°F (7.6°/-3.4°C) 48°/31°F (8.8°/-0.3°C)
Dec 32°/13°F (0.2°/-10.8°C) 36°/21°F (2.1°/-6.0°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in New York than Vermont?

Day-to-day costs in New York run about 9% higher than Vermont on average; specific cities can swing further.

How much money do I need to move to New York?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $20,428 in New York for everyday spending, before movers, a truck rental, and a rental deposit.

Is New York safe?

Vermont generally does better on safety, though New York leads in property crime rate.

How is healthcare in New York compared to Vermont?

Vermont generally does better on health & wellbeing, though New York leads in adult smoking rate.

What's the weather like in New York compared to Vermont?

The average high temperature in Albany is 58°F, compared to 56°F in Montpelier. Albany receives around 39.4 in of rainfall per year, while Montpelier gets 42.4 in.

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