Cost of living comparison

Montenegro

compared to

South Africa

Cape Town vs. Tivat Cost of Living Summary

Cape Town is 0.7% cheaper than Tivat.

Restaurants: pay 23.8% less in Cape Town
Groceries: pay 5.8% more in Cape Town
Transportation: pay 15.6% more in Cape Town
Housing: pay 0.2% less in Cape Town
Childcare: pay 21.9% less in Cape Town
Entertainment and Sports: pay 10.8% more in Cape Town
Clothing: pay 10.4% less in Cape Town

The cost of transportation, entertainment and sports, and groceries in Cape Town are more expensive than in Tivat. Expenses including restaurants, childcare, clothing, and housing are lower in Cape Town.

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Cape Town vs. Tivat Cost Breakdown

If you lived in Cape Town instead of Tivat, you would:

Display currency: USD

pay 23.8% less for restaurants

	Tivat	Cape Town
Basic meal with drink at inexpensive restaurant	$11.20 €9.99	$12.02 ZAR199.18	+7.3%
Fast food combo meal McDonalds, or similar	$10.64 €9.49	$6.01 ZAR99.59	-43.5%
Bottle of Coca-Cola (11 fl. oz)	$2.55 €2.28	$1.30 ZAR21.55	-49.1%
Bottle of water (11 fl. oz)	$1.43 €1.28	$0.99 ZAR16.45	-30.6%
Average			-23.8%

Tivat vs. Cape Town - Cost of restaurants

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pay 5.8% more for groceries

	Tivat	Cape Town
Bread 1 loaf	$1.06 €0.95	$1.23 ZAR20.44	+15.9%
Local cheese (8 oz)	$4.34 €3.87	$4.39 ZAR72.76	+1.2%
Milk (1 gallon)	$4.90 €4.37	$4.99 ZAR82.76	+1.9%
Eggs 1 dozen	$3.39 €3.03	$3.14 ZAR52.04	-7.4%
Boneless chicken breast (1 lb)	$3.77 €3.36	$3.07 ZAR50.89	-18.4%
Apples (1 lb)	$0.72 €0.65	$0.85 ZAR14.06	+17.1%
Bananas (1 lb)	$0.78 €0.70	$0.87 ZAR14.42	+11.7%
Oranges (1 lb)	$0.80 €0.71	$0.77 ZAR12.78	-3.2%
Tomatoes (1 lb)	$1.30 €1.16	$0.95 ZAR15.78	-26.6%
Potatoes (1 lb)	$0.44 €0.39	$0.70 ZAR11.57	+59.6%
Onions (1 lb)	$0.49 €0.44	$0.68 ZAR11.35	+38.7%
Average			+5.8%

Tivat vs. Cape Town - Cost of groceries

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pay 15.6% more for transportation

	Tivat	Cape Town
Gasoline (1 gallon)	$6.62 €5.91	$5.86 ZAR97.08	-11.5%
Monthly public transit pass	$39.19 €34.98	$60.09 ZAR995.89	+53.3%
New Volkswagen Golf 1.4 (standard edition)	$29,113.12 €25,984.57	$35,391.94 ZAR587K	+21.6%
Taxi trip in downtown area (5 miles)	$10.08 €8.99	$12.62 ZAR209.14	+25.2%
Average			+15.6%

Tivat vs. Cape Town - Cost of transportation

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pay 0.2% less for housing

	Tivat	Cape Town
Internet connection 50 mbps or faster, cable/dsl	$33.59 €29.98	$39.98 ZAR662.57	+19.0%
1-Bedroom apartment in downtown area	$884.37 €789.33	$1,017.49 ZAR16,863.66	+15.1%
1-Bedroom apartment outside city center	$802.01 €715.82	$706.64 ZAR11,711.61	-11.9%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$98.73 €88.12	$88.53 ZAR1,467.33	-10.3%
Average			-0.2%

Tivat vs. Cape Town - Cost of housing

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pay 21.9% less for childcare

	Tivat	Cape Town
Private preschool for 1 child, monthly	$401.24 €358.12	$262.39 ZAR4,348.70	-34.6%
Middle school for 1 child, two semesters	$7,315.61 €6,529.46	$6,820.14 ZAR113K	-6.8%
Average			-21.9%

Tivat vs. Cape Town - Cost of childcare

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pay 10.8% more for entertainment and sports

	Tivat	Cape Town
Domestic/local beer (1 pint)	$3.08 €2.75	$3.00 ZAR49.79	-2.4%
Cappuccino in mid-range area	$2.17 €1.94	$2.43 ZAR40.23	+11.7%
Pack of cigarettes Marlboro or similar	$4.37 €3.90	$3.61 ZAR59.75	-17.4%
Monthly membership at local gym	$47.59 €42.47	$49.37 ZAR818.20	+3.7%
Movie ticket to theater/cinema	$6.16 €5.50	$9.01 ZAR149.38	+46.4%
Average			+10.8%

Tivat vs. Cape Town - Cost of entertainment and sports

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pay 10.4% less for clothing

	Tivat	Cape Town
Regular jeans Levi's brand	$87.34 €77.95	$55.49 ZAR919.73	-36.5%
Regular dress from H&M or similar store	$39.19 €34.98	$32.30 ZAR535.29	-17.6%
Running shoes Nike or Adidas	$97.42 €86.95	$119.84 ZAR1,986.24	+23.0%
Men's business shoes (leather)	$105.75 €94.39	$105.58 ZAR1,749.91	-0.2%
Average			-10.4%

Tivat vs. Cape Town - Cost of clothing

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated October 2026). How we calculate this

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