Moving to South Africa from Montenegro

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What to Expect

Everything you need to know before relocating from Montenegro to South Africa — costs, safety, healthcare, and practical first steps.

If you moved from Montenegro to South Africa, you would find that South Africa is 13.5% cheaper than Montenegro overall. A €67,000 salary in Montenegro would need to be roughly ZAR1,080,000 in South Africa to maintain the same lifestyle, and you’d need to navigate life in Afrikaans, English, Northern Sotho, Southern Ndebele, Southern Sotho, Swazi, Tsonga, Tswana, Venda, Xhosa and Zulu. You’ll also switch from driving on the right to the left.

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Is South Africa cheaper than Montenegro?

Where you'll feel the difference day-to-day

Restaurants

pay 29.3% less

Groceries

pay 1.4% more

Transportation

pay 8.6% more

Housing

pay 20.1% less

Childcare

pay 37.9% less

Entertainment and Sports

pay 13.0% less

See full cost of living breakdown
Exchange rate: 1 EUR = 18.57 ZAR (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

What salary do you need in South Africa?

What does your salary buy?

€67,000 → ZAR1,080,000

To maintain the same standard of living in South Africa

Calculate with your salary →

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in South Africa cost about 7% less than cities in Montenegro.

Montenegro

Tivat 43%
Kotor 42%

South Africa

Cape Town 45%
Sandton 44%
Durban 37%

Compare cities head-to-head

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Key Indicator Comparison

Key indicators for anyone considering a move from Montenegro to South Africa.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

ME
0.8
ZA
43.7
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

ME
9.1
ZA
24.5

Montenegro performs better than South Africa across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

ME
$2,908
ZA
$1,354
Doctors per 10,000 people World Bank, 2023

affects wait times and access to care

ME
27.8
ZA
7.9

Montenegro generally does better on health & wellbeing, though South Africa leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

ME
60.0
ZA
47.0

South Africa performs significantly better than Montenegro across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

ME
32.3
ZA
5.3
Electricity per capita World Bank, 2023

annual consumption — reflects grid capacity

ME
4,564 kWh
ZA
3,247 kWh

Montenegro performs better than South Africa across all infrastructure metrics.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

ME
13.6%
ZA
32.4%
GDP per capita World Bank, 2025

a broad measure of economic output per person

ME
$14,817
ZA
$6,598

Montenegro performs better than South Africa across all employment & economy metrics.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

ME
77.9 yrs
ZA
66.3 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

ME
1.9
ZA
24.2

Montenegro performs better than South Africa across all family life metrics.

Sources: World Bank (2021–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), Department of Public Revenues, Montenegro (2016), South African Revenue Service (2017), The World Factbook (2021). How we calculate this

Weather in South Africa vs Montenegro

Monthly averages — select a city to compare.

Podgorica Rain: 65.4 in/yr (1661 mm)
69° / 51°F

Avg. annual high / low

Johannesburg Rain: 28.1 in/yr (713 mm)
71° / 50°F

Avg. annual high / low

Months Podgorica Johannesburg
Jan–Mar 53°/38°F (12°/3°C) 77°/57°F (25°/14°C)
Apr–Jun 75°/56°F (24°/13°C) 66°/45°F (19°/7°C)
Jul–Sep 86°/66°F (30°/19°C) 67°/44°F (20°/7°C)
Oct–Dec 61°/45°F (16°/7°C) 76°/55°F (24°/13°C)
View all months
Month Podgorica Johannesburg
Jan 49°/35°F (9.5°/1.4°C) 78°/58°F (25.6°/14.7°C)
Feb 52°/38°F (11.3°/3.1°C) 77°/57°F (25.1°/14.1°C)
Mar 59°/42°F (15.1°/5.8°C) 75°/56°F (24.0°/13.1°C)
Apr 66°/48°F (19.1°/9.1°C) 70°/51°F (21.1°/10.3°C)
May 76°/56°F (24.3°/13.5°C) 66°/45°F (18.9°/7.2°C)
Jun 83°/63°F (28.2°/17.3°C) 61°/39°F (16.0°/4.1°C)
Jul 89°/69°F (31.8°/20.3°C) 62°/39°F (16.7°/4.1°C)
Aug 89°/68°F (31.7°/20.2°C) 67°/43°F (19.4°/6.2°C)
Sep 81°/62°F (27.3°/16.5°C) 73°/49°F (22.8°/9.3°C)
Oct 71°/53°F (21.7°/11.6°C) 75°/52°F (23.8°/11.2°C)
Nov 60°/44°F (15.4°/6.8°C) 76°/55°F (24.2°/12.7°C)
Dec 52°/37°F (11.1°/2.9°C) 77°/57°F (25.2°/13.9°C)

Data: Institute of Hydrometeorology and Seismology Institute of Hydrometeorology and Seismology, South African Weather Service South African Weather Service

Can you move from Montenegro to South Africa?

Short-stay tourist visa rules between Montenegro and South Africa. To live, work, or study long-term in South Africa, you'll need a separate residence or work visa — check South Africa's immigration authority.

Montenegro passport

Montenegro passport holder visiting South Africa

Visa Required
Montenegro passport holders need a visa to enter South Africa.
South Africa passport

South Africa passport holder visiting Montenegro

Visa Required
South Africa passport holders need a visa to enter Montenegro.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in South Africa than Montenegro?

Yes — South Africa is on average about 13% cheaper than Montenegro. City-level variation can be significant.

How much money do I need to move to South Africa?

Plan for at least 3 months of living expenses — roughly ZAR270,000 in South Africa on a €67,000 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from South Africa?

Internet is rarely the blocker — South Africa has 5.3 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is South Africa safe for expats?

Montenegro performs better than South Africa across all safety metrics. The homicide rate in South Africa is 43.7 per 100,000 people, compared to 0.8 in Montenegro.

How is healthcare in South Africa compared to Montenegro?

Montenegro generally does better on health & wellbeing, though South Africa leads in healthcare spending per person. There are 7.9 doctors per 10,000 people in South Africa, compared to 27.8 in Montenegro. South Africa scores 71 on the WHO universal health coverage index (Montenegro: 72).

What's the weather like in South Africa compared to Montenegro?

The average high temperature in Johannesburg is 71°F, compared to 69°F in Podgorica. Johannesburg receives around 28.1 in of rainfall per year, while Podgorica gets 65.4 in.

What language do they speak in South Africa?

The official languages in South Africa are Afrikaans, English, Northern Sotho, Southern Ndebele, Southern Sotho, Swazi, Tsonga, Tswana, Venda, Xhosa and Zulu. In Montenegro, the official language is Montenegrin.

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At a Glance

ME ZA
Population 623,129 64,747,319
Currency Euro (€) South African Rand (ZAR)
Languages Montenegrin Afrikaans, English, Northern Sotho, Southern Ndebele, Southern Sotho, Swazi, Tsonga, Tswana, Venda, Xhosa, Zulu
Driving side Right Left
Calling code +382 +27
Time zones 1 1
Emergency number 112 10111