Moving to Iowa from Kentucky

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What to Expect

Considering a move from Kentucky to Iowa? Here's how the two compare on cost, climate, safety, and more.

If you moved from Kentucky to Iowa, you would find that Iowa is 2.8% more expensive than Kentucky. A $75,000 salary in Kentucky would need to be roughly $72,684 in Iowa to maintain the same lifestyle.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Kentucky and Iowa.

What does your salary buy?

$75,000 $72,684

To maintain the same standard of living in Iowa

Calculate with your salary →

How key spending categories compare

Restaurants

pay 3.9% more

Groceries

pay 1.4% less

Transportation

pay 4.1% less

Housing

pay 4.8% less

Childcare

pay 9.1% less

Entertainment and Sports

pay 25.6% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

The numbers behind daily life in Iowa compared to Kentucky.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

KY
220
IA
277
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

KY
1525
IA
1427

Kentucky generally does better on safety, though Iowa leads in property crime rate.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

KY
5.7%
IA
4.7%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

KY
38.2%
IA
38.7%

Iowa generally does better on health & wellbeing, though Kentucky leads in adult obesity rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

KY
$192,300
IA
$195,900
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

KY
$933
IA
$949

Kentucky generally does better on what about housing?, though Iowa leads in homeownership rate.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

KY
87.4%
IA
87.9%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

KY
24 min
IA
20 min

Iowa performs significantly better than Kentucky across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

KY
3.5%
IA
3.3%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

KY
$50,135
IA
$63,747

Iowa performs significantly better than Kentucky across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

KY
73.5 yrs
IA
77.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

KY
18%
IA
20%

Iowa performs significantly better than Kentucky across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Bowling Green Rain: 49.9 in/yr (1267 mm)
69° / 47°F

Avg. annual high / low

Des Moines Rain: 36.0 in/yr (915 mm)
60° / 41°F

Avg. annual high / low

Months Bowling Green Des Moines
Jan–Mar 52°/31°F (11°/-1°C) 39°/21°F (4°/-6°C)
Apr–Jun 78°/55°F (25°/13°C) 72°/52°F (22°/11°C)
Jul–Sep 87°/64°F (30°/18°C) 82°/62°F (28°/17°C)
Oct–Dec 59°/38°F (15°/3°C) 48°/31°F (9°/-1°C)
View all months
Month Bowling Green Des Moines
Jan 45°/26°F (7.2°/-3.1°C) 31°/14°F (-0.6°/-9.8°C)
Feb 50°/30°F (10.0°/-1.3°C) 36°/19°F (2.3°/-7.3°C)
Mar 60°/37°F (15.4°/2.8°C) 49°/30°F (9.4°/-1.3°C)
Apr 70°/46°F (20.9°/7.6°C) 62°/41°F (16.8°/5.1°C)
May 78°/55°F (25.4°/12.8°C) 72°/52°F (22.4°/11.2°C)
Jun 86°/64°F (30.1°/17.7°C) 82°/62°F (27.6°/16.7°C)
Jul 89°/68°F (31.9°/19.9°C) 86°/67°F (29.8°/19.3°C)
Aug 89°/66°F (31.6°/18.9°C) 84°/65°F (28.8°/18.2°C)
Sep 82°/58°F (27.8°/14.4°C) 76°/55°F (24.5°/12.9°C)
Oct 71°/46°F (21.8°/7.9°C) 63°/43°F (17.3°/6.1°C)
Nov 59°/38°F (15.2°/3.1°C) 48°/31°F (8.8°/-0.8°C)
Dec 48°/29°F (8.8°/-1.6°C) 34°/18°F (1.1°/-7.8°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Iowa than Kentucky?

On average Iowa is about 3% less expensive than Kentucky, with major cities narrowing the gap.

How much money do I need to move to Iowa?

Budget about $18,171 for 3 months in Iowa (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is Iowa safe?

Kentucky generally does better on safety, though Iowa leads in property crime rate.

How is healthcare in Iowa compared to Kentucky?

Iowa generally does better on health & wellbeing, though Kentucky leads in adult obesity rate.

What's the weather like in Iowa compared to Kentucky?

The average high temperature in Des Moines is 60°F, compared to 69°F in Bowling Green. Des Moines receives around 36.0 in of rainfall per year, while Bowling Green gets 49.9 in.

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