Moving to Arizona from Kentucky

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What to Expect

Considering a move from Kentucky to Arizona? Here's how the two compare on cost, climate, safety, and more.

If you moved from Kentucky to Arizona, you would find that Arizona is 18.0% more expensive than Kentucky. A $75,000 salary in Kentucky would need to be roughly $88,500 in Arizona to maintain the same lifestyle. Expect a noticeable climate shift — Phoenix averages 87°F vs 68°F in Louisville, making it significantly warmer. Louisville and Phoenix are about 1,500 mi apart.

Is Arizona cheaper than Kentucky?

How key spending categories compare

Restaurants

pay 30.4% more

Groceries

pay 2.7% more

Transportation

pay 15.4% more

Housing

pay 38.8% more

Childcare

pay 23.2% less

Entertainment and Sports

pay 12.0% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

What salary do you need in Arizona?

What does your salary buy?

$75,000 → $88,500

To maintain the same standard of living in Arizona

Calculate with your salary →

Key Indicator Comparison

The numbers behind daily life in Arizona compared to Kentucky.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

KY
220
AZ
398
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

KY
1525
AZ
1752

Kentucky performs better than Arizona across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

KY
5.7%
AZ
10.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

KY
38.2%
AZ
33.6%

Arizona generally does better on health & wellbeing, though Kentucky leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

KY
$192,300
AZ
$358,900
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

KY
$933
AZ
$1,431

Kentucky performs better than Arizona across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

KY
87.4%
AZ
90.5%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

KY
24 min
AZ
26 min

Kentucky generally does better on infrastructure, though Arizona leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

KY
3.5%
AZ
4.0%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

KY
$50,135
AZ
$58,628

Arizona generally does better on employment & economy, though Kentucky leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

KY
73.5 yrs
AZ
76.3 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

KY
18%
AZ
21%

Arizona performs significantly better than Kentucky across all family life metrics.

Weather in Arizona vs Kentucky

Monthly averages — select a city to compare.

Louisville Rain: 44.9 in/yr (1141 mm)
68° / 49°F

Avg. annual high / low

Phoenix Rain: 8.2 in/yr (208 mm)
87° / 63°F

Avg. annual high / low

Months Louisville Phoenix
Jan–Mar 50°/32°F (10°/0°C) 73°/49°F (23°/10°C)
Apr–Jun 77°/57°F (25°/14°C) 95°/69°F (35°/20°C)
Jul–Sep 86°/66°F (30°/19°C) 103°/80°F (40°/27°C)
Oct–Dec 58°/40°F (14°/4°C) 77°/54°F (25°/12°C)
View all months
Month Louisville Phoenix
Jan 43°/27°F (6.1°/-2.9°C) 69°/46°F (20.3°/7.6°C)
Feb 48°/30°F (8.8°/-1.2°C) 72°/49°F (22.1°/9.3°C)
Mar 58°/38°F (14.4°/3.2°C) 78°/53°F (25.7°/11.9°C)
Apr 69°/47°F (20.4°/8.5°C) 86°/60°F (29.9°/15.7°C)
May 77°/57°F (25.1°/13.9°C) 95°/69°F (34.8°/20.6°C)
Jun 85°/66°F (29.6°/18.9°C) 104°/77°F (39.9°/25.1°C)
Jul 89°/70°F (31.5°/21.1°C) 106°/83°F (41.0°/28.1°C)
Aug 88°/69°F (31.3°/20.3°C) 104°/82°F (40.1°/27.8°C)
Sep 82°/60°F (27.5°/15.8°C) 100°/75°F (37.8°/24.1°C)
Oct 70°/49°F (21.2°/9.4°C) 89°/64°F (31.8°/18.0°C)
Nov 58°/40°F (14.4°/4.2°C) 76°/52°F (24.7°/11.1°C)
Dec 46°/30°F (7.7°/-1.1°C) 67°/45°F (19.6°/7.1°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Arizona than Kentucky?

On average Arizona is around 18% pricier than Kentucky, with notable variation by city.

How much money do I need to move to Arizona?

Budget about $22,125 for 3 months in Arizona (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is Arizona safe?

Kentucky performs better than Arizona across all safety metrics.

How is healthcare in Arizona compared to Kentucky?

Arizona generally does better on health & wellbeing, though Kentucky leads in uninsured rate.

What's the weather like in Arizona compared to Kentucky?

The average high temperature in Phoenix is 87°F, compared to 68°F in Louisville. Phoenix receives around 8.2 in of rainfall per year, while Louisville gets 44.9 in.

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